Youssef Marhfour, CSM

🌍📡🚀 🔹 Meta Platforms announces the shutdown of Workplace, its enterprise version of Facebook, over the next two years. 🔹 Sofrecom Maroc contributes to the acceleration of digital transformation in Africa through collaborations with GITEX Africa. 🔹 Egypt-based fintech MNZL raises $3.5 million in Seed funding to empower Egyptians with asset-backed lending solutions. 🔹 Nigerian ride-hailing companies to offer health insurance to drivers, marking a significant advancement in driver welfare. 🔹 Report highlights human errors as the main cause of global data breaches, emphasizing the importance of cybersecurity awareness. Stay informed with the latest news and visit www.possible.africa for more. #TechNews #Telecom #DigitalEnergy #Africa

٢

With UM6P - Mohammed VI Polytechnic University, Kamal Mokdad on behalf of Banque Centrale Populaire - BCP had described the role that our university can play in the banking sector's technological journey, through AI and blockchain. In the same lane, Lamiae Benmakhlouf Benmakhlouf had outlined the upcoming big leap of TECHNOPARK Maroc (MITC) in Benguerir. Discover more in this short interview!

٤٠

An invaluable presentation by Tarik Benabdillah, Telecom Fraud Prevention Expert at Inwi, and khalid djebbar, Fraud Detection and Prevention Specialist at Inwi, as they explore How can we effectively combat fraud ? #TARS2024 #RAFM #Fraud #RevenueAssurance

٤١

٤ تعليق

🌍📡🚀 Exciting news in African tech and telecom! From Meta closing Workplace to MNZL's funding round, here are the top stories: 1. Meta Platforms announces the shutdown of Workplace, its enterprise Facebook version, to focus on AI and metaverse technologies. 2. Sofrecom Maroc plays a key role in accelerating digital transformation across Africa with the upcoming GITEX Africa event. 3. Egypt's fintech MNZL raises $3.5 million in Seed funding led by P1 Ventures and Localglobe. 4. Twelve ride-hailing companies in Nigeria commit to offering health benefits to drivers in a landmark agreement. 5. A report highlights that data breaches globally are often due to human errors, as revealed in a study by Verizon Business. 👉 Visit www.possible.africa for more details. #TechNews #Telecom #DigitalEnergy #Africa

٣

Here is the central bank governor speech about cryptos regulation that sparked the news. It was a speech given on the "Symposium Régional de Haut Niveau sur la Stabilité Financière" : In this context, Bank Al-Maghrib has prepared, with the participation of all stakeholders and the support of the World Bank, a draft law regulating crypto-assets, which is currently in the process of adoption. Regarding central bank digital currencies (CBDCs), and similar to many countries around the world, we are exploring the extent to which this new form of currency could contribute to achieving certain public policy objectives, particularly in terms of financial inclusion. We launched the CBDC project over three years ago with the aim of anticipating and guiding the strategic choices and decisions of Bank Al-Maghrib in this area. The project also aims to strengthen our capabilities and expertise on this complex and multidimensional subject. #cryptocurrency #morocco

٣٠

UM6P - University Mohammed VI Polytechnic Thanks to its Digital Ecosystem Office (DEO), UM6P has recently established a partnership with OpenAI to acquire ChatGPT Edu. This is an important step and the first time a Moroccan and/or an African university to officially recognize the utilization of the powerful AI tool into its academic and operational activities. ChatGPT Edu, powered by Open AI's GPT-4o, is revolutionizing today’s education systems by providing students, researchers and professionals with a guaranteed learning experience and a safe digital usage space. This new collaboration with Open AI will enable our students, researchers and the entire UM6P Community to freely access their own Chat GPT-4o personal accounts and enjoy all its features. To ensure the users' data security, Open AI has tailored its terms and conditions of usage aligned with the UM6P’s criteria, which containing all the guidelines respected by ChatGPT Edu and the recommendations regarding security and data protection. Click, share & join the movement! hashtag #UM6P #EmpoweringMinds #Vision2030 #Morocco #OpenAI #ChatGPT #ChatGptEdu #ChatGPT4o #AI #ArtificialIntelligence #Africa

