Raghid W. CHARARA

Embedded finance, the integration of financial services into non-financial products and services, is a game-changer for #commerce. In Episode 21 of The Fintech Power 50 podcast, our co-founder and COO, Alain El Hajj discusses embedded finance use cases and the growth opportunity for businesses in MENA. Listen to the podcast here: https://lnkd.in/dBFF7B6Y #embeddedfinance #financialservices #digitalpayments

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Empowering MEA's Financial Environment with Unipesa Solutions ⚙️ Dive into the digital age with Unipesa, where our business solution is reshaping the financial fabric of the MEA region. Catering to a broad spectrum of clients, from payment companies to governmental entities, Unipesa stands as a trusted partner in implementing innovations. Here's how Unipesa is making a difference across various sectors: 🔸 For Payment Companies: Unipesa offers e-commerce payment solutions, wallet management, a comprehensive set of payment and messaging channels, and many other business solutions. 🔸 Financial Institutions: Benefit from our lending & saving management solutions, bill payments engine, cross-border remittance, and innovative services like the crypto exchange. 🔸 Banks: With Unipesa, access advanced POS terminal solutions, digital banking services, and multi-currency transaction capabilities, driving your digital transformation forward. 🔸 Government: We provide robust solutions for monitoring operations, tracking financial statistics, tax collection, and more, enhancing transparency and efficiency in public services. Join the Unipesa ecosystem and leverage our modern technologies to unlock new opportunities and scale your business to new heights in the MEA region.💡 Uncover more about Unipesa, by contacting us ⬇️ 📩 [email protected] 📲 +971 58 683 2480 #DigitalFinance #MEA #FintechSolutions #BusinessGrowth #FinancialInclusion #Innovation #UnipesaSolutions #BankingSolutions #DigitalBankingMEA #FinancialEcosystem #DigitalEraFinance #FutureOfPayments #UnipesaEcosystem #Banking #BankingAgents #AfricaPayment #b2b #DigitalBanking #POS #UnipesaPOS #TapToPhone #Tap2Phone #Tap2Pay #NFC

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Our GCEO Financial Services, Haisam Odeimeh, shares insights with CNN Business Arabic | الاقتصادية CNN on how Al Ramz Corporation has been an early adopter of AI technology to enhance our operations and provide substantial benefits to our clients. By integrating AI into our processes, we have successfully navigated the complexities and achieved significant milestones. Read more about our journey and how AI is revolutionizing the investment landscape, ensuring smarter and faster decisions for our valued customers. https://lnkd.in/eeabFW9h #AI #Innovation #Investment #AlRamz #FinancialServices #Leadership #Technology #BusinessGrowth

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🚀 Exciting News! Just 8 days until Seamless Middle East! Save the date! May 14-16, in the Banking & Tech hall. Be sure to catch our speaking panel featuring Sherif AZIZ as he unveils the future of recurring revenue management in the banking and technology sector! Don't miss this insightful session. See you there! #SeamlessME #SubsbaseAtSeamless #PanelDiscussion

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Mashreq's Group CEO, Ahmed Abdelaal, sheds light on the transformative journey of the GCC's banking sector. Even as the industry experiences steady growth driven by infrastructure projects, economic diversification, and a young, affluent population, it also faces challenges like geopolitical tensions and regulatory changes. Abdelaal stresses, "Digital agility is crucial for navigating today’s banking landscape and seizing new opportunities." He also highlights that by embracing digitalisation and innovation with AI, fintech, and blockchain, Mashreq is reshaping the industry and enhancing customer experiences and operational efficiencies. Despite the challenge of cyber threats, the focus remains on proactive cybersecurity and innovation. With strategic digital investments and a commitment to sustainable finance, Mashreq is leading the way towards a resilient future. Read more: http://ms.spr.ly/6042lSnSs #Mashreq #RiseEveryDay #Innovation #Agility

