Yoga Priyautama

Superior Financial and Health Sectors Income growth in the health, finance and property sectors was the highest JAKARTA. Most issuers on the stock exchange have released their performance for the first half of this year. The results are not very special. There are only a few stock sectors that have recorded growth in revenue and net profit. Referring to data from the Financial Services Authority (OJK), as of August 2 2024, the total revenue of issuers was recorded to have increased 4.02% year on year (yoy) to IDR 88.5 trillion during the first semester of 2024. This figure was obtained from 772 companies that have reported their performance to the OJK. Inarno Djajadi, Chief Executive of the OJK Capital Market, Financial Derivatives and Carbon Exchange Supervision, said that in terms of revenue the financial sector made the largest contribution, reaching IDR 39.1 trillion or equivalent to 44.2% yoy. Then, the second largest contribution came from the non-cyclical consumer sector amounting to IDR 24.52 trillion or 27.7% yoy. Meanwhile, the third largest contributor is the cyclical consumer sector with revenue value of IDR 10.1 trillion or 11.41% yoy. But, in terms of growth, the health sector is the fastest growing sector. The income of health issuers grew by 11.77% annually. Then followed by financial sector issuers whose income increased by 9.74% yoy. An increase in income also occurred for issuers in the property sector of 6.33% yoy. "Meanwhile, in terms of profitability or net profit, the issuer's growth value was 3.43% or an increase of IDR 8.91 trillion compared to the same period last year," explained Inarno, Monday (5/8). However, of the 11 sectors on the Indonesian Stock Exchange (BEI), only five sectors experienced an aggregate increase in profitability. Namely, finance, basic raw materials, health, cyclical consumers and infrastructure. Five other sectors experienced a decline in profitability, namely energy, industry, transportation and logistics, property and non-cyclical consumers. Meanwhile, the technology sector managed to cut losses aggressively. Peluang #investasi dan pengembangan #properti yang saling menguntungkan: Hubungi kami : +62 811-8506-660 +62 812-9743-3233 [email protected] [email protected] https://lnkd.in/g3KdMqT #propertybusiness #propertydevelopment #propertyinvesting #NusantaraDᴇᴠᴇʟᴏᴩᴍᴇɴᴛs #renovasiproperti #properti #renovasigudang #kontraktor #gudang #pergudangan #konstruksi 

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Credit Distribution Still Growing in Quarter IV-2024 JAKARTA. Bank credit is expected to continue to grow rapidly in the last quarter of this year. The Bank Indonesia Banking Survey (SPBI) conducted at the end of the third quarter of 2024 revealed that, on a quarterly basis, new credit distribution in the fourth quarter of 2024 will increase. Looking at the Weighted Net Balance (WNB) value, the forecast for new credit distribution for the fourth quarter of 2024 is 88.3%, higher than the WNB of 80.6% in the previous quarter. The survey results show that respondents' main priority in disbursing new credit in the last quarter was still the same as in the previous period, namely working capital credit, followed by investment credit and consumption credit. "In consumption credit, the distribution of home ownership credit (KPR) and apartment ownership credit (KPA) is still the main priority, followed by multipurpose credit and motor vehicle credit (KKB)," wrote the survey. Based on sector, the priority for new credit distribution in the last quarter was highest in the wholesale and retail trade sectors. Then followed by the processing industry sector and the financial intermediary sector. The survey also stated that credit distribution policies in the fourth quarter of 2024 are expected to be slightly stricter than the previous quarter. This is indicated by the Lending Standard Index (ILS) for the fourth quarter of 2024 which has a positive value of 2.2%. Meanwhile, credit interest rates, credit approval fees and credit terms will be looser. Peluang #investasi dan pengembangan #properti yang saling menguntungkan: Hubungi kami : +62 811-8506-660 [email protected] https://lnkd.in/g3KdMqT #propertybusiness #propertydevelopment #propertyinvesting #NusantaraDᴇᴠᴇʟᴏᴩᴍᴇɴᴛs #renovasiproperti #properti #renovasigudang #kontraktor #gudang #pergudangan #konstruksi 

