Sergey Vatilik

We share news from the media. Our experts are quoted by the Kommersant newspaper. In the article "Why banks are moving away from mobile to web applications" it says about the latest market trends, namely that: • Recently, Russian banks have been actively updating mobile applications due to sanctions and fraud; • Some banks remove their apps from the App Store and download them as web apps; • Switching to web applications has advantages, such as saving resources and the ability to use on any device; • Adaptive web applications have some disadvantages, such as limited functionality and lack of access to some functions. • Banks are stepping up web development in order to preserve the maximum of familiar functionality for their customers. • Sanctions restrictions encourage banks to switch to web versions, although this is not always fair. Evgeny Pudovkin, Technical Director of Telecom birzha, notes that in the near future we can expect the appearance of both other special browsers and an expansion of the range of market participants (and even companies from other industries) using such browsers: "The need to switch from native to web applications for at least sanctioned players is obvious, as well as The desire of credit institutions to preserve the maximum of their usual functionality for their customers is obvious." You can read the full text of the article at the link. https://lnkd.in/ep78dYt3

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Sharing this tutorial with you to demonstrate how easy it is to send cryptocurrency in Telegram with Ammer Wallet Bot. At Ammer Group, we are committed to making crypto accessible to everyone, regardless of their technical background. Our products are designed to be intuitive and user-friendly, ensuring that anyone can send crypto as easily as sending a text message. Security remains our top priority, and all transactions in Telegram Bot are confirmed within the Ammer Wallet to protect your assets.  Let's make cryptocurrency easier and more widespread. Watch the video and start sending crypto with t.me/ammer_wallet_bot

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TBC UZ Launches Salom Card, its New Flagship Daily Banking Product Nika Kurdiani, CEO of TBC Group operations in Uzbekistan, commented: “Launching Salom Card, our flagship debit card product, is a significant milestone for TBC as we create world-class digital banking products in Uzbekistan, making financial transactions easier and more enjoyable for our customers. It’s set to become the central element of our digital banking and financial services ecosystem, through which users can handle all their daily banking needs via an easy-to-use and accessible digital interface. This product will drive our customer growth. It will also enable us to better understand our customers and their needs, and develop and launch relevant new products and services as we expand our product offering. https://lnkd.in/eHVXqC5z Luke Cornforth Tetrashvili Nukri Sitora Tulyaganova Malika Niyazmatova Dmitry Dolbilin David Gabelashvili   #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Kazakhstan’s fintech ecosystem is booming: - 92.3% of residents have access to the Internet, - 91% of residents over 15 years old use a cell phone, - the share of non-cash transactions has grown to 86.2%. 90% of adult population (12 mln people) are using Kaspi.kz - advanced bank (#2 by assets, #1 by daily active customers) evolved in payment, marketplace and fintech company with $23 bln market capitalisation. To the trends mentioned in article by Murat Abdrakhmanov I would add another three which I believe will shape the future of the market: 1) Open Banking - empowering customers to share their financial data with trusted 3d parties via API. This is not in place. So regulator involvement is imminent to boost competition. 2) Embedded Finance - seamless integration of any financial service in customers’ daily life to simplify their goals achievement (not only embeded lending via BNPL, or payments via QR, but also savings, protection, investing etc). 3) Generative AI - empowering customers to get smart, proactive, flexible and inexhaustible digital agents to get hyperpersonalised optimal solutions. What other fintech trends would you add? Sam Boboev Айдос Жумагулов Ivan Belokhvostikov Damir Kakiyev Oliver Hughes Cristina Doros Sanzhar Zhamalov, CFA #fintech #embeddedfinance #genAI #openbanking #ecosystem

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Fintech digital products need to stand on a strong technological basis. At the 12th Finas community meeting, you had the opportunity to see an interesting presentation on the topic Development will do for you everyone today, but is it enough? From the video you will find out: ⚠️ How companies underestimate the topic of technical debt 💰 Why it's important not to cut budget on digital product development ⛔️ What risks exist in SW development for non-technical founders 🏆 What a dedicated team means and what the benefits are 🚀 How to make the most of outsourced software development ✅ What criteria your external software supplier should meet Gaspar Nagy, founder and CEO of the software company Techmates International , shared his experience with. You will see here https://lnkd.in/dYa5mg4u. We would be happy to connect you with Gašpar Nagy and encourage you to establish new collaborations. #techmates #fintech #finas #members #membership #leaders #crypto #meetup12 #bitcoin #blockchain #finance #slovakia #bratislava #techmatesventures

