Ravijot Chugh

https://lnkd.in/dX6WyXPA Nimesh Kampani Founding Partner 108 Capital takes you on a journey through India's economic landscape, sharing the investment thesis of Indian Growth focused VC FUND. 📈 Episode out soon with Jyoti Rai 🇮🇳 and Nimesh Kampani #Finance #IndianFinanceMarket #FinanceTalks #Finance #IndiasFinance #FinancialStystem #India #Business #Investors #BusinessPodcast #Trending

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A significant milestone on the Sarvagram journey and we are very excited to continue our support to the stellar team. When we invested in 2022, we saw a distinctive company which was serving an unaddressed segment in a very large market i.e middle class households in rural India. The narrative around rural financing has primarily focused on farmers and low-income populations. However, there's a huge gap in addressing the needs of the aspirational rural middle class—the 80-100 million households with annual incomes ranging from ₹3-5L, spread across multiple income sources. This demographic is eager to improve both their income levels and quality of life, yet their financial needs have often gone unmet. Banks and microfinance institutions have targeted agriculture or low-income women but the rural middle class is a large whitespace. Though they may have access to product financing like two-wheeler or car loans, a significant portion of their aspirations remains unaddressed. SarvaGram is stepping into this gap with a holistic, customer-centric platform that offers a diverse range of financial services—from lending products and farm mechanization solutions to insurance offerings — as opposed to a mono-line strategy, which we believe works better in denser urban markets. In addition to our thesis on rural lending, we have found working with the stellar team, led by Utpal Isser and Sameer Mishra, a collaborative and insightful partnership. Their exceptional execution and understanding of the rural market have enabled SarvaGram to create lasting impact and drive sustainable growth. It has been equally enjoyable to learn from their experiences and we truly appreciate the openness of team. We have also appreciated working with our co-passengers from #Elevar, #Elevation and #Temasek and look forward to the #Peak XV team. With this fundraise, SarvaGram is on track to continue its impressive growth trajectory and we are excited to be part of this journey of SarvaGram driving meaningful change for rural middle-class households. Utpal Isser SarvaGram Sreeraman V TVS Capital Funds #FundingSuccess #RuralIndia

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Join us! With great power (capital, position, trust) comes great responsibility. Following the launch of Ortella Global Capital - OG Capital, India's only fund that co-builds companies, we are humbled by the overwhelming support and enthusiasm for our mission to empower the next generation of groundbreaking startups. As we embark on this exciting journey, we are reminded of the profound impact we can make through responsible and strategic investing and co-building. At Ortella Global Capital - OG Capital, India's only fund that co-builds companies, we firmly believe that with great power comes great responsibility. We are dedicated to upholding the highest standards for our investors, our co-builders, our founders and every individual whose lives we touch. As stewards of capital, we understand the importance of harnessing our resources for the greater good, not just for financial gain (yet focused on delivering 50%+ CAGR). As we grow, we are eager to expand our team with exceptional individuals who share our vision. We look forward to potentially working together to create the next hundred unicorns. Who is it for: a. If you had started a company ever and successfully exited, Reach out to us b. If you are a current founder who is passionate about building but for some reason, your business is not working out, Reach out to us c. If you had started out a few times before but for some or other reason it did not work out, Reach out to us And by the way, all our team members are ex-founders :) Additionally: - It does not matter whether you are 15 years old or 60, Reach out to us - It does not matter whether you are in Ahmedabad or Agartala, Reach out to us - It does not matter whether you are from IIT/IIM or a college drop out, Reach out to us --- because we have seen that success does not have a tag, you just need it to click once. And that's it! Please fill out the form in the comments :)

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💰 Surat-based IVY Growth Associates launches a ₹250 Cr VC fund, Arigato Capital aimed at investing in pre-Series A startups. 🤖 The fund, led by Prateek Toshniwal and team, targets sectors like agritech, cleantech, and generative AI, with an average investment size of $500,000. 🌍 Special focus on building global connections in the Middle East, US, and Europe. First close at ₹100 Cr expected by mid-2025. 🔗 Read more on the link in our comments section 👇