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Corporate VC fuels Indonesian startup growth. What’s the catch? 👉 Read more: https://buff.ly/3YCkCBP - 🚀 Corporate venture capital (CVC) is vital in Indonesia's startup scene, involved in 45% of deals and providing startups resilience amid challenging climates. - 💼 Startups benefit from strong financial backing, faster funding, and ecosystem integration with CVCs, despite longer due diligence and potential restrictions. - 🔍 Successful CVC collaborations require startups to align their solutions with the parent companies’ needs, offering strategic synergies.

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A Decrease In The Benchmark Interest Rate Could Boost TOTL's Performance JAKARTA. A number of private construction service issuers are optimistic about their future business prospects. The driving force, especially if it was not a cut in the benchmark interest rates of Bank Indonesia (BI) and the central bank of the United States (US), the Federal Reserve (The Fed). PT Total Bangun Persada (TOTL) Corporate Secretary Anggie S. Sidharta believes that lowering BI and The Fed interest rates can boost the national economy. So, infrastructure projects will continue to mushroom. Until August 2024, TOTL recorded new contract acquisitions of IDR 4.1 trillion. This realization reached 91% of the 2024 target of IDR 4.5 trillion. New contracts come from the construction of hotel buildings, industrial, educational and other projects. Even though it is still producing impressive performance, the challenges for the construction industry in the future are still big. "For this reason, we remain careful in running the business so that it can continue," explained Anggie to KONTAN, Monday (23/9). Kanaka Hita Solvera analyst Andhika Cipta Labora assesses that the effect of cutting interest rates will ease the interest burden on issuers' debts. This can boost its performance. Even if the issuer wants to build a project that is paid for at the end of project work, funding can be obtained at lower interest rates. So, the issuer's profit margin will increase. He also predicts that the financial performance of construction service issuers has the opportunity to grow in the remainder of the second semester of 2024. This reflects the positive performance of a number of construction issuers, one of which is TOTL. In the first semester, TOTL's net profit was recorded at IDR 112.65 billion, up 66.6% on an annual basis. This blue performance report card is supported by the increasing acceptance of new contracts throughout 2023. Kiwoom Sekuritas Indonesia analyst Abdul Azis Setyo Wibowo agrees that in semester II-2024, the performance of private construction issuers has the potential to improved from the previous semester. This is in line with the increase in new contracts obtained by construction service issuers. However, financial performance prospects are not always linear with stock movements. Capital Market Observer William Hartanto observed that TOTL shares were moving down with support of IDR 585 and resistance of IDR 680. William also recommended waiting and seeing because he was tired of buying. TOTL target price is IDR 700-IDR 750 per share. Meanwhile, Andhika recommends buying TOTL with a target price of IDR 300 per share. Peluang #investasi dan pengembangan #properti yang saling menguntungkan: Hubungi kami : +62 811-8506-660 [email protected] https://lnkd.in/g3KdMqT #propertybusiness #propertydevelopment #propertyinvesting #NusantaraDᴇᴠᴇʟᴏᴩᴍᴇɴᴛs #renovasiproperti #properti #renovasigudang #kontraktor #gudang #pergudangan #konstruksi 

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Top 10 VC Investors in Indonesia (2024) 1. Alpha JWC Ventures - Fintech, Consumertech 2. MDI Ventures - multi-stage, telcom 3. AC Ventures - early-stage, environmental and social impact 4. Prasetia Dwidharma - early stage, SEA only 5. Skystar Capital - early stage, SEA only 6. Kejora Capital - early and growth stage 7. Indogen Capital - post-seed, SEA 8. init 6 - early stage, Indonesia mostly 9. Teja Ventures - early stage consumertech 10. AVSTAR Capital - decentralized finance, web 3.0, gaming #indonesia #venturecapital #vc #vcfirms #startups

