In the series 3 of CIBIL’s Credit Management with Mint, hear Mr. Bhushan Padkil, SVP & Head of DTC Business at TransUnion CIBIL, share meaningful insights on how lenders evaluate repayment history and key aspects of your CIBIL Report while assessing loan applications. Tune-in to understand the factors that can help you stay credit-ready and make informed financial decisions. Keep an eye out for expert advice from Mr. Bhushan Padkil in the upcoming episodes! #KnowYourReport #FinancialInsights #CreditWisdom #FinancialWellness #TransUnionCIBIL #CIBILForEveryIndian #MintPodcastSeries
TransUnion CIBIL Limited
Information Services
Mumbai, Maharashtra 121,735 followers
‘Information for Good’
About us
TransUnion CIBIL is India’s pioneer and leader in Credit Information. CIBIL’s content, insights, products and world-class solutions are helping businesses manage risk, devise appropriate lending strategies, reduce costs, maximize portfolio profitability and improve customer loyalty. CIBIL seeks to be the most trusted partner to the financial service sectors. Industry experts and researchers attribute the growth in retail loans (at 28% CAGR over the last three years) to CIBIL’s information insights. (Source: Mint*). CIBIL’s support has significantly contributed in driving growth in the retail credit segment and fuelling credit penetration.(Data Source: CIBIL Data Analysis March 2016): - The retail loans category has grown at an average CAGR of 28% over the last three years, while at the same time there is significant reduction in retail NPA Rates. - The number of loan enquiries in the credit industry has grown at a CAGR of 25% during the last 3 years. Significantly, 30% of the individuals were first-time borrowers. - Solutions to decide and approve loan applications in real time has helped reduce the average time required for approval of a loan – to around 3-4 days today from 7-9 days, three years back. - Enquiries at CIBIL for rural lending have steadily grown to 35% today vis-à-vis 25% over five years back. Access to finance is one of the most fundamental requirements to enable the fulfillment of aspirations of India's 1.2 billion citizens. CIBIL’s commitment is to be the underlying credit infrastructure to this growth, enabling faster and cheaper access to credit by accelerating our investment in information infrastructure to partner in the national momentum of helping drive higher financial literacy, inclusion and protection.
- Website
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https://www.transunioncibil.com/
External link for TransUnion CIBIL Limited
- Industry
- Information Services
- Company size
- 51-200 employees
- Headquarters
- Mumbai, Maharashtra
- Type
- Public Company
- Founded
- 2000
- Specialties
- Big Data Management and Analytics, Information Infrastructure and System Building, Content and Insights for business acceleration, Information Analytics, Data Intelligence and Reporting, Credit Information Management, Credit Scoring, and Risk Management/Modeling
Locations
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Primary
Get directions
One Indiabulls Centre, Tower 2A-2B, 19th Floor, Senapati Bapat Marg, Lower Parel
Mumbai, Maharashtra 400013, IN
Employees at TransUnion CIBIL Limited
Updates
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Turning Challenges into Triumphs! 🌟 Here is the ‘story of change’ of our young scholar Ranu, a student from The Akanksha Foundation’s Natwar Nagar Mumbai Public School, who transformed her life, overcoming health and financial challenges to pursue her dreams with the support of TransUnion CIBIL's CSR initiative, Project Shiksha. Under this GoodWorks program, she not only excelled academically but also secured the prestigious Kennedy-Lugar Youth Exchange and Study scholarship. Now, she is set to explore new horizons in Missouri, USA, acquiring invaluable cultural and leadership skills. We are proud to be part of journeys like Ranu’s, empowering youth through education and opportunity. #storiesOfChange #TUCIBIL #ProjectShiksha #YouthEmpowerment #CSR #Leadership #MoreThanASchool #CIBILGoodWorks #GoodWorks@TUCIBIL
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Series 2 is here! Hear Mr. Bhushan Padkil, SVP & Head of DTC Business at TransUnion CIBIL talks about different sections in CIBIL Report and how lenders look at these sections to evaluate loan applications. Tune-in to learn how you can get the complete picture of your Credit Information Report for making informed borrowing decisions. #KnowYourReport #FinancialInsights #CreditWisdom #FinancialWellness #TransUnionCIBIL #MintPodcastSeries
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We’re proud to announce that TransUnion India has been recognized on Seramount’s Global Inclusion Index 2024! This recognition reflects our ongoing efforts to foster inclusion and belonging. Read more about this achievement: http://transu.co/6049sKl6l #InclusionMatters #DiversityAndInclusion #TransUnionIndia
We’re pleased to announce TransUnion was selected to Seramount’s Global Inclusion Index for our UK and India businesses in 2024! Seramount’s Global Inclusion Index assesses corporate efforts at driving inclusion and belonging on a local level, including gender inclusion, inclusive work cultures and accountability of country leaders and managers for results. First published in 2020 with 15 countries, the Index was expanded to 26 countries in 2024 — and we’re thrilled to receive recognition as an inclusive business this year. Read about our recognition: http://transu.co/6049sKl6l
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As India strides towards becoming a Viksit Bharat, the Micro, Small, and Medium Enterprises (MSME) sector is poised to play a pivotal role. Recognized as the backbone of the Indian economy, MSMEs make substantial contributions to employment, exports, and GDP. This sector presents banks with a significant opportunity to enhance both distribution and profitability by promoting MSME growth. The challenges banks once faced in lending to MSMEs have notably diminished. The advent of UPI and QR payments has provided a comprehensive transaction footprint for MSMEs, while the implementation of GST has enriched data authenticity. Udyam has the capability to address the KYC problem of MSMEs, commercial bureaus can solve behavior history data while government guarantees schemes can help overcome their collateral challenges. However, despite these advancements, the MSME sector still has considerable untapped potential. What strategies must banks employ to fully harness this potential? What measures are necessary for banks to lend profitably to MSMEs? http://transu.co/6047slq4H Panelists - Mr. P R Rajagopal, ED, Bank of India Dr. Rajan Pental, ED, YES BANK Mr. Rakesh Singh, MD & CEO, Aditya Birla Finance Limited Mr. Ajay Kanwal, MD & CEO, Jana Small Finance Bank , Mr. Sabyasachi Goswami, CEO, Perfios Mr. Bhavesh Jain, Chief Revenue Officer, TransUnion CIBIL Limited #TUCIBIL #GDP #MSME #UPI #ViksitBharat
FIBAC 2024 | Business Session: The decade of MSME: Will it become a reality?
