Divey Sharma

From visiting the nearest bank branch to withdraw cash, to travelling cashless through cities, we’ve come a long way in terms of our use of money. In fact, today, our money travels far more miles than we do.     As our money traverses the virtual world, traditional risks have been replaced by more frequent and complex threats. In this evolving environment, #ArtificialIntelligence has become an essential tool in ensuring #cybersecurity, with reports estimating it will grow into a $135 billion industry by 2030.    #AI can prevent attacks before they occur, flag risky patterns, and identify unusual behaviour, acting as a safety net in the digital world.  In a recent article in @ET CISO, I shared my thoughts on how AI is powering cybersecurity in the digital age. Click on the below link to read the full article:  https://lnkd.in/gbM-tQ9X   #AI #Cybersecurity #DigitalPayments Mastercard AI Garage

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Finally some momentum in the Microfinance industry post COVID. With growing economic disparity between poor and rich, it's crucial that microfinance institutions translate this momentum into grassroots level upliftment of poor masses and Self Help Groups. #MicroFinance #SHGs #EconomicDisparity

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As the New year celebrations die down after Tamil New Year, Shankranti, Chinese New year etc celebrated across the world and we embark on new Financial year in India, this message below is a small reminder that stresses on how important it is to just be in your life full of happenings, chaos, ups and downs. It's best to go with the flow and accept what comes your way. Make the best of the many options you have, rather than changing and waiting for external material things for happiness find your moments of joy with things that matter to you the most - like spending quality time with family, pursuing your passion, reliving old hobbies, travelling to gather cherished memories or simply enjoying a quite weekend at home with movie or a novel. None of these costs much but add so much depth and vibrance to your existence. It brings out your best at work and as a person for those close to you who need that much awaited meaningful conversation or that hug to pick them up from the dragging monotonous life...invest in yourself, invest in your relationships, invest in your future, invest in all those things that money cant buy but a willing heart longs for...smile on your near and dear ones. Its priceless and worth every effort, time and money spent...you only live once...make it count. You dont need to live like a king to have a big life, you need to help yourself find your purpose and help others smile through their struggle...this again costs nothing just some kind words, few thoughtful gestures and compassion. Love and light!

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As NPCI India launched UPI circle, banks will now need to introduce the functionality of payments delegation for their UPI customers. Tushar Chitra provided a quick primer in a Finextra article about what UPI Circle is and how it has the potential to further boost digital payments in India. Give it a read!

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A very important first step for IBDIC & Indian banks’, as this is the first of many such initiatives that will help the Indian banking sector through a common platform. Wishing all the best to IBDIC

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It was a great conversation with Rachana Bahadur on how we all can contribute to inclusivity and equity in our own ways and how can organisations can help structure and elevate it #HerRising2024 HerKey

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#equity | #fractionalownership : Fractional ownership refers to a mechanism wherein an #investor can buy or sell a fraction of the #shares as well. Incidentally, fractional ownership as a concept is already allowed in some of the other asset classes including #realestate wherein one can participate and own parts of a larger real estate property through #REITs.

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How do we create impact at scale? How do we balance the needs of the organization and the individual? How do we develop a bold vision that challenges the conventional ways of doing things? It was awesome to meet and learn from Vinay Razdan, CHRO, HDFC Bank, one of the largest banks in India, on these key questions. Thanks for the awesome partnership Prabal Moudgil, VS Girish Kumar. #futureready #impactatscale #cultureready #digitalready #leadershipready

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While Generative AI is a top priority for APAC C-suites as per a new Salesforce research, data quality remains a significant barrier, risking the business value leaders aim to unlock. We spoke to GAI experts to understand how they can overcome data barriers to take decisive action. The buzz around Generative AI continues with much fervour, so much so that it is now a critical business priority for APAC C-suites. The new Salesforce research which gathered the perspectives of 1,224 C-suites across Asia Pacific (APAC) on Generative AI, revealed that almost all (99%) said GAI integration was critical, with almost 40% considering it their top priority and 43% placing it among their top three.

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Please check out my upcoming Fireside chat on Digital Evolution of India’s Financial Sector #fintech #finance #digitaltransformation #CIONews #leadership #leadershipdialogue #innovation #capriglobal

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Thanks nasscom ai for creating this platform to share and learn new things. Thanks to fellow panelist Ankit Bose Subram Natarajan Padmashree Shagrithaya for enlightening me from your thoughts

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In today’s fast-paced digital landscape, pre-sales solutioning in Data & Analytics plays a crucial role in winning customer trust and delivering impactful solutions. Here are the core attributes to focus on: 1. Deep Industry Knowledge: Understand the unique challenges and regulatory landscape of each industry, whether it’s retail, BFSI, healthcare, or manufacturing, to deliver tailored solutions. 2. Customer-Centric Solutions: Focus on customer pain points and business goals. It’s not about the tech—it's about solving real business problems with data-driven insights. 3. Holistic Approach: Combine Data Engineering, Analytics, AI/ML, and Governance for end-to-end solutions that drive real business transformation and value. 4. Scalability & Flexibility: Ensure the proposed solutions are future-proof, scalable, and able to adapt to evolving business needs and technological advancements. 5. Collaboration & Partnership: Engage with stakeholders at every level, fostering transparency and alignment between business, IT, and executive teams. 6. Proven Accelerators & Frameworks: Leverage proven accelerators, best practices, and frameworks to speed up delivery and mitigate risks while ensuring high-quality outcomes. 7. Outcome-Driven Engagement: Always tie the solution back to measurable business outcomes—whether it’s improving operational efficiency, reducing costs, or driving revenue growth. By serving our customers with these principles, we build trust and long-lasting partnerships, delivering data-driven transformations that truly make a difference. Share your views! #DataAnalytics #PreSales #DataSolutioning #CustomerSuccess #AI #DigitalTransformation #DataStrategy #CustomerCentricity #BusinessValue #Partnerships #Visionet

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Guys, here are some of the glimpses of a recent podcast we did around building startups!