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"The advantage of an IPO is that if executed well and timed correctly, the funds raised can be substantial." - Rivan Kurniawan, director of investment consultancy firm Indovesta Utama Mandiri. 🏦 Despite sluggish VC funding and M&A activity, the number of Indonesian tech companies going public on the IDX has surged, driven by the allure of substantial funding and the ability to maintain control of the company post-listing. While the IDX offers a potential avenue for funding, startups need to carefully consider the inherent risks, including market volatility, limited investor base, and potential for low-quality listings. 🔥 Will the recent wave of tech IPOs in Indonesia be a successful path to growth and innovation, or will it lead to a wave of underperforming companies and disappointed investors?

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With a staggering population of 270 million, it’s no wonder Indonesia is a goldmine for consumer-centric businesses. It has risen to the top of Southeast Asia’s startup scene over the years. While Wavemaker Partners has traditionally focused on B2B, Deep Tech, and Sustainability investments, we’ve also received inquiries about our consumer deals, particularly in Indonesia. Fund 4 has allowed us to invest in five Indonesian companies, two of which are B2B (Pitik and Verihubs), one is purely B2C (FIT HUB), and two are both B2B and B2C (Soul Parking and SIRKA (YC S21)). In this article, our Investment Associate Kelvin Sutedja walks us through the qualities that make our B2C companies in Indonesia stand out. Read the full piece: https://lnkd.in/gz3G6dZg #startups #Indonesia #wavemakers #WavemakerPartners #B2B #B2C

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BCA Says 10% of KPR Applications Failed Due to Loans JAKARTA. PT Bank Central Asia Tbk (BBCA) admitted that it found that many prospective customers who applied for home ownership credit (KPR) failed because they had bad credit scores due to online loans. The Indonesian real estate developer association (REI) noted that 40% of KPR applications failed due to poor credit scores at the lender. As a result, the bank rejected his application. Executive Vice President Consumer Loan PT Bank Central Asia Tbk (BCA) Welly Yandoko agrees with this phenomenon. He said he received the same information regarding customers who had failed their mortgage because they had failed to pay the loan. Welly said this phenomenon also occurred at BCA. However, Welly saw that this was not as much as the data held by REI. "For us, the number is below 10%," said Welly, last weekend. Welly is of the view that REI owns 40% is a combination of subsidized and non-subsidized mortgages. Meanwhile, BCA is currently more focused on the KPR sector non-subsidized prices in the range of IDR 300 million to IDR 1 billion. BCA also has developer partners who from the start have screened potential customers. So, people who apply for a mortgage at BCA can really afford to pay in installments. "So our screening results are always with a very good credit score," said Welly. Previously, the Chief Executive of OJK Banking Supervision, Dian Ediana Rae, said that the Financial Information Service System (SLIK) is a means of exchanging data between providers of financing facilities with the aim of supporting the implementation of risk management. Peluang #investasi dan pengembangan #properti yang saling menguntungkan: Hubungi kami +62 811-8506-660 [email protected] https://lnkd.in/g3KdMqT #propertybusiness #propertydevelopment #propertyinvesting #NusantaraDᴇᴠᴇʟᴏᴩᴍᴇɴᴛs #renovasiproperti #renovasi #renovasirumah #kontraktor #renovasiproperti #properti #renovasigudang #kontraktor #bangungudang #gudang #pergudangan #konstruksi 

