“Empathy, mild mannered yet firm and high on drive, hard working and drive are few things that during my work at Religare I witnessed. He is a fighter who only rests once he feels to have performed close to his potential hence constantly challenges himself and team . This I trait I feel he gets to learn more from his wife and son.. Two of the biggest inspiration in his life. Has had the pleasure to have worked with him for 5+ years.. ”
About
I am seasoned professional in the field of finance and lending. A Post Graduate in…
Services
Contributions
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You’re looking to improve your professional skills. How can feedback help you achieve this?
Apply feedback by setting specific goals for improvement, implementing suggested changes, and seeking additional support or resources if needed. Finally, track progress over time and adjust strategies as necessary to continuously improve.
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You’re looking to improve your professional skills. How can feedback help you achieve this?
Constructive feedback is specific, timely, and balanced, focusing on behaviors rather than personalities. It should be delivered with empathy and include actionable suggestions for improvement. The process involves preparation, initiating the conversation, describing observed behaviors, discussing their impact, suggesting improvements, and following up. For example, in a performance review, you could commend analytical skills while suggesting improvements in communication pace.
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You’re looking to improve your professional skills. How can feedback help you achieve this?
The purpose of feedback is to provide information, guidance, and evaluation on someone's performance, behavior, or work with the intention of helping them improve or maintain their effectiveness. Feedback can be constructive, helping individuals grow and develop, or it can be evaluative, providing judgment on their performance. This feedback is not about finding problems but to find possible solutions to the problems which hinder ones performance.
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How can you effectively manage a team?
Effective team management involves clear communication, setting expectations, building trust and rapport with your team. This involves consistent communication, active listening, regular feedback and demonstrating reliability. Be transparent about goals and decisions, acknowledge and address concerns, and show genuine interest in your team members' perspectives. Follow through on commitments, celebrate achievements, and be approachable. Trust is built over time through consistent actions that align with your words. Once that trust is built, the team will align themselves to the leader and their expectations.
Activity
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Hi All, Auxilo Finserve is hiring for Customer Experience Manager- EIL for various locations. Interested candidates who meet the requirements listed…
Hi All, Auxilo Finserve is hiring for Customer Experience Manager- EIL for various locations. Interested candidates who meet the requirements listed…
Liked by Saroj Kumar Dash
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#iPayMyTaxes I had one air purifier, can buy 3 more I wear mask in open, can wear in car and office I stay cautious, can be more Go to hill during…
#iPayMyTaxes I had one air purifier, can buy 3 more I wear mask in open, can wear in car and office I stay cautious, can be more Go to hill during…
Liked by Saroj Kumar Dash
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We are excited to welcome Shweta Guru to the Auxilo team as Chief Business Officer – Education Loans. With over 18 years of experience in the…
We are excited to welcome Shweta Guru to the Auxilo team as Chief Business Officer – Education Loans. With over 18 years of experience in the…
Liked by Saroj Kumar Dash
Experience
Education
Licenses & Certifications
Publications
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Blockchain in Mortgages – Adopting the New Kid on the Block
Banking Exchange
The world is fast progressing within the technology domain and digital services have penetrated to the unexplored corners of life. Post the pandemic the banks and other financial institutions have increased the push on digital channels for acquisition and customer servicing. Some of the key characteristics of a Blockchain: Distributed: The information is stored across multiple nodes across the network. Blockchain characterizes immutability in recording transactions and works on a shared network…
The world is fast progressing within the technology domain and digital services have penetrated to the unexplored corners of life. Post the pandemic the banks and other financial institutions have increased the push on digital channels for acquisition and customer servicing. Some of the key characteristics of a Blockchain: Distributed: The information is stored across multiple nodes across the network. Blockchain characterizes immutability in recording transactions and works on a shared network which eliminates the need of an intermediary. On a Blockchain, the members are the owners and no third party is liable for maintaining the record. Whenever a member records a transaction, it's verified by consensus of the members on the network. Decentralised storage eliminates the threat of hacking and data breaches and also brings down the value of access for the members. The accuracy and authenticity are difficult to determine.
Every industry today is witnessing a serious shift in the way data is collected, managed, stored and disseminated. There are many more blockchain use cases in the finance industry and as we progress on the path of innovation we will have more use for blockchain.
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Housing Loan disbursement in India: Suggestive metrics to prevent bad debts
International Journal of Management, IT and Engineering
One of the most important factors in credit processing is to understand the need of the customer before actually processing of the loan. This is true for every kind of loan. Since the point of discussion of this paper is only of housing loan, we would adopt a perspective towards this type of loan only. The sub prime crisis in the United States has shown the entire world the fallout, which the mortgage market can create when the lending goes wrong. It has thus become imperative for each and…
One of the most important factors in credit processing is to understand the need of the customer before actually processing of the loan. This is true for every kind of loan. Since the point of discussion of this paper is only of housing loan, we would adopt a perspective towards this type of loan only. The sub prime crisis in the United States has shown the entire world the fallout, which the mortgage market can create when the lending goes wrong. It has thus become imperative for each and every country to review their policies towards the same. Taking a leaf further, each and every company, be it a Non-Banking Financial corporation (NBFC) or a bank in each of the countries involved in the business of lending mortgage loans also took stock of their policies and terms & conditions. Critics and some experts might argue that given the technologically advanced systems in place to do credit scoring, it is enough to have certain set of quantitative parameters to do a check. The parameters, which are discussed in the credit scoring software, are primarily quantitative parameters and some qualitative features whose measurements are also quantified.
Other authorsSee publication
Honors & Awards
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Top 100 Great People Manager -2021
Great Manager Institute
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Achievers Award
Religare Finvest limited
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Outstanding Performer
Religare Finvest limited
Languages
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English
Full professional proficiency
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Hindi
Professional working proficiency
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Odia
Professional working proficiency
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Bengali
Elementary proficiency
Organizations
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RELIGARE FINVEST LIMITED
SVP -Product & Strategy
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ICICI BANK LIMITED
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AXIS BANK LIMITED
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HDFC LTD
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Recommendations received
10 people have recommended Saroj Kumar
Join now to viewMore activity by Saroj Kumar
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I am thrilled to announce the release of my first book, “Mixed Emotions: Love, Lust, and Friendship.” This work dives deep into the intricate human…
I am thrilled to announce the release of my first book, “Mixed Emotions: Love, Lust, and Friendship.” This work dives deep into the intricate human…
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Firsts are always special! My dear friend Sumesh has just released his first book and having read the manuscript I can say that it is an…
Firsts are always special! My dear friend Sumesh has just released his first book and having read the manuscript I can say that it is an…
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Om Shanti 🙏 That’s all you feel after speaking to Bramha Kumari Sister Shivani On this episode of Stories from bharat BK Shivani talks about her…
Om Shanti 🙏 That’s all you feel after speaking to Bramha Kumari Sister Shivani On this episode of Stories from bharat BK Shivani talks about her…
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Why investing is all about balancing across asset classes and your personal needs? When I began my investment journey, like many others, my first…
Why investing is all about balancing across asset classes and your personal needs? When I began my investment journey, like many others, my first…
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