Anne Garrigos

a smart analysis of my former boss, Jean-Pascal Beaufret, on the reasons of the french debt increase in the past years. in Finance, visibility is the most important tool and simple insight in complex mechanisms (text in french)

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#France. Pension system #Pension reform is a recurring topic in France, but do you have a firm grasp of its fundamentals? - How both employer and employee contribute to the retirement system ? - What is the #Retirement Age and How is the French Pension Calculated ? - What changes brought the 2023 reform ? Everything you need to know about the French pension System is in this comprehensive overview published by Internago #paie #RH #payroll #HR #EMEA #InternationalPayroll #Payrollmanagement #payrollexpert #payrollprofessionals #AvantageEnNature #logement

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iNTERVENTION HIER SUR CANAL Z

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Today’s French business term: bilan comptable Meaning: balance sheet Example: Le bilan comptable de l'entreprise montre une augmentation significative des actifs cette année. (The company's balance sheet shows a significant increase in assets this year.)  #AmiableLanguageServices #teachingyoulanguages #business #terms #french

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Interesting 💡 and useful insight 👀 from a national standpoint on the relevance of the use of AEOI data. The 💸outcome {€210M in 2023}💸 is impressive! https://lnkd.in/e82fTMY5

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⚠Social security contributions for posted workers to France are MANDATORY!! In the context of international mobility, it is necessary to determine the applicable social security legislation: ● In which country are compulsory social contributions due? ● How will the employee be covered by social security? This will help determine how the employee will be covered in the event of illness, maternity, work-related accident, what family benefits he or she will be entitled to, how pension contributions will be taken into account, etc. It is the employer's responsibility to ensure that the employee is covered by a social security system and that compulsory social contributions are paid throughout the period of mobility. If there is no agreement or bilateral convention between France and the country of secondment, then the employer must pay mandatory social contributions in France (in addition to those due in the country of origin) for the ENTIRE duration of the secondment. 😊 Don't hesitate to contact our experts if you have any questions : [email protected] #socialsecurity #compliance #postedworkers #socialcontributions

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From Desk 4! June 17, 2024 Good morning, After a few weekends with elections worldwide, we finally had a quiet one. However we can still feel the turbulence in some countries. In France, after president Macron called for snap elections, the far-right leader Marine Le Pen said that she would work with him, and would not try to push him out, markets reacted positively but sentiment is still fragile before the first round of voting by the end of June.  In Mexico, elected woman president Claudia Sheinmbaum will announce her cabinet and will gather with the new Congress, let see how investors react to this, and to any comments from AMLO in the coming days. Asia-Pacific stock markets closed lower this Monday, as investors assess data in China, where Retail sales rose 3.7% in May, while Industrial production came in at 5.6%, below the 6% expected. The urban employment rate was steady at 5% in May. The People's Bank of China left its one year medium term lending rate at 2.5% as it was expected.  Japanese Nikkei tumbled 1.83% leading losses in the region, followed by Shanghai Composite which slipped 0.55%. European markets are mixed by mid-day, with Spaniard IBEX falling -0.32%, while French CAC 40 is up 0.64%. Markets will be waiting for Bank of England (BoE) monetary policy on Thursday , it's widely expected that they leave rates unchanged at 5.25%. Wall Street is having a negative opening, with Dow -0.26% and Nasdaq -0.04% so far. We have some Fed members speaking through the day, Williams, Harker and Cook, besides this there is no relevant data on the day. Later on the week we'll have mMonetary policy in Australia, Switzerland and the UK, Retail Sales in the US and the UK, Inflation data in the UK, GDP in New Zealand, and PMI in Europe and the US.    Oil is $79.07 USD per barrel, Gold is $2,334.40 USD per ounce, the T10-YR is 4.2906, the British Pound is 1.2670, the Euro is 1.0713 and the Peso is 18.62. Have a nice week ahead.