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GoTo Group, the largest digital ecosystem in Indonesia, stated on Monday that it is strengthening its relationship with TikTok by offering a "Buy Now, Pay Later" product on TikTok's ShopTokopedia called GoPay Later. According to a statement from GoTo, this builds on their current collaboration with TikTok with the goal of accelerating the development of Indonesia's digital #economy, particularly through easily accessible financial services. “GoPay Later complements the availability of GoPay as a convenient payment method on TikTok’s ShopTokopedia, providing users with a wider variety of financial services on the ShopTokopedia platform while enabling both GoTo and TikTok to further fuel business growth,” GoTo Group Chief Operating Officer Hans Patuwo said. It is reported that a sizeable section of Indonesia's population does not have access to safe and responsible financial services, with over 97 million individuals living without a bank account. GoTo seeks to close this gap through GoTo Financial, its financial arm. GoTo Financial's consumer loan division made a substantial contribution to the GoTo Group's robust topline growth in the first quarter. Maintaining a comparable non-performing loan ratio to the previous quarter, outstanding consumer loans, comprising BNPL and cash loan products, climbed by 43% on a quarterly basis and more than quadrupled on an annual basis to IDR 2.7 trillion ($122.59 million). To share your startup story write us on - [email protected] #TikTok #BNPL #NPL #Loan #Consumer #Indonesia

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🌟 Contributor Spotlight 🌟 Pandu Sjahrir is the founding partner of AC Ventures, a Southeast Asian venture capital firm with US$650 million in assets under management, investing in early-stage startups across Indonesia and ASEAN. He focuses on growth and turnaround companies, with expertise in leadership development, business growth, and optimising capital structures. His article discusses the urgent need for Indonesia and Southeast Asia to shift towards renewable energy sources, particularly in response to the region's rapid digital growth and increasing energy demands. It emphasises the significant opportunities for tech entrepreneurs and investors to capitalise on the untapped renewable energy sector, warning that reliance on fossil fuels is unsustainable and action must be taken immediately. Read it here: https://lnkd.in/dusYBFBT #e27community #e27contributorspotlight #Asia #climatetech 

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Facebook vs Indonesia Top 5 Startups Here’s an interesting fact : Since its inception, Facebook has raised approximately $2.3 billion in total funding. Today, under the Meta umbrella, the company generates an annual revenue exceeding $116 billion. This staggering figure reflects not only the immense scale of its user base but also the effective monetization strategies and more importantly the management style employed by Mark Zuckerberg and his team. In contrast, the top 5 biggest tech startups in Indonesia—GoTo (Gojek-Tokopedia merger), Bukalapak, Traveloka, Ovo, and Bukalapak—have collectively raised around $25 billion in total funding. However, their revenue figures, while seemingly impressive for Indonesian standard, are still far out from Meta. For instance, GoTo reported a revenue of approximately $3 billion in 2023, demonstrating significant growth but still far from the astronomical figures of Meta. Mark Zuckerberg's success with Facebook can be attributed to several factors. Firstly, his visionary leadership and ability to anticipate market trends have kept Facebook ahead of the curve. Secondly, Facebook's robust and scalable infrastructure allowed it to handle rapid user growth efficiently. Thirdly, Zuckerberg's focus on innovation and acquisitions, such as Instagram and WhatsApp, helped expand Meta's ecosystem and diversify revenue streams. Fourth, Zuckerberg is ruthless and always in control of Facebook and not the investors. On the other hand, Indonesian founders and VCs were hellbent on hyperscaling with user acquisition and basically ignored everything else including cashflow. VCs also kept investing and further dilating founders shares and resulted in founders left with tiny amount of shares and no control of the company. Basically the founders just became sort of a puppet CEO. The new generation of tech founders in Indonesia must learn from the success stories of Mark Zuckerberg, Elon Musk, etc. Also must stand your ground when dealing with investors / VCs. You need to know everything about your startup. You need to know how to manage. And you need to be ruthless when required. Ultimately you need to be in control of your company and not the investors / VCs.