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Today marks an incredible milestone for us at Inflexor Ventures as we proudly announce the 𝐟𝐢𝐫𝐬𝐭 𝐜𝐥𝐨𝐬𝐞 𝐨𝐟 𝐨𝐮𝐫 ₹350 𝐂𝐫𝐨𝐫𝐞 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐅𝐮𝐧𝐝. This isn't just a number—it's a symbol of our steadfast commitment to empowering founders who are ready to amplify their proven potential and take their vision to new heights. In my journey from being an entrepreneur to a VC, I've witnessed firsthand the critical juncture where vision meets opportunity. The Opportunities Fund is designed to be that bridge—supporting visionary founders who have already proven their potential and are ready to scale further and faster. To all the founders who trust us with their stories and growth, thank you for your resilience and ambition. You inspire us daily to be more than just investors; you motivate us to be partners who champion your vision and share in the challenges and triumphs of building something extraordinary. Our heartfelt gratitude goes out to HDFC AMC Select AIF FoF I scheme and our other valued limited partners for their trust and belief in our mission. Your support fuels our drive to not just invest in ventures but to become true partners in the journey, championing innovation and resilience every step of the way. I also want to acknowledge my colleagues, whose dedication and expertise drive us forward, and the wider ecosystem that plays an essential role in making ventures thrive. This milestone wouldn’t be possible without each of you contributing to this vibrant network of progress. To the entrepreneurs who dare to dream, build, and inspire: your determination is why we do what we do. We are honored to walk alongside you in navigating the exhilarating journey of scale and impact. Here's to nurturing more stories of growth and innovation as we embark on this exciting chapter together. Venkat Vallabhaneni, Jatin Desai, Pratip Mazumdar, Murali Krishna Gunturu, Harsha Mundhada, Parmi Doshi, Aishwarya Kulkarni, Pratik Ahuja, Kirti Chaturvedi, Akhil Nehru, Minal Sequeira, CA Vijay Sundar A N https://lnkd.in/gJUHBZk6 #VentureCapital #Entrepreneurship #OpportunitiesFund #Innovation #Gratitude

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🚀 CredFlow Secures $3.7M in Pre-Series B Funding! Delhi-based fintech startup CredFlow raised ₹31.2 Cr in a round co-led by Inflexor Ventures and a Singapore-based family office. Funds will scale its lending & financial services and boost tech innovation. 💡 Founded in 2020, CredFlow empowers SMEs with cash flow management tools, real-time insights, and seamless integration with Tally/Busy ERP. With over 1.5L SMEs helped and $600B in invoices managed, CredFlow is bridging MSMEs and formal lending. 📱 This year, it launched KuberX, a credit scoring app with 25K+ MAUs, targeting 10x growth by 2025. #Fintech #CredFlow #SMEGrowth #Innovation

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Congratulations to Sandeep Jethwani, Vaibhav Porwal and Sahil Contractor on their latest fund-raise! Privileged to be part of their journey from inception to ~7,000 Cr.+ in AuM with strong client NPS in a short span of time... The team started off with deep-conviction on serving the (under-served) emerging HNI segment. Each part of the business model was thoughtfully re-architected to achieve this. Adopting a "phy-gital" approach, devising a unique-GTM through Wealth Monitor, careful selection of alpha-generating yet tax efficient instruments etc. were some of the choices made by the team @ Dezerv. Topping it up with an A-team and world-class execution! The result: Industry-leading RM productivity and client asset retention, strong yields on AuM, sustainable risk-adjusted returns and superlative investor-experience. Wishing the team godspeed on their journey ahead! 🚀 At Matrix Partners India (aka Z47), we have deep conviction that wealth-tech in India is at an inflection point. As the country scales to $10T in GDP, multiple segments of our society will experience a "once-in-a-lifetime" wealth creation opportunity. We strongly believe mass affluents and HNIs will stand to benefit disproportionately - and this is just the beginning... If you are ideating or building in wealth/personal finance, hit us up for a conversation! CC: Avnish Bajaj Vikram Vaidyanathan Anand Khetan Taha Tinwala Nipun Singhal #FoundersFirst #Z47Fintech #WealthManagement