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Good to know

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Ensuring health security is a simple task, albeit not a simplistic one; it will require us to invest domestically in preparedness and response and enhance our ways of cooperation upfront, investing in resilient health ecosystems and mitigating known risks COVID and its heavy consequences have largely vanished from headlines in most countries. Yet, its consequences are still running deep.. The pandemic significantly set back the global economy... Exhausted from response and recovery, public budgets are under pressure, with debt servicing among the least developed countries reaching all-time highs. Given the numerous conflicts in different parts of the world, it does not seem surprising that health security and pandemic preparedness got pushed down the list of policy priorities. It is not merely a matter of attention; as there are hard indicators for problems arising in a world with numerous and protracted violent conflicts...and more But Prevention and Preparedness matters like in medicine..

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In our pursuit of professional success, it's crucial not to overlook the importance of personal fulfillment. A healthy work-life balance is not only vital for our well-being but also enhances our productivity and creativity at work. Let's take the time to nurture our passions, spend quality moments with loved ones, and recharge. This way, we can excel in all aspects of our lives. #WorkLifeBalance #WellBeing #PersonalDevelopment

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Digital transformation: A luxury? No, it’s a necessity for your SME. As an SME owner, does this sound familiar? 👉 Managing repetitive tasks that consume your time. 👉 Tracking finances on endless Excel sheets. 👉 Struggling to retain customers with outdated tools. If so, you’re not alone. But here’s the reality: staying this way could be holding your business back. 😕 Why should you digitize your SME now? → 80% of SMEs that invested in digital transformation increased their productivity within a year. → Modern customers expect businesses to respond quickly and efficiently with the right tools. → Automating processes can save you up to 10 hours per week. 3 steps to kickstart your transformation: 1️⃣ Prioritize your needs. What are your biggest challenges today? Inventory management? Customer relations? Focus on areas that will make an immediate impact. 2️⃣ Choose the right tools. 💡 Simple solutions like Notion, Zoho, or Make can digitize your processes without breaking the bank. 3️⃣ Train your team. Even the most powerful tools are useless if your employees don’t know how to use them effectively. The tangible benefits: → Boost your revenue with better management. → Empower your team to focus on high-value tasks. → Save yourself, as a leader, precious time to focus on your business’s strategic vision. Why not start today? 📩 Contact us for a free diagnostic of your SME’s digital transformation potential. Take control of your growth, starting now. 💻🚀 👉 SME owners, what’s holding back your digital transformation? Share in the comments, we’ll help you get answers! 🙂

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Arrêtez de gaspiller de l'argent avec des méthodes dépassées ! 💸 Vos entretiens professionnels peuvent être des mines d'or pour votre entreprise. Je vois des entreprises jeter des milliers d'euros par la fenêtre chaque jour. C'est insensé ! Des amendes de 3000 euros par employé ? Hors de question ! 78 % des entreprises peinent à s'en sortir, mais vous n'êtes pas obligé d'en faire partie. DIY-a-LOG va transformer vos employés en super-héros de carrière. 🦸‍♂️ Imaginez un outil qui les motive, les aide à planifier leur avenir et vous fournit des informations précieuses. Tout ça pour seulement 9 euros par entretien ! Vous voulez des résultats explosifs ? Préparez-vous à avoir du personnel motivé, une conformité légale et des données qui améliorent la qualité de vie au travail. Les tests de personnalité d'E-Values vous permettent de prédire chaque besoin en formation. Vos entretiens peuvent toujours s'améliorer, peu importe leur qualité actuelle. Agissez maintenant ! Ne manquez pas cette opportunité. Lisez notre article ici : https://lnkd.in/eQREE_mJ #EntretienProfessionnel #DIYALOG #Motivation #RH #EValues #Excellence 🚀