https://www.youtube.com/
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Introducing Series 1 of our Credit Management series with Mint! 💡 Join Mr. Bhushan Padkil, SVP & Head of DTC Business at TransUnion CIBIL as he shares expert advice on understanding credit, managing debt, and making informed financial choices. In this episode, learn tips on building and maintaining a healthy credit profile, setting you on the path to financial stability and success. Stay tuned for more expert advice from Mr. Padkil in the upcoming episodes! #CreditWisdom #FinancialWellness #TransUnionCIBIL #MintPodcastSeries
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“Prudent use of credit cards and timely management of credit card dues will ensure a healthy score and credit profile”, says Bhushan Padkil, Senior Vice President and Head of Consumer Interactive (Direct To Consumer) India, TransUnion CIBIL. Read full article to know more on tips to maintain a healthy credit profile and score using credit cards: http://transu.co/6048S4OjC #CreditTips #FinancialPlanning #CreditManagement #TUCIBIL #ExpertsInsights #HealthyScore #CreditCard
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#SkillToEmpower Reaching out to more than 110 community youth in FY 2023-24, our CSR initiative - project Saksham has successfully empowered community youth through structured skill program enabling them to enter into the job force and tread on the path to become financially independent. Under GoodWorks at TransUnion CIBIL, project Saksham supported skill centers in tier 1 and tier 2 locations in Maharashtra, provided training in employable courses within the BFSI sector, focusing on industry-specific and soft skills. Here are the key highlights on the impact created in the community through Project Saksham: Know more about GoodWorks at TransUnion CIBIL: http://transu.co/6041SypVf #SkillToEmpower #CSRImpact #CIBILGoodWorks #SakshamProject #GoodWorks@TUCIBIL
GoodWorks at TransUnion CIBIL - CSR Initiative - Project Saksham
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TransUnion CIBIL Limited reposted this
“Strategic Pathways for MFIs: Navigating Change and Embracing Opportunities” was the breakaway session, which deliberated on the long-term roadmap for Microfinance Institutions (MFIs) in India, focusing on strategic growth and sustainability. The experts outlined various benefits, challenges, and key considerations for MFIs aspiring to list. It also covered the potential of adopting alternate operating models and obtaining new licenses to enhance operational efficiency and market reach. The session panel included: Moderator: Mr. Jaikrishnan G, Partner, PwC India Speakers: Mr. Kiran Kumar, Director & CEO, Svamaan Financial Services Pvt. Ltd. Ms. Nalini Venkat, CBO, Digit Insurance Mr. Rahul Gupta, Director & CEO, Avanti Finance Mr. Abhijit Ray, Co-Founder & MD, Unitus Capital Mr. Gaurav Arora, Business Head, TransUnion CIBIL Limited Jiji Mammen | Chandan Thakur | Mahtab Alam #fintech #sustainability #SocialImpact #microfinance #womenempowerment
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Hear our Business Head - Mr. Gaurav Arora sharing insights in a panel discussion on “Strategic Pathways for MFIs: Navigating Change and Embracing Opportunities” at the Sa-Dhan National Conference on Inclusive Growth 2024. Don’t miss these valuable insights on the future of MFIs and their impact on India’s financial ecosystem. 📅 24th October 2024 🕛 12:15 pm - 1:15 pm 📍 New Delhi #CIBIL #MFI #StrategicGrowth #FinancialOpportunities #SustainableFinance #TransUnionCIBIL #InclusiveGrowth #FinancialInclusion #SaDhanConference #EmpoweringIndia Sa-Dhan Association
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