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Membership in our community! 👏Finas community is happy to announce that one of our members has decided to extend their membership with us! A huge THANK YOU goes to FLOWPAY We greatly appreciate your decision and look forward to further cooperation with you. 👉About Flowpay FlowPay is a fintech company that offers unique solutions for small and medium-sized businesses. Here are some key points that highlight their distinctive approach: 🚀 Automated Financing: FlowPay provides simple, online operational financing for small and medium enterprises. Using AI, they’ve automated the entire process from financing applications to risk scoring and approval. ⏩ Speed: FlowPay offers financing 10x faster than traditional banks. This rapid access to capital is a significant advantage for businesses. 📄 Paperless: FlowPay streamlines financing by eliminating unnecessary paperwork. Everything is handled online and efficiently. 🧠 Smart Data Analysis: Their software leverages real-time data for risk assessment and approval. This results in better accuracy and speed. 🤝 Building Trust: FlowPay aims to restore confidence in small and medium-sized businesses by providing easy access to financing. William Jalloul #finas #fintech #members #membership #flowpay #leaders #crypto #bitcoin #blockchain #finance #slovakia #bratislava

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🔴 BREAKING; Where is Kevin? Lithuania's fintech scene has witnessed the unfortunate fall of kevin., a company once hailed as a potential unicorn. With a vision to revolutionise payments by bypassing card schemes and facilitating direct account-to-account transfers at POS terminals, Kevin seemed poised for success. However, financial difficulties emerged, including delayed financial reports and unpaid debts to both employees and the state. The Bank of Lithuania intervened, halting operations and appointing a supervisor. Kevin's collapse serves as a reminder that even the most innovative ideas require strong financial management to thrive in a competitive fintech landscape. #Fintech #Lithuania #Innovation #OpenBanking #iBerotech #Kevin

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Fabrick Publishes Report on Embedded Finance Trends in Europe Reflecting on the findings, Paolo Zaccardi, CEO of Fabrick, noted: “We are pleased to see strong market validation for our focus on End-to-End payment solutions. We strive to become a reference point for innovation at a pan-European level, meeting current demands and anticipating future needs in the Embedded Finance sector. This research confirms the industry’s shift towards integrated financial services. The trajectory of Fabrick’s journey shows that Embedded Finance in B2B projects effectively addresses players’ needs in managing payment flows and for invoice reconciliation. As such, we have concluded that embedded finance enables companies in any sector to integrate financial solutions via APIs, allowing them to offer payment, banking, and insurance services without the need for proprietary financial infrastructure.” https://lnkd.in/eCHM_mZZ #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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𝗦𝘁𝗮𝗯𝗹𝗲𝗰𝗼𝗶𝗻𝘀 𝗖𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝘁𝗼 𝗠𝗮𝗸𝗲 𝗪𝗮𝘃𝗲𝘀 𝗶𝗻 𝟮𝟬𝟮𝟰 The stablecoin market is drawing attention once again with key developments: 🔹 Banking Circle launched 𝗘𝗨𝗥𝗜, a new stablecoin powered by the Fireblocks 𝗧𝗼𝗸𝗲𝗻𝗶𝘇𝗮𝘁𝗶𝗼𝗻 𝗘𝗻𝗴𝗶𝗻𝗲 and secured through 𝗠𝗣𝗖-𝗖𝗠𝗣 𝘁𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆. EURI's fiat reserves are held in a bankruptcy-remote structure, ensuring fund safety, and it’s fully compliant with the MiCA regulation. Compatible with both Ethereum and BNB Smart Chain, EURI represents a significant move in compliant digital assets. 🔹 Meanwhile, PayPal now holds over $1 billion in its MiCA-compliant stablecoin, seeing notable growth on the Solana blockchain alongside Ethereum. With stablecoins increasingly integrated into financial systems, how do you see their role evolving in the global economy? Source: https://lnkd.in/eZHEwkDC https://lnkd.in/eGy6HP_8 For more weekly insight and thought-provoking analysis, ensure you get your copy at 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗕𝘆𝘁𝗲𝘀: https://lnkd.in/ev-WMFzG. Make sure you sign up to get your weekly analysis. #Stablecoins #EURI #DigitalAssets #Blockchain #PayPal #MiCACompliance #FintechInnovation