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Every year, as we approach the holiday season, I see the same buzz and excitement among the SME brands and advertisers. It happens across Southeast Asia but in Indonesia, this time is known as Harbolnas, the mega sales day. It’s the moment brand owners have circled on their calendars—the ultimate chance to maximize revenue before the year ends. This season, TikTok’s Mega Sales 2024 Playbook has dropped just in time, offering a blueprint to help brands stand out in the busiest shopping period of the year. Here are some strategies that caught my attention: 1. The Power of TikTok Shopper Personas TikTok shoppers come in all types: Bargain Hunters, Inspirational Shoppers, Effortless Shoppers, and Purposeful Shoppers. Crafting campaigns that speak directly to these personas can make all the difference, building trust and engaging users where it counts. 2. A Phased Campaign Strategy for Mega Sales Success The playbook recommends breaking down campaigns into three phases: - Phase A - Inspire & Excite: Launch teasers 20 days before the event to build anticipation. - Phase B - Convert: Intensify your efforts during the peak sales days with high-impact ads. - Phase C - Retarget: Reconnect with users who’ve shown interest but haven’t completed their purchases. 3. Leveraging a Full-Funnel Approach To capture audiences at every stage, TikTok’s ad solutions—TopView, In-Feed Ads, and Video Shopping Ads—allow brands to create awareness, drive consideration, and secure conversions. 4. Data-driven Optimizations Setting up the TikTok Pixel, testing different creatives, and refining targeting is essential for success. TikTok recommends longer campaign durations to boost both brand recognition and conversions—something I’ve seen work wonders with my clients. 5. The Magic of Creator Partnerships Engaging TikTok creators brings that authentic, relatable touch to campaigns, which resonates deeply with audiences. For every stage of the sales journey, creators can amplify your message in a way that feels personal and engaging. You're running out of content to advertise? You can use Use Affiliate Creatives for Ads (ACA) to turn your affiliate creatives into ads at scale. If, like many, you’re eager to make this season your biggest yet but need guidance on TikTok’s unique ad strategies, I’d be more than happy to chat. Feel free to reach out if you’d like support in navigating TikTok ads to achieve your goals this season! PS: You can download the playbook here: https://lnkd.in/gu7ZH88E #TikTokAds #MegaSales2024 #DigitalMarketing #SoutheastAsiaMarketing #EcommerceMarketing #Shoppertainment #Harbolnas

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3 Million Homes Program Cannot Rely on Banking JAKARTA, KOMPAS - Even though liquidity is adequate, the banking industry's capacity to support the 3 million house program is still considered limited and has considerations. individual risk management. Therefore, other financing alternatives are needed, either through asset-backed securities schemes or through collaboration between the government and the private sector. One of the campaign promises of President Prabowo Subianto and Vice President Gibran Rakabuming Raka is to build 3 million houses every year, with details of 2 million houses in rural areas and 1 million houses in urban areas. This is partly motivated by the shortage of home ownership (backlog), which in 2023 will be recorded at 9.9 million houses. In realizing this ambition, a large budget is needed. As an illustration, the realization of the housing financing liquidity facility program (FLPP) during 2019-2023 reached IDR 89.8 trillion with a total of 820,816 housing units. Banking observer and Assistant Vice President of BNI (2005-2009) Paul Sutaryono, on Monday (11/11/2024), said that the government program related to 3 million houses per year or 8,333 houses in a day deserves to be appreciated. However, steps to realize this program need to pay attention to banking liquidity as a source of funding for the housing sector. According to Paul, banking liquidity is still considered adequate. This can be seen from the ratio of liquid assets/non-core deposits which reached 112.66 percent as of September 2024 or still far above the 50 percent threshold. Apart from that, the liquid assets ratio for third party funds (DPK) was recorded at 25.4 percent, which is also far above the 10 percent threshold. "However, banks are also restricted from financing too much in one particular sector, for example housing. Why? Because this could trigger potential bank concentration risks," he said when contacted from Jakarta. Thus, Paul emphasized, financing by the banking industry will also be limited to financing one particular sector, such as the housing sector. This is because banks must continue to adhere to the principles of prudential banking even though their liquidity is currently still adequate. Peluang #investasi dan pengembangan #properti yang saling menguntungkan: Hubungi kami : +62 811-8506-660 [email protected] https://lnkd.in/g3KdMqT #propertybusiness #propertydevelopment #propertyinvesting #NusantaraDᴇᴠᴇʟᴏᴩᴍᴇɴᴛs #renovasiproperti #properti #renovasigudang #kontraktor #gudang #pergudangan #konstruksi 