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Excited and honored to feature in JioGenNext Academy's Masterclass series! I've had the opportunity to conduct three sessions in this series, and the videos are now live! This session dives into how to prepare effectively for a 10-minute pitch, with a focus on: - Leveraging AI tools to enhance pitch decks and craft compelling scripts. - Pro tips on delivering smooth, fumble-free online pitches that leave a lasting impression. Coming up next: - Understanding shareholding tables. - Demystifying startup valuation. Stay tuned for more insights designed to empower founders on their entrepreneurial journey. Check it out and let me know your thoughts! FundEnable | JioGenNext | Amey Mashelkar | Abhishek Rotkar | Shreya B. | Jatan Mehta | Sameer Shaikh | Vedant Lakhera | Venkatesh Singh | Raj Bhat | #Entrepreneurship #StartupJourney #PitchingTips #AIForStartups

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Kreedo secures Rs 10 Cr debt funding from Recur Club: Edtech platform Kreedo Early Childhood Solutions has secured Rs 10 crore in debt funding from Recur Club, a prominent debt marketplace for startups and SMEs.  Kreedo had previously raised $4 million in Series A funding from Heritas Capital and UBS Optimus Foundation to enhance learning ecosystems. The proceeds will be deployed towards fuelling its growth and expansion plans, enhancing product offerings and scaling operations across India, Kreedo said in a press release. Co-founded in 2012 by Mridula Shridhar and Manikandan Krishnan, Kreedo provides a non-franchise solution for preschools and schools in India. Its curriculum is designed to help children develop literacy, numeracy, and other skills through play-based activities. The platform's curriculum is based on the idea that children learn best through a "Concrete to Abstract" or "Practical to Theory" approach. The curriculum combines indoor and outdoor games and toys to help children learn to explore and develop skills. According to the Bengaluru-based company, it focuses on improving education in over 350,000 affordable private schools across India, which cater to low-income families and charge less than Rs 30,000 annually. The company claims that it has demonstrated an impressive revenue growth rate of over 35% year-on-year for the past three consecutive years.  “It has been a pleasure working with Manikandan and witnessing Kreedo’s incredible growth journey over the past couple of years. Their intelligent approach to capital management has enabled them to hyperscale effectively while preserving significant equity.” said Eklavya Gupta, co-founder & CEO of Recur Club. Kreedo may compete directly or indirectly with other companies in this space are Kinderly, Seed Schools, Sudiksha Knowledge Solutions, Blue Blocks, Hello Kids amongst others.  Recur Club is a capital platform, enabling companies to raise debt capital tailored to their business needs with a dedicated capital expert. The platform aims to deploy Rs 2,000 crore in debt funding for startups and SMEs through Recur Scale and Rs 1000 crore to MSMEs through Recur Swift in this financial year. It has backed startups such as Ustraa, Rage Coffee, Moveinsync, Keka HR, Xoxodays, and others. It competes with other debt financing platforms like GetVantage, Velocity, and Klub. #EdTech #Funding #Startups

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Alok Mittal has been both a founder and VC—our only such guest on First Principles yet. In this episode, Mittal—the co-founder and MD of Indifi—speaks with host Rohin Dharmakumar on: • Why is digitisation important to lending? • The 'bible' of raising money • His advice to young entrepreneurs Listen to the full episode by clicking the link in the comments. ------ Production: Hari Krishna, Rajiv CN #TheKen #FirstPrinciples #MentalModels #Founder #Lending

