Julien Gemmerle

SCOR US CEOs J.C. Brueckner and Nicolas Berg share the main stage with moderator Lisa Wardlaw of 360 Digital Immersion at the annual Insurtech Insights USA Conference in New York City this week. Their discussion on June 5, The Reinsurer of Tomorrow: Innovation and Preparedness, explores the concept of the "re/insurer of tomorrow" and how forward-thinking companies are primed to embrace the vision by leveraging innovation, technology, and a dynamic insurance ecosystem. hashtag #ITIUSA24 hashtag #insurtech hashtag #insuranceindustry

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"When you talk about money, once you reach a certain figure, everyone listens" - Who's catching that movie quote? I loved participating to that roundtable "prepare for a good #compensation #review", organized by Ravio and in Residence | WEFY Group yesterday. Together with Gari Poniatowski and Calixte Bonnet Saint Georges, we've tried to share what we think is useful for all the HR and C&B leaders who attended, to prepare for a good compensation review:  📅 tech sector #data on what's coming this year  🎯 best #practices  ☕ concrete examples If you missed the event, here are the main take aways 😀 - the compensation review an opportunity to show that the company #strategy, your HR strategy and the salary decisions are aligned  - defining the budget is an opportunity to show that the CEO/CPO/CEO trio is a winning trio! The right #budget is the one defined together - #planning is key: preparation of (and with) managers, clear rules, well-distributed roles ... these steps will have a strong ROI - #data collection will enable managers to make the right decisions, but also to know how to explain them to each employee - the different moments of the #employee #journey are linked, and our role is to make sure that employees are at the center. For example, the link between performance conversations and compensation conversations, if these are two different discussions, is important to emphasize (and it's up to us - HR - to make sure the messages are congruent!). I hope the participants had as much fun as I did.  Happy money conversations to all! 💵

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👀 Looking for key insights into the 2024 Luxembourg Insurance market? Here’s what our guide offers: ✅ Role-specific salaries: From Financial Analyst to Claims Officer, get precise salary data ✅ Market evolution: Discover the major trends impacting employment in Luxembourg ✅ Talent acquisition trends: Insights into hiring challenges and strategies in the Insurance industry 👉 Download our Salary Guide: https://lnkd.in/e42MvmhN #Insurance #SalaryGuide #MarketTrends #MorganPhilips

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What do French mutual insurance companies and Google have in common? … At least this last week’s meeting! 😄 Just a few days ago, I had the opportunity to attend a conference on generative #AI in the insurance industry at Google, organised by my company. This day marks a major milestone for Groupe VYV on this path. Here are some insights I'd love to share: 🔹Groupe VYV has an ambition roadmap (S3NS platform, IA lab, the use of GitHub Copilot in dev teams, HR use cases…) placing a huge emphasis on #dataquality to support their AI projects. 📊✨ 🔹 AI is revolutionizing tasks across the board— from drafting meeting minutes and generating follow-up emails, comparing health insurance policies and crafting personalized marketing campaigns. 📝🔍 Google's use cases with AG2R LA MONDIALE and Carrefour highlight how generative AI is set to transform business processes, boosting efficiency and exceeding customer expectations. Massive thanks to Anne Gradvohl ✨ and Aurélien Barthe for this enlightening day packed with valuable insights! There's still much to do … but I'm grateful to be at this stage and on this journey ! #AI #DataScience #Innovation #Conference #Google #GroupeVYV #Technology #FutureOfInsurance #Disruption

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Violence against women is a scourge we cannot ignore. Every day, women of all ages, races and social status face bullying, abuse and discrimination that, too often, cause irreparable harm. It is our duty to do more : to actively engage in countering violence and promoting gender equality. At AXA Partners, we have been dedicated to supporting gender equity and diversity through global and local initiatives for years. 🌍🎉 Investing in the growth of women means investing in the future of society as a whole. Providing leadership opportunities and promoting inclusive policies are concrete actions that can make a difference, helping to create a more just world for all. I firmly believe that the full potential of every individual can only be achieved when the principles of equal opportunity, work-life balance, and freedom of expression are respected. These are the key elements in building a successful future that is accessible to all. 👏 At AXA Partners, we are proud of our concrete actions, such as the Global Mentoring program, which promotes women's development. Inclusion is at the core of our culture, and we work every day to raise awareness of issues such as Gender Equality and diversity so that our managers can become true agents of change. We want to enable those who deserve not to see their opportunities to achieve, both professionally and personally, limited. Having a family project should never limit or hold back professional growth. Precisely for this reason, we have initiated training meetings on parenthood, dedicated to new mothers and new fathers, creating a support space for parents returning to work.  Another great initiative is the mental well-being program that provides the possibility for all employees to consult an internal psychologist. Together, let's build a future free of violence, where gender equality and an inclusive culture are the norm, not the exception. Together, we can make a difference. 💪   #Inclusion #Genderequity #Diversity #Femaleleadership #Violenceagainstwomen #Mentoring #axapartners #AXAPartnersItalia #Inclusiveculture