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Why BSD city is building a medical precinct (1/2) ? Developing vibrant cities requires us to stay relevant. What does it mean for us, as city builders, to remain relevant? Sinar Mas Land is consistently spotting out for the emerging trends and looking in creative ways to ride the wave. We need to make strategic bets on identifying which waves and trends would have long-lasting impacts in our developments. As a private city builder, strategic bets are very crucial as we need to fund every chips from our own balance sheets (Sinarmas Land do not receive any tax revenue). Therefore, aligning our resources and deploying them optimally is pivotal to our cause of building a vibrant city that champions live-learn-work-play concepts. Two global trends are: people want to live healthier and have longer productive life. Issues pertaining to mental health and wellness have garnered more attention, even in this part of the world. We need to pay attention on this topic comprehensively. While there are a lot of developments in this space including the emergence of health-tech startups such as Halodoc , Good Doctor Technology and others that are focusing on medical care delivery, I believe there should be a place where we can bridge online innovation and offline integration in one place. A place where innovative thinking can produce collaborative break-through solutions and research. A place where residents can enjoy top-notch medical care for a particular disease. That’s what we envision when we are building Bio Medical Campus (BMC) in BSD City. Our benchmarking studies reveal the complexity involved in developing a medical cluster. It requires a presence of strong research center and myriad of business activities. As we continue to learn the success stories of Australia Melbourne medical precinct St Vincent's Hospital Melbourne notably Tam C. Nguyen ,Japanese Mitsui Fudosan , Chinese BioBay , and Singapore Biopolis , we were encouraged by our studies that we are in the right track. We realized that we already have the key ingredients. BSD city has a sizeable population and has successfully built two ecosystems in the past: an education ecosystem that has graduated over 145k students and a digital ecosystem that is home to over 100 (#tech)firms and #startups. BMC will act as a catalyst to accelerate the creation of first-ever integrated education/digital/medical ecosystems in Indonesia. It is our belief that the recently added ecosystem would not only enhance the current two but also hasten the synergistic effects amongst the three. This configuration, along with #smartcity agenda, will help to further grow the two already-existing ecosystems in addition to fostering the development of a medical ecosystem. Please read on part#2 posting; meanwhile, allow us to present to you - BioMedical Campus at Digital Hub - BSD City Sinarmas Land Grand Opening July 2024 , let the collaboration begins #medical #healthcare #ecosystem #education #digital #medtech