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I had the privilege of joining an insightful discussion on ‘Bridging the AI skill gap’ with Dr. Shalini Lal and Shirin Rai Gupta. The conversation revolved around navigating organizational change and the transformative impact of technology. We explored how organizations like Fractal and Unqbe are evolving, identifying micro-trends such as Generative AI and the shift to cloud technology over time and leveraging them to stay ahead. During the session, I shared how Fractal focuses on problem-solving, decision-making, and hardcore upskilling to future-proof its workforce. We also discussed the significance of fostering an organizational mindset that embraces learning, adaptability, and continuous improvement. The ‘Smarter Everyday’ program at Fractal empowers our global teams to become GenAI-ready by embedding prompt engineering into daily workflows, fostering greater productivity and innovation.. A big thanks to Manish Sharma and Jerry Moses at People Matters and Shirin Rai Gupta at upGrad Enterprise for organizing this engaging session. It was a pleasure to exchange ideas, share real-life examples, and learn from the experiences of others. Looking forward to more such impactful conversations that inspire growth and transformation! #Fractal #Upgrad #PeopleMatters

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It is quite alarming to note from this article on #'Heart of worry' as a caution that our health system demands us to take some time to pay serious attention to how the #life quality management index is compromised. While there could be multiple reasons and compelling situations that drives an individual to such a life state, can we ignore the fact that factors such as #willful ignorance, sense of insecurity, and lack of #self-realization of inner potential among other factors plays major role in transforming our life quality? Should this not trigger all of us, especially youngsters, to adopt healthy practices that facilitate overcoming #stress and experience a #joyful life for the rest of our life span? The views above are shared in the individual capacity to create awareness.

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🚀 Data-Driven Transformation: Empowering Decisions to evolve CX 🎙️ In the latest episode of CX with Chopra, I had the pleasure of hosting Mr Anurag Sanghai, Principal Solutions Architect at Intellicus Technologies. We explored the power of data democratization and how it transforms decision-making by replacing the “HIPPO” (Highest Paid Person’s Opinion) with data-backed insights. Anurag shared how they have evolved over the last two decades—helping organizations leverage self-serve analytics and empowering users with actionable insights. We discussed the importance of enabling every team to access the single source of truth, and how this democratization is key to delivering seamless customer experiences across the board. Tune in to discover: ✨ The shift from gut feeling to data-driven decisions ✨ How organizations are breaking silos with unified data ✨ Real-world examples of empowering users with self-serve data platforms Don't miss this insightful conversation if you’re passionate about CX and data! #CustomerExperience #DataDemocratization #CXwithChopra #Analytics #Podcast #SelfServeAnalytics #powerofData #CX Ankit Sawhney Bconnect Communications

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The most neglected domain of knowledge in formal academia and even by individuals . we ourselves hardly make efforts to learn shastras which are basic prerequisite of our svadharma purushartha and therefore we hardly pass it on to our next generation.. https://lnkd.in/gigaGFhx

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Megha Singh Nandiwal: Driving Strategic Transformation as Chief of Staff at Foundation AI In this exclusive feature with CXO Lanes, Megha Singh Nandiwal, Vice President of Strategic Operations and Chief of Staff at Foundation AI, shares her journey in leading the company’s strategic transformation. With over 14 years of experience across data analytics, strategy, and organizational development, Megha has held key roles at Infosys, CARS24, and Vamstar before bringing her expertise to Foundation AI. As Chief of Staff, Megha has redefined the role, focusing on strategic alignment, process optimization, and fostering cross-functional collaboration. Her leadership ensures that Foundation AI operates efficiently while keeping its long-term vision in focus. Megha’s efforts have resulted in the seamless integration of AI-driven solutions that enhance decision-making and drive business growth. Megha’s ability to bridge strategy and execution is evident in her work across critical areas such as process remodeling, stakeholder engagement, and crisis management. She has been instrumental in breaking down silos, creating a culture where teams are empowered and aligned with the company’s strategic goals. Her focus on AI as a transformative tool underscores her commitment to innovation. "AI isn’t just automation," Megha explains. "It’s about enhancing human potential and solving complex challenges." Beyond her operational focus, Megha is deeply passionate about people empowerment and fostering an inclusive work culture. She champions diversity, ensuring that her teams are motivated, valued, and equipped to excel. Her commitment to driving compliance and strategic initiatives further cements her role as a catalyst for change. For those eager to learn more about Foundation AI or explore potential opportunities, Megha encourages connecting through their official website. Her message is simple yet powerful: Let’s create a brighter future as a team, because at Foundation AI, we believe in the power of #WinTogether. #cxolanes #MeghaSinghNandiwal #FoundationAI #ChiefOfStaff #StrategicTransformation #Leadership #AIInnovation #DataAnalytics #ProcessOptimization #CrossFunctionalCollaboration #BusinessGrowth #DiversityAndInclusion #PeopleEmpowerment 

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Two contrasting pieces of news on approaches of 2 large economies related their Macro data.. Transparency is key to good governance... India is surely headed in the right direction... This should fuel more focused action and hence inclusive growth... China, though has the same objectives of improving growth and lowering disparity, it is going the other way.. https://lnkd.in/gpGu93Se https://lnkd.in/geHPGr6Y

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