١

✅ 8 Essential Trends of mobile Payment used by BNPPARIBAS throughout the world in 2024  : 👉 Digital Wallets: the e-wallet is revolutionizing payments with solutions like Paylib and PayPal, facilitating transactions and providing enhanced security. 👉 Instant Payment: by 2025, instant transfers without fees will become the norm thanks to the Payment Services Directive (PSD3), enabling transfers in just seconds. 👉 WERO: supported by several European banks, including BNP Paribas, WERO is set to transform account-to-account payments in Europe with innovative services. 👉 Split Payments: Buy Now Pay Later (BNPL), driven by players like FLOA, a subsidiary of BNP Paribas, offers increased flexibility for consumers and businesses. 👉 Virtual Cards: with their growing integration into digital wallets like Apple Pay and Google Pay, virtual cards provide a flexible and secure alternative to physical cards. 👉 Biometrics: BNP Paribas innovated in 2020 with the first contactless card featuring fingerprint recognition, and work is underway worldwide on facial recognition and iris scanning. 👉 Card Tokenization: In 2024, card tokenization will enhance the security of online and in-store transactions, reducing fraud risks. 👉 Artificial Intelligence: plays a key role in combating fraud and personalizing payment services, ensuring optimal security and an improved user experience.

٢١

* 𝐃𝐚𝐭𝐚 & 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 * 𝐎𝐩𝐭𝐢𝐦𝐢𝐳𝐢𝐧𝐠 𝐭𝐡𝐞 𝐑𝐢𝐝𝐞 : How Yassir Leverages Data Science for Enhanced Driver Performance and Customer Satisfaction. At Yassir, we're committed to providing a seamless and efficient mobility experience for both riders and drivers. Data science plays a crucial role in achieving this goal. Here's how we're using data to optimize our services: 𝐄𝐧𝐡𝐚𝐧𝐜𝐢𝐧𝐠 𝐃𝐫𝐢𝐯𝐞𝐫 𝐏𝐞𝐫𝐟𝐨𝐫𝐦𝐚𝐧𝐜𝐞: 𝐑𝐨𝐮𝐭𝐞 𝐎𝐩𝐭𝐢𝐦𝐢𝐳𝐚𝐭𝐢𝐨𝐧: By analyzing historical traffic data and real-time conditions, we suggest the most efficient routes for drivers, reducing travel time and fuel consumption. 𝐏𝐫𝐞𝐝𝐢𝐜𝐭𝐢𝐯𝐞 𝐌𝐚𝐢𝐧𝐭𝐞𝐧𝐚𝐧𝐜𝐞: Analyzing vehicle sensor data allows us to predict potential maintenance issues and schedule preventative servicing, minimizing downtime for drivers. 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐳𝐞𝐝 𝐃𝐫𝐢𝐯𝐞𝐫 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠: data insights help identify areas where drivers can improve, enabling us to offer targeted training programs that enhance safety, efficiency, and customer satisfaction. 𝐈𝐦𝐩𝐫𝐨𝐯𝐢𝐧𝐠 𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞: 𝐃𝐲𝐧𝐚𝐦𝐢𝐜 𝐏𝐫𝐢𝐜𝐢𝐧𝐠: Data analysis helps us set fair and competitive fares based on real-time demand and distance, ensuring a transparent pricing model for riders. 𝐃𝐫𝐢𝐯𝐞𝐫 𝐌𝐚𝐭𝐜𝐡𝐢𝐧𝐠: We leverage data to match riders with the most suitable drivers based on location, preferred vehicle type, and driver ratings, leading to a smoother ride experience. 𝐏𝐫𝐞𝐝𝐢𝐜𝐭𝐢𝐯𝐞 𝐖𝐚𝐢𝐭 𝐓𝐢𝐦𝐞𝐬: By analyzing historical data and current demand, we provide riders with accurate estimates of wait times, allowing them to plan their trips more effectively. This data-driven approach fosters a win-win situation for both riders and drivers. Drivers benefit from increased efficiency and earnings potential, while riders enjoy a more affordable, convenient, and personalized travel experience. What are your thoughts on the role of data science in the mobility sector? Share your experiences in the comments below! #yassir #Mobility #datadriveninsights #futureoftransportation #DataScience