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Mashreq's Group CEO, Ahmed Abdelaal, sheds light on the transformative journey of the GCC's banking sector. Even as the industry experiences steady growth driven by infrastructure projects, economic diversification, and a young, affluent population, it also faces challenges like geopolitical tensions and regulatory changes. Abdelaal stresses, "Digital agility is crucial for navigating today’s banking landscape and seizing new opportunities." He also highlights that by embracing digitalisation and innovation with AI, fintech, and blockchain, Mashreq is reshaping the industry and enhancing customer experiences and operational efficiencies. Despite the challenge of cyber threats, the focus remains on proactive cybersecurity and innovation. With strategic digital investments and a commitment to sustainable finance, Mashreq is leading the way towards a resilient future. Read more: http://ms.spr.ly/6045lSnSf #Mashreq #RiseEveryDay #Innovation #Agility

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Mashreq's Group CEO, Ahmed Abdelaal, sheds light on the transformative journey of the GCC's banking sector. Even as the industry experiences steady growth driven by infrastructure projects, economic diversification, and a young, affluent population, it also faces challenges like geopolitical tensions and regulatory changes. Abdelaal stresses, "Digital agility is crucial for navigating today’s banking landscape and seizing new opportunities." He also highlights that by embracing digitalisation and innovation with AI, fintech, and blockchain, Mashreq is reshaping the industry and enhancing customer experiences and operational efficiencies. Despite the challenge of cyber threats, the focus remains on proactive cybersecurity and innovation. With strategic digital investments and a commitment to sustainable finance, Mashreq is leading the way towards a resilient future. Read more: http://ms.spr.ly/6048lSnSC #Mashreq #RiseEveryDay #Innovation #Agility

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Mashreq's Group CEO, Ahmed Abdelaal, sheds light on the transformative journey of the GCC's banking sector. Even as the industry experiences steady growth driven by infrastructure projects, economic diversification, and a young, affluent population, it also faces challenges like geopolitical tensions and regulatory changes. Abdelaal stresses, "Digital agility is crucial for navigating today’s banking landscape and seizing new opportunities." He also highlights that by embracing digitalisation and innovation with AI, fintech, and blockchain, Mashreq is reshaping the industry and enhancing customer experiences and operational efficiencies. Despite the challenge of cyber threats, the focus remains on proactive cybersecurity and innovation. With strategic digital investments and a commitment to sustainable finance, Mashreq is leading the way towards a resilient future. Read more: http://ms.spr.ly/6049lSnsJ #Mashreq #RiseEveryDay #Innovation #Agility

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Such an enjoyable session. Thanks Raha Moharrak for such an engaging podcast. Such a pertinent topic affecting every aspect of life around us. #Mashreq #RiseEveryDay #TrasformativeAI #AI

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Proud to see ADIB leading the way in making Sukuk investments more accessible with our fractional Sukuk offering. This is not just a milestone in Islamic finance but a step toward democratizing access to digital assets as well. By opening up these opportunities, we’re supporting financial inclusion and bringing ADIB closer to its #ADIB2035 vision. Exciting times ahead for Islamic finance and digital asset innovation! #Sukuk #IslamicFinance #DigitalAssets #FinancialInclusion #Innovation #ADIB

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My article in Islamic Finance News, Volume 21, dated 1/10/2024, covering the potential merger between Boubyan Bank and Gulf Bank, digital banking Innovations and the completion of KFH-AUB Merger

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KSA Digital Banking oCX Report 🚀 Explore the latest trends shaping Saudi Arabia’s digital banking experience! 🌟 From top performers like SNB Capital, alrajhi bank, and Alinma Bank, we've analyzed over a year of public reviews to bring you actionable insights. 💡 Key Highlights: - February '24 marked the highest oCX scores, showcasing stellar customer satisfaction! 📈 - A significant dip followed in March '24, driven by customer frustrations with app updates and usability. - Service continuity stood out as a top-reviewed topic, with most users appreciating reliability despite challenges. 📺 Dive into the video to uncover more about the customer journey, app performance, and stay tuned for more reports from KSA! #DigitalBanking #CustomerExperience #SNBMobile #AlrajhiMobile #AlinmaApp

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Ahmed Abdelaal, Group Chief Executive at Mashreq, explains why emotional intelligence could be the next frontier in digital banking and how innovations such as Emotional AI could help nurture the industry’s human side. This post is sponsored by #Mashreq #Forbes Mashreq Mashreq NEO

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Read this article to discover the difference between debit and credit cards and how to use each one wisely to meet your financial needs 💳 💸 Read more on our blog 👇 https://lnkd.in/dxV7JRrU #bankaletihad #shapeyourfuture