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We are delighted to announce the close of Kedaara IV at USD 1.738bn, our fourth fund. We had a one and only close, and we completed the entire fund-raise in 4 months. This is an important milestone in Kedaara Capital's 12 year journey and comes at a time when the PE industry is fending off fierce headwinds and a challenging fund-raising environment. This is all thanks to our incredible family at Kedaara, where we have brought together a team with extremely sharp minds, diverse areas of expertise and a real passion to create a unique firm. It is made possible by the terrific entrepreneurs and owners of quality companies who give us the opportuity to partner with them. On top of that, we have an absolute solid set of thoughful Limited Partners/Investors who have backed us from our start in 2011, and continue to do so today, despite various challenges in the macro and the micro which crop up occasionally. And of course, a final thanks to our friends at Clayton Dubilier & Rice, who we partnered with early on in our journey... For us, with all humility, this is just the beginning... At the end its never about size, its about performance. Its about giving back many times more than what we take - to our investors, to our portfolio companies, and to our team - As India sets itself for even bigger strides in the coming decade, we hope that we, as Kedaara Capital, can play our small role in accerating that, even as we provide disproportionately high (relative to the risk taken) returns to our Limited Partners... As always, we welcome your thoughts.... https://lnkd.in/dWYePTKg

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My new piece is up on The Story Board!! This is the 1st segment of a two-part essay diving into Account Aggregators— the new addition to the Indian fintech landscape. Account Aggregators have been discussed with much fervour in the past 3 years, and have been heavily touted as “the next UPI”. To find out if that is truly so, give this essay a read as I explore: 1️⃣ What Account Aggregators even mean 2️⃣ The AA workflow breakdown through the life story of Saha, an average Indian resident 3️⃣ Existing and possible use cases of the AA infrastructure Let me know your thoughts/questions and stay tuned for part 2, where I lay out the traction and adoption of the AA technology, existing and potential revenue models for monetization, and the actual incentives for financial institutions to join this ecosystem. 