١٤

📊 Evolution of the Bank Al-Maghrib key rate: A key indicator for understanding economic dynamics in Morocco 🇲🇦 We closely monitor economic trends to provide relevant insights to businesses. This graph shows the evolution of Bank Al-Maghrib's key rate from 2010 to 2024, an essential lever for monetary policy and the adjustment of financing conditions. 🔎 Since 2010, we have observed several significant adjustments, including a continued decline until 2020, followed by a recent rise. These variations influence the central bank's response to national and international economic contexts, directly influencing credit conditions, investments and household consumption. ➡️ Why is this important to you? Companies must remain attentive to these developments as they impact financing costs, growth and inflation. As a strategic partner, Intelligence Corail helps companies anticipate these changes and adjust their strategies to maintain their competitiveness. 💡 Don't underestimate the impact of monetary policies on your business decisions! #Economy #KeyRate #Morocco #BankAlMaghrib #Innovation #IntelligenceCorail #BusinessStrategy #DrivenData

٧

News of the week! 1️⃣ Cyberattack paralyses Microsoft for 10 hours. 🚨 2️⃣ Fitch Ratings report highlights the financial strength of Moroccan banks 💪🏻 3️⃣ Bank Al-Maghrib aims to develop Morocco's research ecosystem. 🏦 4️⃣ After a difficult year in 2023, Fintechs Struggle to Recover in 2024 😟 Any breaking news that grabbed your attention ? Let's discuss in the comments! #news #fintech #financialservices #financing #security #system #cybersecurity #morocco

٧

#Digitaltransformation must leave no one behind. To enable access to public services independently, it is essential to fully digitize the administrative procedures. This involves implementing reliable remote identification solutions and expanding #connectivity in rural areas. At Sofrecom, we believe that successfully achieving this transition requires facilitating access to affordable #smartphones and charging points, as well as conducting digital awareness and education campaigns. Find out more about this issue 👉 https://loom.ly/btsNXm4

٦

🚀 Digital Transformation in Tunisia's Fiscal Sector: A New Milestone Reached! 🚀 The journey towards digital transformation in Tunisia’s public services has taken a significant step forward with the launch of the new TEJ platform! 💡 This innovative solution aims to revolutionize the way taxpayers fulfill their fiscal obligations, making the process more efficient, transparent, and accessible. 🌐 🔍 Key Highlights: 📈 Efficiency: Streamlines tax processes, reducing time and administrative burdens for taxpayers. 💰 Cost-Effectiveness: Helps in minimizing paperwork and unnecessary expenses, aligning with global trends toward fiscal digitalization. 🌱 Sustainability: Supports a paperless environment, contributing to Tunisia's sustainability goals. This initiative represents a critical move towards modernizing public services and enhancing the country's digital infrastructure. As a financial analyst, I see this as a great opportunity for businesses and individuals to adapt to evolving technological landscapes. It’s a step toward a more inclusive, transparent, and efficient fiscal system. 👏 #DigitalTransformation #FinancialAnalysis #Tunisia #FiscalDigitalization #TaxEfficiency #Innovation #Finance

١

The second edition of the Marrakech Economic Parliamentary Forum for the Euro-Mediterranean Region and Gulf, organized by PAM, the Parliamentary Assembly of the Mediterranean, kicks off today in Morocco. The event, opened by the highest political Moroccan authorities, will gather more than 300 participants: governments and parliaments delegates from 32 of the Member States, and several representatives from international institutions, that during the two days-meetings will discuss on challenges and opportunities of energy supply and green transition processes, entrepreneurship in a digital world and the challenge of AI in the Euro-Mediterranean and Gulf regions. Thanks to the exclusive agreement signed with PAM in 2022, Intesa Sanpaolo is the only Italian bank taking part in the workshops with the Head of Delegation Renato Vichi – Head of Institutional Affairs and External Communication International Subsidiary Banks, and the two speakers Gianluca Tiani – Head of International Subsidiary Banks Division Strategy, Synergies & Business Development and Massimo Deandreis – General Director of SRM Study and Research Center. #IntesaSanpaolo #SRM #PAM # isbd #international #Mediterranean #AI #energy #greentransition #Europe #Gulf #Morocco

٢٢

Why is Tunisia the best startup ecosystem in MENA? 🇹🇳 It’s not because we’re swimming in VC cash (we’re not 💸🚫). It’s not because we have shiny support structures—though hats off to , The Dot, and Smart Tunisian Technoparks - تونس للأقطاب التكنولوجية الذكية- S2T for working miracles with what they have✨. No, Tunisia’s magic comes from our startups—those beautiful, ingenious minds 🧠💡 that can whip up something extraordinary from literally nothing. You give a Tunisian entrepreneur a toothpick, some duct tape, and a dream, and they’ll build you an app 📱, pitch it to investors 💼, and probably solve a social problem along the way. We don’t have a Silicon Valley budget, but we’ve got Silicon Valley-level brains and hustle 🔥. Forget "move fast and break things"; here, it’s "move fast and fix things" with no budget, no resources, but a whole lot of grit 💪. So next time you wonder why Tunisia is the MENA startup king 👑, remember—it’s not about the money or infrastructure. It’s about that uniquely Tunisian superpower: turning nothing into something incredible. #MadeInTunisia 🇹🇳 #Entrepreneurship #Startups 🚀 #InnovateLikeATunisian 💡

