Pumpkin

The Spread Rate is the extra percentage added by your bank to cover: Operational costs  Risks  Profit margins It varies depending on: Your loan type  Your credit score  Your loan tenure 𝗟𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗵𝗲𝗿𝗲 https://lnkd.in/ghC_Q_Sk #lowcreditloans #businessloans #workingcapitalloans #termloan #lineofcredit #lap

The Repo Rate is the rate at which the Reserve Bank of India (RBI) lends money to commercial banks.    Higher Repo Rate = Costlier loans for you Lower Repo Rate = Cheaper loans for you   It’s the base cost of borrowing across the economy 𝗟𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗵𝗲𝗿𝗲 https://lnkd.in/ghC_Q_Sk #lowcreditloans #businessloans #workingcapitalloans #termloan #lineofcredit #lap

When you take out a loan, you don’t just repay the borrowed amount you also pay interest. But what determines your interest rate? Two Key Factors in Interest Rate Calculation are • Repo Rate • Spread Rate 𝗟𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗵𝗲𝗿𝗲 https://lnkd.in/ghC_Q_Sk #lowcreditloans #businessloans #workingcapitalloans #termloan #lineofcredit #lap

Call /WhatsApp: 8800-734-885 MSME Loans for Every Size of Business That Needs Credit But Doesn’t Get It Pumpkin: Making the MSME loan process hassle-free for everyone www.dapumpkin.com #lowcreditloans #businessloans #workingcapitalloans #termloan #lineofcredit #lap

Honoring the Spirit of Victory and Sacrifice On Vijay Diwas, we salute the bravery and sacrifices of our armed forces who secured a historic victory in 1971, protecting our nation’s honor and sovereignty. Their unwavering commitment inspires us to persevere and succeed, no matter the challenges. At Pumpkin, we stand by those who dream big and work tirelessly to achieve their goals—because victory is about courage, effort, and determination. Let’s honor our heroes and carry forward their legacy of resilience and triumph. #VijayDiwas #SaluteOurHeroes #SpiritOfVictory #workingcapital #lap #termloan #msme #businessloan #lineofcredit #DaPumpkin

𝗛𝗼𝘄 𝘁𝗼 𝗖𝗵𝗼𝗼𝘀𝗲 𝘁𝗵𝗲 𝗕𝗲𝘀𝘁 𝗧𝗲𝗿𝗺 𝗟𝗼𝗮𝗻 𝗳𝗼𝗿 𝗬𝗼𝘂𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 Selecting the right term loan is crucial for your business’s growth and financial health. 𝘏𝘦𝘳𝘦 𝘪𝘴 𝘢 𝘨𝘶𝘪𝘥𝘦 𝘵𝘰 𝘧𝘪𝘯𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘱𝘦𝘳𝘧𝘦𝘤𝘵 𝘧𝘪𝘵:  1️ 𝗔𝘀𝘀𝗲𝘀𝘀 𝗟𝗼𝗮𝗻 𝗣𝘂𝗿𝗽𝗼𝘀𝗲: Determine if you need the loan for expansion, equipment, or working capital. This will guide the amount and loan term you choose 2️ 𝗖𝗼𝗺𝗽𝗮𝗿𝗲 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗥𝗮𝘁𝗲𝘀: Lower interest rates can significantly reduce your total repayment. Check fixed vs. variable rates to see what works best for you 3️ 𝗘𝘃𝗮𝗹𝘂𝗮𝘁𝗲 𝗥𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗙𝗹𝗲𝘅𝗶𝗯𝗶𝗹𝗶𝘁𝘆: Look for flexible repayment options to adjust payments based on your cash flow, especially if revenue varies seasonally 4️ 𝗖𝗵𝗲𝗰𝗸 𝗟𝗼𝗮𝗻 𝗧𝗲𝗻𝘂𝗿𝗲: A longer-term reduces monthly payments but may increase total interest. Shorter terms mean higher payments but lower interest costs 5️ 𝗖𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝗖𝗼𝗹𝗹𝗮𝘁𝗲𝗿𝗮𝗹 𝗥𝗲𝗾𝘂𝗶𝗿𝗲𝗺𝗲𝗻𝘁𝘀: Some term loans require collateral, while others do not. Decide what level of risk you are comfortable with At 𝗣𝘂𝗺𝗽𝗸𝗶𝗻, we help you compare and choose term loans tailored to your business’s specific needs and financial goals.  Ready to explore financing solutions for your business? Call/WhatsApp Us:  PHONE/WHATSAPP: 8800-734-885   EMAIL: [email protected]   WEBSITE: https://dapumpkin.com Find the right financing with Pumpkin today!  #TermLoan #BusinessFinance #MSME #BusinessGrowth #SmartBorrowing #smeloan #smebusiness #smb #smallbusiness #termloan #msme #cgtmse #cgss #DaPumpkin #PumpkinBusinessLoan 

Pumpkin AI: Big dreams but financial problems bogging you down? Get your loan with us.  Pumpkin - Built for businesses to solve their credit problems #lowcreditloans #businessloans #workingcapitalloans #termloan #lineofcredit #lap

At Pumpkin, we are transforming the broken lending processes to help Small Medium Business with Easy, Quick and Cheaper Loans. If you want to stay up-to-date with us, follow our Page. #lendingtransformation #cheaperloans #quickloans #msmecredit

Pumpkin AI: Loans for Business Owners who Dare to Dream Big. We help you achieve those big dreams.  #lowcreditloans #businessloans #workingcapitalloans #termloan #lineofcredit #lap

Pumpkin AI: Loans for Every Size of Business That Needs Credit But Doesn’t Get It #lowcreditloans #businessloans #workingcapitalloans #termloan #lineofcredit #lap