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🌍 Explore Our HR Guide: Navigating Dual Career Paths in Expatriation Managing dual careers for expatriate couples presents a unique challenge for HR professionals. We've crafted a comprehensive guide to help you successfully navigate this complexity. Before Departure: Learn about the crucial steps for preparing expatriate couples. During Expatriation: Discover strategies for integrating professionally and personally. After Expatriation: Understand the importance of reflecting and readjusting. As an HR professional, this guide will equip you with the necessary tools to turn the challenges of dual careers into enriching opportunities for your employees. 📘 Read the full article here: https://lnkd.in/etWPkcU4 🗣️ We would love to hear about your own strategies and challenges related to supporting dual careers in expatriation. Share your experiences and questions in the comments below. #HR #InternationalMobility #Expatriation #DualCareers

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🚀 A Mission is still in Motion ❤️ In the journey of our startup, Quashed, our vision has always been crystal clear: to revolutionise the insurance industry by making it transparent, accessible, and above all, affordable. Today, I'm compelled to share a story that confirms the pressing need for our mission. Recently, I encountered a typical Kiwi family facing an all-too-common dilemma. Despite their hard work and financial prudence, their dream of homeownership came with an unexpected burden. With a mortgage of $900k and a combined household income of $150k, they found themselves stretched thin, with little breathing room after covering their mortgage payments. For this family of four, juggling expenses—ranging from utilities and groceries to insurances—was becoming increasingly challenging, with insurance costs becoming particularly burdensome. Their situation struck a chord with me. It underscores the harsh reality faced by many Kiwi families today. The necessity of insurance coverage is undeniable, yet the affordability aspect remains a significant barrier. As we continue to forge ahead in our mission, let's remain steadfast in our commitment to making insurance accessible to all, irrespective of their financial circumstances. Together, we can bring about tangible change and create a future where financial security is within reach for every New Zealander. If you share our vision and believe in the power of transforming the insurance landscape, I invite you to join us. Let's unite forces and fight this battle together because every New Zealander deserves a future of financial security. Reach out, and let's make a difference. #Insurance #FinancialInclusion #StartupJourney #MakingADifference

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How can we support our employees taking care of their mental and physical health?   At the AXA Headquarters, we are committed to promote a healthier workplace for all by raising awareness and strengthening prevention. As part of our wellbeing program, we have been implementing various initiatives over the past few months to equip our employees with concrete tools and to boost #prevention, #seflcare & #support.   Yesterday, we made the focus on hyperconnectivity with our “Let’s talk with experts” conference cycle entitled “All addicted to screens, how to manage our cyberaddictions?”   We were so pleased to welcome 3 experts to address this topic : Dr Michel Desmurget, Syrine Fendri & Alexis Peschard. They shared with us their vision of daily screen management today in professional & personal environments, what does “addiction” mean, and gave us some tips to better manage our screen connection.   My main takeaways: - Screens are part of our daily life and useful, and we need to have a healthy use of them putting limits and learn “how to disconnect” - Each of us should look at our link to screens and be aware of potential damages. By understanding addiction mechanisms, we can better get difference between hyperconnexion & addiction. - Disrupted sleep, musculoskeletal disorders, stress, attention and concentration difficulties … keep an eye out for these potential warning signs and symptoms.   We all need to find the right balance to have a healthy use of screens! Emmanuelle Jacquemot-Sharma (she/her) Gwénaëlle Serre (de Taillandier) Celine Molina Constance de Bremond d'Ars Hoai Thu Millot Clémence Neel Sarah Ben-SoussenLaetitia L. Blandine de Pins (Néouze) Agatha N. Olivier Eap Marine Palies (She/Her/Hers) Anne-Charlotte Vuccino Anne-Sophie Pilliard Isabelle Maunier Desurmont Ellen Ghislaine Poux Karen DEROCLES Emmeline Lucas Beatrice Wing Kirsty Leivers Emmanuel Touzeau #WeCare #Prevention #Screen #Addition #DigitalDetox