٨٦

٩ تعليق

We’re here to guide you every step of the way on your digital transformation journey. Let’s take your business to new heights together! #morocco #itcompany #itsolutions #itconsultant #itservicecompany

٣

🌍 Global Cybersecurity Index (GCI) Insights 🌍 Tunisia: Cybersecurity Challenges and Progress (GCI 2021 vs. 2024) When comparing GCI 2021 and GCI 2024, we notice that Tunisia has made some progress in cybersecurity between 2021 and 2024, but there’s still work to do. In 2021, Tunisia ranked 45th with a score of 81.68/100, showing strong development in legal and technical frameworks. However, in 2024, Tunisia is placed in Tier 3, which means digital services are improving, but there’s still a need for stronger cybersecurity measures. 🔑 Key Differences: 2021: Focused on setting up cyber security strategy and response systems. 2024: Needs to better integrate cyber security, especially to handle growing ransomware threats. I agree with those outcomes knowing that there’s still some work to do to better protect critical infrastructure in Tunisia. #cybersecurity #Tunisia #GCI2024 #cyberresilience #digitalinfrastructure

٢٦

٢ تعليق

#TARS2024 is off to a great start with a powerful keynote from Mohamed Temsamani, Securing Revenue Director at Inwi, sharing profound insights on What organization should be put in place to preserve the operator's revenues and minimize losses ? #TARS24 #TelecomFraud #RevenueAssurance #inwi

٦٣

١ تعليق واحد

📢" The Fintech Revolution in Morocco" 's PODCAST 📢 Driving Financial Inclusion and Innovation !!! Morocco's fintech sector is booming, ranking 4th in MENA with a 193% growth in investments since 2022. Despite over 50% banking penetration, there's still huge potential for financial inclusion, with 400 billion dirhams ( $41B ) outside the banking system. Key Players and Initiatives 🔑 Traditional banks like Al Barid Bank have significantly boosted banking rates, while innovative fintechs such as PayLiK and Chari | YC S21 | Ecom and Fintech apps for retailers in Francophone Africa , M2T SA are disrupting the market. The Fonds Mohammed VI pour l'Investissement 's 1.5 billion dirham investment is set to turbocharge the startup ecosystem. Success Factors🚀 Collaboration between banks and fintechs, supportive regulations Bank Al-Maghrib, and access to funding are crucial for innovation. Trust remains a cornerstone for widespread adoption of digital financial tools. This is a podcast i made, related to the 2024 CDG Invest Annual Fintech Conference, highlighted Morocco's vibrant fintech ecosystem and its potential to become a leading innovation hub in Africa. Future focus on customer experience and consumer protection could further strengthen this position. Dr. Fadwa Jouali , Selma Ribica , Othmane Bennani Smires , M'hamed EL Moussaoui , Nadia Bouhouch Tagemouati, lhoussaine derouich, Mourad Mekouar, Ismael Belkhayat (🔑,📱), M. Mikael Hajjar, Khalid SAFIR, Sarah Lamrani, Skaleet, Hervé Manceron, Tadlaoui Faiçal ,Réda Berrehili ,Bilal El Kouche, Victor Yaromin, Neeraj Malhotra, Saleh ALhammad ,Kamal FAIZ ,MENA FINTECH ASSOCIATION, Nizar ABDALLAOUI MAANE ,barq , Geiben Didier , Reda El Mejjad , Imane BENNIS , 212 Founders, Autorité Marocaine du Marché des Capitaux (AMMC), OMAR ALAMI , Casablanca Finance City , APEP - Association Professionnelle des Etablissements de Paiement - الجمعية المهنية لمؤسسات الأداء #FintechMorocco #FinancialInclusion #Fintech #DigitalBanking #StartupEcosystem #MENA #FinancialServices #Innovation #Morocco Link to the conference ( in french ) 👉 https://lnkd.in/dgjaJfgD

٥٩

٨ تعليق