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Capco’s new research with over 1,200 UAE consumers explores key trends including the take-up of digital-first banking, preferred payment methods such as digital wallets and BNPL, and consumer comfort with AI-guided financial decisions. Mobile-oriented convenience, integrated views and personalization are key themes in the evolving marketplace, with 81% of respondents using mobile apps to access banking and 72% willing to share more personal data to unlock personalized products. 💡 Swipe now to learn more about these trends and the demand for new tailored insights into personal finances. 👉 Read the full report here: https://lnkd.in/eBqTixAg Contacts: Naim Alame Kushal Dhammi Paul Sommerin Nadir Basma, PhD Hannah Cameron #Capco #BankOfTheFuture #GenAI #DigitalBanking #FutureOfBanking #CapcoMiddleEast #UAEbanking

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Could a #banking #ecosystem enrich consumer’s lifestyle? Liv Digital Bank by Emirates NBD is rewriting the rules of digital banking with a bold vision: to transform banking into a lifestyle-driven, immersive experience. Through innovations like Liv X, Live Lite and the cutting-edge Liv X Spatial Banking, they’re reimagining what it means to bank in the fast-paced, sophisticated world of the MENAT region. To bring this bold vision to reality, Liv Bank needed a partner who could think outside the box. That’s where UXDA stepped in, partnering with Liv Bank to craft three revolutionary solutions that redefine digital banking: > Liv X app More than a banking app, it’s a lifestyle companion that integrates financial management with user’s personal goals, making banking an effortless part of their everyday life. > Liv Lite app A playful, intuitive platform for kids, teaching financial literacy through engaging and interactive tools that help build lifelong financial skills. > Liv X Spatial Banking A glimpse into the future, this immersive banking experience—powered by the Apple Vision Pro—was unveiled at the Dubai FinTech Summit 2024. It shows how financial management will change in the near future. What if we design a bank like a fashion magazine? Discover the full Liv Bank UX case study and see how lifestyle-driven banking is changing the game: https://lnkd.in/dKXsdwuY Thank you, Liv Digital Bank and Emirates NBD, for your groundbreaking vision and enduring partnership. Your innovative approach stands as a benchmark in the industry, showcasing the critical role of exceptional user service and delivering unparalleled experiences. #UXDA #EmiratesNBD #LivBank #LivX #LivLite #BankingInnovation #DigitalBanking #UXDesign #LifestyleBanking #SpatialBanking #BankingApp

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⏳Only 1 day to go until we dive into the future of digital banking at Seamless Middle East & Saudi Arabia 2024! Join us as we uncover innovation and transformation in the financial landscape. See you there! ✅ Visit us at booth D10-H1 #Adria #seamlessKSA #digitalbanking #fintech #middleeast

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𝗧𝗛𝗘 𝗥𝗢𝗟𝗘 𝗢𝗙 𝗗𝗔𝗧𝗔 𝗔𝗡𝗗 𝗗𝗔𝗧𝗔 𝗪𝗔𝗥𝗘𝗛𝗢𝗨𝗦𝗜𝗡𝗚 𝗜𝗡 𝗔𝗜-𝗗𝗥𝗜𝗩𝗘𝗡 𝗕𝗔𝗡𝗞𝗜𝗡𝗚: 𝗪𝗛𝗬 𝗜𝗧’𝗦 𝗖𝗥𝗜𝗧𝗜𝗖𝗔𝗟 𝗙𝗢𝗥 𝗦𝗨𝗖𝗖𝗘𝗦𝗦 We had the pleasure of speaking with Dr.Joseph George., Group Chief Digital and Information Officer at DOHA BANK, who shared valuable insights on leveraging AI in banking. He emphasized the importance of focusing on the right AI use cases and collaborating with organizations that have successfully implemented AI. Dr. Joseph discussed the essential components for building a data warehouse, which supports a comprehensive data strategy that enables organizations to pair the right data with intelligent tools, leading to faster and more accurate decision-making. Thank you, Dr. Joseph, for sharing your practical approach to AI! #MEBIS #AI #BankingInnovation #DataWarehouse #DigitalTransformation #ArtificialIntelligence #Fintech #DataGovernance #MachineLearning

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