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🎬 Final round of our third GenAI prompting workshop on #coding skills 💻 at AXA HQ! Who has never dreamed of… ➡️ receiving an explanation for an error message without spending hours searching on forums? 🔍😰 ➡️ getting started with a new tool or language without waiting for a 2-day training? 💻 ➡️ having a buddy available 24/7 to help you when you are struggling with your coding tasks? 🤝 ➡️ understanding and reusing efficient code from others without having to learn a new language? 📚 ➡️ receiving help in generating documentation of your work for reuse by your successor? 📝 These were everyday concrete pain points and wishes in our work lives, unfulfilled before the era of GenAI capabilities. We used them to shape our coding prompting workshop, ensuring that our participants come out with: ✅ Understanding of different use cases where internal #SecureGPT can help them 💡 ✅ Practical experience of the time saved 💯 ✅ Examples of how they could apply these use cases to complete business scenarios, saving time, accessing new insights, and areas they previously couldn't ⌛️ 💥   A huge thank you to Julia Simaku for sharing your business use case. It has been highly valued 🙏 And true fact on our last session, we managed to gather Excel, VBA, R, and Python practitioners in the same workshop 💪 How did we do it? By addressing the use cases they all face, regardless of the language or tool they use. We closed the meeting by reminding that when it comes to usage, 🌟 the sky is the limit! We have the capabilities to go beyond what was previously possible. A huge thank you to our exceptional organizing team for their dedication and expertise in making this workshop a success: Thibault Meyer, Marie Collin, Nicolas Baouaya-Moulomba, Medhi Corneille Famibelle, and Jean Vassalo. Let's keep the momentum going as we continue to explore and learn together! #GenAI #CodingSkills #LearningTogether #Culture #AXAHQ

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🤔 Credit assessment and risk underwriting are the twin engines of trade credit insurance – but did you know that credit analysts are organized by geographies, whereas risk underwriters specialize in sectors? Héléna Bergez, Global Head of Credit Assessment, and Alain Estrade, Senior Underwriter at Allianz Trade en France, each explain how the regional approach to risk assessment and sectoral approach to underwriting ensure robust protection in their articles: https://ow.ly/hw9Y30sFALa and https://ow.ly/sRoR30sFzuT Stay tuned to get the next articles of Allianz Trade's #Summerreading series 🔍 #RiskManagement #Underwriting #AllianzTradeExperts #AllianzTrade

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At AXA Headquarters, we are keen to support the development of our people through very concrete actions !   Working at the headquarter of a large Insurance company is for sure a great source of personal and professional growth learning on Strategy, international and global markets, stakeholder management and senior leaders exposure, technical expertise… The question that comes next is often about career path and how can we navigate after this type of position in a large group like AXA.   To support our employees on their thinking and empower them in their development, we have built a "Career Lab" ✨!   Our Goal is simple : 👉 create connection with entities and share perspective 👉 higlight individuals’ concrete mobility testimony 👉 and work on transferable skills which can allow each of us to navigate in the Group and build robust career path through RH dedicated coaching.   This new initiative had been launched last week starting with 2 large transversal entities AXA XL & AXA Investment Managers   A big thanks to all Business leaders who joined to share with passion their priorities and business challenges, to HRD who present their job families and opportunities and to all movers (!) who shared their individual story. So inspiring to understand better the structure of those 2 large companies and see how we can create bridges! We are looking forward to welcome AXAFrance with Amélie Watelet and Guillaume Borie and AXA Commercial Digital Platform with Pierre du Rostu and Elise Fraval in September.   🚀 For sure, we are ONE AXA and a great company where we can grow our potential and “care” for each individuals development. Xavier Veyry Deborah Shire Frederic Clement Desurmont Ellen François Boissin Audrey Chataignier Emmanuelle Surre Julien Pennelle @laurent heitzmann Cécile Despatin Karima Silvent Hoai Thu Millot Emmanuel Touzeau Koen Hermans Nicola Green Constance de Bremond d'Ars Virginia Galdeano Nicolas Clémence Neel Gwénaëlle Serre (de Taillandier) Laura Vélédian Laetitia L. Ziad Gebran Celine Molina Raphaëlle Duda-Debar Amine Naciri Chaouki Boutharouite Shruti Dhanda Emmanuelle Jacquemot-Sharma (she/her) Sarah Ben-Soussen Celine Molina Clara Rodrigo Stinus Karen le Duc #Career #Path #Development #Mobility #Perspective