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Bitpanda Technology Solutions, the leading European digital assets infrastructure provider, is now trusted by several of Europe’s biggest banks and fintechs to provide the infrastructure necessary for their users to invest and trade digital assets. Thanks to these new partnerships, the total number of end users who can access digital assets via Bitpanda’s infrastructure is now more than 25m. Throughout 2023, Bitpanda Technology Solutions developed its product offering to incorporate several of the innovations available as part of Bitpanda’s core offer. This means Bitpanda Technology Solutions partners now have access to a crypto asset offering of over 400 coins, crypto leverage trading, institutional HSM cold storage custody both on-premise and as a service, and operational models ranging from fully in-house hosted to fully remote. This is alongside a fully regulatory setup that includes several licences, a full range of digital assets from stocks and ETFs to commodities and precious metals, and a range of best-in-class security features. All these benefits can still be integrated by partners as part of a modular and scaled 24/7 trading infrastructure in as little as 3 months. Lukas Enzersdorfer-Konrad, CEO of Bitpanda Technology Solutions commented: “More and more banks and financial entities are entering this space driven by the adoption of digital assets. Our incredible growth is proof of this and that we have become the preferred digital asset infrastructure partner for institutions. As demand increases, competition also increases, and institutions face a choice: offer digital assets and benefit from new revenues or lose customers to competitors. It's a clear case of sink or swim.” Projected to reach a revenue of US$453.2 million in 2024, the sector is anticipated to grow at a steady 8.01% CAGR until 2028, reaching a total value of US$616.8 million.This growth is expected to be driven by a rising user base, projected to increase from 28.79% penetration in 2024 to 31.92% by 2028. While the US remains the global leader in digital assets revenue, the UAE's market is poised for significant expansion, with average revenue per user estimated at US$164.1 in 2024. Walid Benothman, Managing Director: “Bitpanda Technology Solutions has consistently set new standards in the digital assets industry, achieving remarkable success year after year. Our goal is to emulate this success in the MENA region, and with the UAE digital assets market expected to grow further, there is a strong appetite. Investors are eager to trade digital assets, and companies must decide whether to provide this opportunity and increase their revenue or let their competitors capture this growing market. The choice is clear.” In the last 12 months, Bitpanda Technology Solutions has announced both new partners and expansions to existing partnerships. #newpartnerships #digitalassets #Bitpanda #BitpandaTechnologySolutions

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#web3 everything is interconnected. bitcoin blockchain was created with a very specific purpose. an independent and anonymous payment system not subject to inflation. it’s a cryptographic foundation allowing creators in various industries to create and exchange the results of their work without being subjected to violence by the state, aiming to make the world better and more efficient. as usual, it turned out differently—on the one hand, the free market decided that the best use of the new technology was price manipulation and rug-pull schemes, while the state predictably started tightening the screws. there are two books that are a must-read: "seeing like a state" by james scott and "reinventing organizations" by frederic laloux. in short, centralized systems try to simplify complexity to achieve manageability, but in reality, they lose it. the system accumulates resources in a futile attempt to increase control, but control is what it loses. as a result, states make terrible decisions by the thousands, and large r&d departments lose out to individual startups, communities, and even individuals. the way payments work and are regulated reflects the structure of our society as a whole.

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My procedure for Cryptohost, I have reciever: RECEPTION PROCESS (M0) 1 SENDER should have sent a screenshot of the file of the day Cis File weight. 2 SENDER send loading video with code screen. 3 RECEIVER confirms its receipt and starts the conversion process (M0) TO (M1) 4 SENDER itself can observe the progress of its shipment and process on its server. 5 The RECEIVER reports that the conversion was successful, or that it stopped because the file is corrupt, or because it was sent to multiple parties, and was not created for this receiver. 6 Being positive that it has been concluded, WE SEND PGL, the TNT is sent that the SENDER must confirm. 7 After confirmation of the SENDER, the payment will be credited to your wallet in a maximum of 6 hours. That is why the importance If it is a new file to be sure of the m0 operation. M1 RECEPTION 1 send cis Screen of the day showing that it is an M1 With its codes and video. 2 It is sent via the agreed route. API LINK DROPBOX SSH 3 SENDER sends PGL 4 RECEIVER sends TNT 5 SENDER confirms TNT 6 The payment process begins to said wallets registered in the PGL (this process has a maximum duration of 6 hours. Be careful in the M1. https://lnkd.in/d86BbSQF 👆 My WhatsApp

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Victoriabank Joins Forces With Salt Edge to Lead Open Banking Compliance in Moldova "We’ve witnessed the transformative impact of PSD2 on the European financial ecosystem, and are confident that Moldova will reap similar benefits, driving innovation and enhancing financial services. As global experts in open banking standards, we’re eager to work together with Victoriabank to pioneer open banking in Moldova and contribute to its financial evolution. Such partnerships are crucial in advancing the financial sector, ensuring regulatory compliance, and fostering a more dynamic and customer-centric banking environment." Dan Martalog, Senior Open Banking Solutions Expert https://lnkd.in/eU6Biaqn Carolina Olaru Jane R. Anastasia Șсedrina Vasile Valcov Alina Beleuta Elena Ionela Malos Tatiana Crutco #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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The documentary "Stability and Freedom in Chaos: The story of Tether USDT" tells the story of the rise of Tether, a stablecoin pegged to the US dollar. The film explores how Tether has become a popular alternative to traditional currencies in countries with high inflation and economic instability. It also discusses the challenges and criticisms that Tether has faced over the years, such as questions about its reserves and transparency. Overall, the documentary provides a comprehensive overview of Tether's history and its impact on the cryptocurrency market. #bitcoin #ethereum #cryptocurrencies https://lnkd.in/de2VVv55

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