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🚀 𝗞𝘂𝗻𝗮𝗹 𝗕𝗮𝗵𝗹: 𝗧𝗵𝗲 𝗢𝗚 𝗧𝗶𝘁𝗮𝗻 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗮𝗻𝗱 𝗘𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝗜𝗻𝗱𝗶𝗮’𝘀 𝗦𝘁𝗮𝗿𝘁𝘂𝗽 𝗘𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺 From co-founding Snapdeal to becoming a visionary investor, Kunal Bahl and his long-time partner Rohit Bansal have redefined success in the startup world. Through Titan Capital, they’ve emerged as champions of India’s entrepreneurial ecosystem, backing some of the most promising ventures across #fintech, #SaaS, and #ecommerce. 📈 𝗧𝗶𝘁𝗮𝗻 𝗖𝗮𝗽𝗶𝘁𝗮𝗹’𝘀 𝗥𝗲𝗺𝗮𝗿𝗸𝗮𝗯𝗹𝗲 𝗝𝗼𝘂𝗿𝗻𝗲𝘆 - 𝗘̲𝗮̲𝗿̲𝗹̲𝘆̲ ̲𝗪̲𝗶̲𝗻̲𝘀̲: A ₹1.57 crore investment in Urban Clap (now #UrbanCompany) in 2015 yielded an astounding 200x return, exiting with ₹110-120 crore in 2023. - 𝗗̲𝗶̲𝘃̲𝗲̲𝗿̲𝘀̲𝗲̲ ̲𝗦̲𝘂̲𝗰̲𝗰̲𝗲̲𝘀̲𝘀̲𝗲̲𝘀̲: Achieved 100x returns from investments in #OlaCabs and Credgenics, while #Mamaearth’s 2023 IPO further solidified their winning streak. - 𝗚̲𝗮̲𝗺̲𝗲̲-̲𝗖̲𝗵̲𝗮̲𝗻̲𝗴̲𝗲̲𝗿̲ ̲𝗶̲𝗻̲ ̲𝗦̲𝗮̲𝗮̲𝗦̲: #Unicommerce, a logistics and e-commerce SaaS platform, has grown to serve over 20,000 brands and is now valued at ₹1,100 crore. 💡 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗣𝗵𝗶𝗹𝗼𝘀𝗼𝗽𝗵𝘆 Titan Capital’s disciplined and founder-first approach has powered investments in over 200 startups. Their recently launched ₹333 crore Winners Fund reflects a commitment to nurturing long-term growth and scaling high-potential ventures. 🔑 𝗦𝗻𝗮𝗽𝗱𝗲𝗮𝗹’𝘀 𝗥𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝘁 𝗣𝗶𝘃𝗼𝘁 Snapdeal’s strategic focus on value-conscious consumers in Tier 2 and Tier 3 cities showcases Bahl and Bansal’s adaptability. Despite intense competition, Snapdeal’s pivot in 2017 made it one of the few profitable players in e-commerce. 🌟 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝘁𝗵𝗲 𝗡𝗲𝘅𝘁 𝗚𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻 Bahl sees his role as more than just an investor: "𝘛𝘩𝘦 𝘯𝘦𝘹𝘵 𝘤𝘩𝘢𝘱𝘵𝘦𝘳 𝘰𝘧 𝘮𝘺 𝘭𝘪𝘧𝘦 𝘪𝘴 𝘥𝘦𝘥𝘪𝘤𝘢𝘵𝘦𝘥 𝘵𝘰 𝘣𝘢𝘤𝘬𝘪𝘯𝘨 𝘧𝘰𝘶𝘯𝘥𝘦𝘳𝘴 𝘢𝘯𝘥 𝘩𝘦𝘭𝘱𝘪𝘯𝘨 𝘵𝘩𝘦𝘮 𝘴𝘶𝘤𝘤𝘦𝘦𝘥 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘤𝘢𝘱𝘪𝘵𝘢𝘭, 𝘤𝘰𝘯𝘯𝘦𝘤𝘵𝘪𝘰𝘯𝘴, 𝘰𝘳 𝘨𝘶𝘪𝘥𝘢𝘯𝘤𝘦." With an impressive portfolio and a legacy of nurturing entrepreneurs, Titan Capital is shaping India’s startup ecosystem, empowering founders to build enduring businesses. The recent wins such Unicommerce's listing and the oversubcribed Winners Fund success reflects Bahl and Bansal’s shift from operators to ecosystem enablers. What are your thoughts on India’s startup growth story? Let’s discuss in the comments! Read the full article https://lnkd.in/dnpFBK7b Watch a small Snippet from Kunal himself. Credit to #ETNOW ; #Timesgroup #Startups #VentureCapital #India #Entrepreneurship #TitanCapital #KunalBahl #investing #founder #investor #funding Kunal Bahl #founders #startup #cofounder #mumbai #bangalore #delhi #investment, #investing, #seedinvestor, #startupinvestor #angelinvestor #investor #investments #hyderabad #VentureCapital Bestvantage Investments

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https://lnkd.in/gzDMnSte As the Indian market index Nifty recently achieved a historic 14-day winning streak, we delve into the potential trading edges that arise from consecutive up days.

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We at LeapFrog Investments are strong believers in the India story for impact investments. As I mentioned to Jaden, India has a lot of potential. It’s not a five-year story, it’s hopefully a 25-year story.... the reasons being growth, depth of talent, digital public infrastructure, and the depth of capital markets. Thanks to Jaden Paul for the interview in Business Standard. Read it here: https://lnkd.in/gyV-UTAv

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𝐈𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐜𝐞 𝐨𝐟 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐚 𝐜𝐮𝐥𝐭𝐮𝐫𝐞 𝐞𝐚𝐫𝐥𝐲 𝐨𝐧 𝐢𝐧 𝐚 𝐬𝐭𝐚𝐫𝐭𝐮𝐩. Most often, founders of early-stage startups feel that it is too early for them to start defining culture for their company. They feel that culture is something that needs to be built when the company matures. However, in this insightful session that Sandeep Sinha conducted for our portfolio companies, he emphasised the need and importance of creating a culture right at the onset of an entrepreneurial journey and at the very beginning of a startup's life. Read a summary of this insightful session on this link https://bit.ly/3ZRoYHv Sandeep Sinha Pankaj Bansal (पंकज बंसल) Karann Mittal

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