PocketSmith

We’ve been given a pre-Christmas gift with our newest contributing writer. Brynne Conroy is an award-winning personal finance writer, having written for multiple American outlets on both the big and small ways money impacts our lives. For her first piece, she tackles an important topic for our American readers - ACA and open enrollment. Uncertainty about the future of healthcare has left many Americans feeling stuck. Anxiety over potential changes can lead to inaction, but avoiding the process could cost you coverage and money in 2025. Brynne explains how to push through ACA anxiety, navigate open enrollment, and make choices that protect both your health and your budget.

The holiday season has arrived at PocketSmith! During this time, our amazing Support team may take a bit longer to respond than usual. We'll be taking a break on these dates: 🎄 25 - 26 December 2024 🥂 1 - 2 January 2025 From Monday, 23 December, to Monday, 6 January, we'll also be operating with a smaller crew. We'll be back at full capacity after that, ready to empower you to live your best financial life 💪🏽

Christmas is almost upon us! Can’t think of what to buy for that special someone? Or are you running out of time to hit the shops? PocketSmith is the ideal present! Read our blog post on the perfect PocketSmith recipients, and how easy it is to gift it to them this Christmas 🎁

With Christmas just around the corner, credit card debt can quickly become overwhelming. Whether you’re already juggling balances or looking to stay on track during the festive season, Ruth’s latest blog offers practical steps to take control of your finances and start your journey toward a debt-free future 💳

We don’t want to get too sappy, but we had a tree-mendous time catching up with The Donegans of Rebel Finance School yesterday 🌿 They’re currently on their Great Pie Tour of New Zealand, connecting with the Kiwi contingent of their followers. We thoroughly enjoyed hearing about their journey towards financial independence, and how they’ve dedicated their efforts to helping others attain similar financial freedom. Seeing their passion and dedication, and how their people have returned it in kind, is a reassuring reminder of the power of working on personal finance as a community.

A healthy work-life balance is essential ⚖️ On episode 99 of The Happy Saver podcast, Ruth chats with 33-year-old Rob, a plumber from Australia who is essentially financially independent. In October, Rob hosted Tribe FI, a financial freedom retreat where Ruth and Rob met. His way of life started from saving lots from an early age, allowing him to live a life with plenty of free time. Have a listen below, or wherever you go for good podcasts 🎧

Looking to do a bit of work while out and about this holiday season? Whether you’re poolside in Bali or café hopping in Europe, staying productive while working abroad is all about having the right tools. From managing finances to navigating new cities, we’ve got five apps to keep your work flowing smoothly.

Time's almost up! ⏰ This is your last chance to get 30% off your next year of PocketSmith. Our special Black Friday promotion concludes at midnight. https://bit.ly/3VctugH #BlackFriday #MoneyManagement #Budgeting #PersonalFinance

Tailor your timeline, one day at a time 📅 We’ve added the ability to customise when your monthly and yearly periods start, adding to the existing ability to choose the starting day of the week. This allows you to view your PocketSmith data in the date ranges that work best for you. For example, you might want to start the month of the 15th, as this is when you get paid, or start the year in April to match the financial year in a different country. You can adjust these settings under “User preferences”. Give it a go now!, you might want to start the month of the 15th, as this is when you get paid, or

“The rest is history, and I joined in February of 2019. How do I know that? A five-second transaction search in PocketSmith gave me that information. No more trawling through transactions for me!” Our friend, long-time collaborator and superuser Ruth uses PocketSmith as her go-to tool for managing her family’s finances, and she recently penned a piece about how PocketSmith turns her financial data into meaningful insights, from tracking sinking funds to keeping an eye on her net worth. With almost five years of data now, she can make bold decisions and stick to them. For her, budgeting isn’t about deprivation - it’s about freedom, and we love hearing how has helped her feel in control as much as we love Ruth herself. Give it a read here ⬇️