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Are CFOs all the same? Is it possible to increase professional diversity and inclusion in the finance function   The corporate finance function is facing profound changes and new demands (business partner, value and customer orientation, digitalisation, sustainability, VUCA, ....). This implies a renewal of skills and perspectives on finance and therefore an increase in professional diversity within the finance function, understood as the variety of skills/competencies/experiences. But also the organisational capacity of the finance function to 'do something' with this diversity, i.e. to activate it to generate original decisions and practices through discussion and debate. However, it is clear that this inclusive capacity is in tension with the strong professional culture of the finance function. Financiers rely on skills and training specific to the function, which of course contribute to its professionalisation, but also to a certain internal standardisation. In a caricature, one could say that an accountant always looks a lot like another accountant. Furthermore, the finance function is an activity that lives under strong pressure from the "run" and from the constant search for efficiency in the context of a downward trend in staff numbers. This does not facilitate the expression of divergent and creative opinions. So how can we develop and activate professional diversity within the finance function? How can we avoid the standardisation of viewpoints within the function? I would be very interested to hear your ideas. To try and answer these two questions in a more formal way, a group of students and I have put together a simple questionnaire to assess professional diversity and inclusion within the finance function. We focus on a skills-and-experience approach to diversity, looking for competencies different from those classically found among the finance community but which will be necessary to address finance’s evolution. If you are a finance professional, would you be so kind as to complete it? It won't take more than a few minutes and would be a great help to us! If you could also forward it to other finance colleagues, that would be even better! #cfvg #escp https://lnkd.in/gFU9vbwv

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Leader's challenge: As usual, François Cazals shares his thoughts on defining strategy in the fog of uncertainty. Thanks. Leaders don't have the mental models that enable them to prepare for extreme events. Referring to Nassim Nicholas Taleb, he reminds us the different scenarios  1/ Faced with chaos, be fragile and disappear 2/ Be robust and stay on, whatever the cost... 3/ Being anti-fragile and wondering whether anti-fragility can be conceptualised This is a good opportunity to question the way we define our strategies..., far from conventional models. #antifragile #strategies #uncertainty

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With the flat tax increasing in France from 30 to 33% what does it mean in terms in investments in companies? This is my personnal experience and not an advice. - buy and hold and verify continously and let the magic of compounding apply in the investment enveloppes where there are no tax breaks, - PEA and PEA-PME in France is a massive investment enveloppe which helps french to invest in french and european companies, - life insurance is very useful (especially those which enable you to invest directly in shares and not funds), - PER (plan épargne retraite): especially those which enable you to invest directly in shares (not funds). As always when things change it is always interesting to see what can be done and adapt. Investment is a passion and fun for me so it is like a game!

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The Clinique de l'Entrepreneur is a business advisory firm providing comprehensive support to entrepreneurs and investors looking to structure, manage, and grow their businesses in France & Luxembourg. 🌍💼 Our tailored approach spans across all essential areas of business management, ensuring you have the tools and expertise to succeed. Our Key Service Areas: - Strategy: 📊 We design personalized growth strategies and market entry plans, helping businesses expand smoothly into new regions or sectors. 🌱    - Governance & Organization: 🏛️ We establish strong governance frameworks for efficient, sustainable business operations.    - Risk Management & Internal Control: 🔒 We implement risk management systems that guarantee transparency and compliance with industry regulations.    - Administration & Finance: 💰 Outsourced financial and administrative management, covering accounting, tax optimization, and financial reporting.    - Operations & Project Management: 🚀 Streamlining operations and ensuring smooth execution of business-critical projects.    - Process Automation & Digitalization: 🤖 Leveraging technology to automate processes, improve productivity, and reduce costs.    - Business Continuity: 🛡️ Ensuring long-term business resilience through robust crisis management and planning strategies. Why Choose Us? Our multidisciplinary services allow you to focus on scaling your business 📈 and maximizing value, while we handle the essential tasks of management, governance, and operations. Let us be the strategic partner to fuel your growth journey! 🚀 #BusinessAdvisory #Entrepreneurship #GrowthStrategy #Governance #RiskManagement #FinanceSolutions #BusinessExpansion #Automation #DigitalTransformation #Lacliniquedelentrepreneur

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