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Ever wondered what it looks like to work for a global insurer? Well, some of my lovely colleagues have captured some it on video 👇 One of the things I like about working here is the number of diverse roles and skills we have available, meaning there's always somewhere new to go if you fancy a new challenge 😊 #WeAreAXA #workinglife #insurance #global #employeeadvocacy #dayinthelife

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The "audit of compliance-beyond misunderstandings" one-hour sessions are getting attention. In France with IFACI, a combined attendance of 284 individuals (direct and single views on the Replay). With the session of IIA Austria - Institut für Interne Revision Österreich ("Audit Spotlight") this week, as well as the sessions with IPAI Instituto Auditoria Interna (Peru), Instituto de Auditores Internos de Colombia, and IAI Chile, I could get the feedback of more than 800 audit professionals! The journey continues! #compliance #theiia

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Forvis Mazars in France recently conducted a survey on a panel of 18 insurers and reinsurers who have applied IFRS 17 for the first time in 2023. The (re) insurers write diverse lines of business in the domain of Life and Health, Property & Casualty or both. The study analyzed trends with respect to key actuarial assumptions, significant estimates, judgements and methodologies. Additionally, the study also makes detailed notes of key indicators presented to investors. Risk adjustment (RA) is a particular area of interest to insurer as IFRS 17 does not prescribe a method of calculation. However, the standard does layout some requirements and recommends some methods to calculate the compensation an entity requires for bearing the uncertainty about the amount and timing of the cash flows that arises from non-financial risk as the entity fulfils insurance contracts. Some key highlights from the study suggest:   1. More than 50% of the survey respondents stated that they used a confidence interval (CI)  or quantile approach to calculate risk adjustment, 2. Non life insurers choose the CI between 62.5 – 67.5 percentile whereas life insurers prefer the range between 82.5 – 87.5 percentile. Reinsurance contracts, perceived to carry the highest level of uncertainty chose a range between 85 – 90 percentile. 3. An analysis on using the ratio of RA/Best estimate (BE) as a key performance indicator showed some interesting results: a. Whilst EEA Life insurer’s ratio stand at 0.77% the ratio stands at 4.76% for non EEA Lfe insurers. This difference is attributed to the different types of risk written as EEA life business is driven by savings and retirement activities for which the main risks are financial (not captured in RA) vs non-EEA life business is driven by pure insurance risks and guarantees such as protection, long term care and endowment, for which the main risks are technical, and thus taken into account in the RA. b. On the non life side the average RA/ ratio stands at 3.93% for EEA actors vs 6,47% on non-EEA driven by potential higher uncertainty in non-EEA regions. 4. On the disclosure side it was noted that 79% of insurers disaggregate RA amounts between the Insurance Service Result and Insurance Finance Income/Expense.   The complete study can be found on our website: https://lnkd.in/eJXFZx4V #ForvisMazars #actuarialscience #IFRS17 #RiskAdjustment #Actuary #ActuarialTransformation #InsuranceStandards #InsuranceAccounting

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🤔 Credit assessment and risk underwriting are the twin engines of trade credit insurance – but did you know that credit analysts are organized by geographies, whereas risk underwriters specialize in sectors? Héléna Bergez, Global Head of Credit Assessment, and Alain Estrade, Senior Underwriter at Allianz Trade en France, each explain how the regional approach to risk assessment and sectoral approach to underwriting ensure robust protection in their articles: https://ow.ly/MKVj30sFI6k and https://ow.ly/sRoR30sFzuT Stay tuned to get the next articles of Allianz Trade's #Summerreading series 🔍 #RiskManagement #Underwriting #AllianzTradeExperts #AllianzTrade

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🤔 Credit assessment and risk underwriting are the twin engines of trade credit insurance – but did you know that credit analysts are organized by geographies, whereas risk underwriters specialize in sectors? Héléna Bergez, Global Head of Credit Assessment, and Alain Estrade, Senior Underwriter at Allianz Trade en France, each explain how the regional approach to risk assessment and sectoral approach to underwriting ensure robust protection in their articles: https://ow.ly/JehK30sFEW8 and https://ow.ly/sRoR30sFzuT Stay tuned to get the next articles of Allianz Trade’s #Summerreading series 🔍 #RiskManagement #Underwriting #AllianzTradeExperts #AllianzTrade

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