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You do not need to wait to be a big company to go public (IPO) in Indonesia. IPO process now has different levels and is getting easier and simpler, and the good news is that, IDX (Indonesia’s Stock Exchange) and Hong Kong Stock Exchange can cross-list their companies. Recognized Stock Exchange status allows companies listed on the Indonesia Stock Exchange (IDX), to apply for a secondary listing in Hong Kong. The Indonesian IPO market is primarily regulated by Law No. 8 of 1995 on the Capital Market as amended by Law No. 4 of 2023 on the Development and Strengthening of the Financial Sector (the Capital Market Law), the rules of the Indonesian Financial Services Authority (OJK) and IDX Rule No. I-A on Listing of Shares and Equity-Type Securities other than Shares Issued by Listed Companies, as attached to the Decree of the Board of Directors of the IDX No. KEP-00101/BEI/12-2021 (the IDX Listing Rule). Only Indonesian companies (PT) that are established and exist under the laws of Indonesia may list shares on the IDX. Several kinds of securities may be listed on the IDX, such as shares and bonds. This description focuses on the listing of shares. Currently, there are four boards on the IDX where issuers may list their shares: the Main Board, which is generally used for listings by companies that meet the core business activities, financial, net tangible asset, shareholder and profit standards required for listing on the Main Board of the IDX; the Development Board, which is generally used for listings by companies that cannot meet the core business activities, financial, net tangible asset, shareholder and profit standards required for the Main Board; the Acceleration Board (only small and medium-sized enterprises (SMEs) are eligible to be listed on this board), which is aimed at listings by SMEs that cannot meet the requirements for listing on the Development Board or Main Board; and the New Economy Board, which is used for listings by companies that utilise technology to create innovative products or services and fits the listing criteria on the Main Board. This recognition and cross border listing agreement between HKEX and IDX will increase the number of companies between China and Indonesia to build cooperation and do cross border transactions and investments. My business trip to Hong Kong and mainland China is for a trade mission that is aimed at strengthening the business tie and trade relationship between the private sector and also State Owned Enterprises (SOE). China buys from us a lot of energy commodities, such as coal and nickel, and Indonesia needs newly developed technology from China to be applied in its growing manufacturing and industries. With technology from China, Indonesia’s manufacturing can scale up production and make it more efficient, while also having the opportunity to be the next leading economy in Asia, and the main destination of investment in the region. 

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Affiliate marketing is seeing increased interest as the rise of online shopping has led more businesses and consumers to embrace digital platforms. Our findings from Populix Industry Report Vol. 05: "Affiliate Insights: Maximizing Success in the Digital Marketplace" reveal that 59% of respondents admitted to purchasing items promoted through affiliate programs 🛒. So, how effective is affiliate marketing in reaching a broader audience and driving sales? And what are the prospects for affiliate marketers in relation to the gig economy? Our VP of Research, Indah Tanip, discussed these topics on a podcast hosted by IDX Channel, where she delved into the rise of affiliate marketing trends in Indonesia and the opportunities it brings for businesses and affiliates alike. 🎙️Tune in to catch all the valuable takeaways by clicking here https://lnkd.in/g6VcHRs4 Or download our report on "Affiliate Insights: Maximizing Success in the Digital Marketplace" here https://lnkd.in/g2wGGbUY #Populix #NextGenResearch #marketresearch #onlineresearch #affiliatemarketing #marketplace

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Property Research: Demand for KPR and KPA Drops 8% JAKARTA. The trend of increasing Bank Indonesia (BI) benchmark interest rates followed by increases in interest on Home Ownership Credit (KPR) and Apartment Ownership Credit (KPA) has had a negative impact on the property sector. Based on the latest research report from Pinhome, plate- property buying and selling form, demand for KPR and KPA fell by 8% in the second quarter of 2024 compared to the first quarter of 2024. This decrease was influenced by the increase in BI's benchmark interest rate by 25 basis points (bps) to 6.25% in the second quarter of 2024. This increase has an immediate impact on decreasing demand for property financing. "In the second quarter of 2024 it will decrease because there is an increase in interest rates to 6.25%. We see a decrease in demand for KPR and KPA," said Dayu Dara Permata, Founder of Pinhome, at the launch of the report "Sandwich Generation's Steps Towards Property Ownership" in South Jakarta, Tuesday (8/10). Dayu is optimistic that this decline is temporary and the property market will recover in line with the global trend of lower interest rates. He also hopes that the monetary authorities in Indonesia will also respond with more accommodative adjustments. This is predicted to increase demand for KPR and KPA in the coming quarter. "In the next few months there will definitely be an increase in the trend of more positive KPR applications," added Dayu. Peluang #investasi dan pengembangan #properti yang saling menguntungkan: Hubungi kami : +62 811-8506-660 [email protected] https://lnkd.in/g3KdMqT #propertybusiness #propertydevelopment #propertyinvesting #NusantaraDᴇᴠᴇʟᴏᴩᴍᴇɴᴛs #renovasiproperti #properti #renovasigudang #kontraktor #gudang #pergudangan #konstruksi 

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