Kris Hrom

Buy Low....Sell High!

A happy retirement isn't just about having enough money saved up. It's also about knowing how you'll manage your nest egg when you get there. These are your spending years, after all — the decumulation phase of your life! What does decumulation actually mean and why does it matter? Nicole Ewing, Director, Tax and Estate Planning, TD Wealth, joins Kim Parlee to shed light on this important topic.

Not sure what you should be paying for IT services? Our FREE executive report, The Toronto Business Owners’ Guide To IT Support Services And Fees, reveals exactly what to expect—and how to avoid hidden fees, bloated contracts, and unnecessary extras. 📘 What’s inside? ✅ The 4 common IT billing models (and the pros and cons of each). ✅ Hidden “gotcha” clauses to watch out for in contracts. ✅ 21 must-ask questions before giving any IT provider access to your network. Don’t make a costly mistake—download your free report today! 📥 Click below to get your copy: https://hubs.la/Q02YpDZg0

Most real estate markets are challenged with a shortage of listing inventory. Would you like to get more listings by successfully converting more For Sale By Owner prospects? Sign up for our email list and receive our proven battle-tested FSBO Lead Scripts! These scripts have been successfully used across many markets in Canada and the United States. Get yours today 👉 https://1l.ink/BH2WKK3 #RealtorGoals #realestatebusiness #RealEstateSuccess #realestatecoachingandtraining #realestatecoaching #realestatetrainer #realestatesalesgrowth #realestatetraining #realestatecoach

Success in business is built on the foundation of strong relationships.

Your credit rating is how lenders check to see how reliable you are about paying your debt. Your credit history is considered a reliable indicator of how you will manage your mortgage and finances. A less-than-stellar rating can affect your ability to get the best mortgage rates. I have access to strategies to help you polish your credit or build (or rebuild) your credit over time, giving you access to the best possible rates and more borrowing options. If you have shaky credit and need a mortgage now, reach out. We may be able to find a way!

Whether you choose to pass on your assets to loved ones while you're alive, after you're gone or a combination of both, how can you ensure you aren't making things more complicated for yourself or your beneficiaries? Georgia Swan, Tax and Estate Planner, TD Wealth, joins Greg Bonnell to discuss what to think about when it comes to taxes, emotions and more.

Interested in buying your first house? Tax-Free First Home Savings Account (FHSA) can help you save. But how does it work and what are the conditions? Find out what it's all about in this article.

Ready to house hunt? Start with a Pre-Approval! Before you dive into the exciting world of home shopping, getting pre-approved for a mortgage is a crucial first step! Here’s why: 1️. Know Your Budget: Pre-approval gives you a clear idea of how much you can afford, helping you focus your search on homes within your price range. 2️. Strengthen Your Offer: Sellers take pre-approved buyers more seriously, which can give you a competitive edge in a hot market. 3️. Streamline the Process: With pre-approval, you’ll speed up the mortgage process once you find your dream home, making for a smoother transaction.

Before you dive into the exciting world of home shopping, getting pre-approved for a mortgage is a crucial first step! Here’s why: 1️. Know Your Budget: Pre-approval gives you a clear idea of how much you can afford, helping you focus your search on homes within your price range. 2️. Strengthen Your Offer: Sellers take pre-approved buyers more seriously, which can give you a competitive edge in a hot market. 3️. Streamline the Process: With pre-approval, you’ll speed up the mortgage process once you find your dream home, making for a smoother transaction.

Struggling to secure the best deal when selling your business? 🤔 The complexities of the selling process can lead to undervaluation and missed opportunities, causing frustration and potential financial loss. 😟 At Business Finders Canada, we simplify the process and ensure you get the best deal for your business. With our expert brokers and personalized support, we make selling your business easy and profitable. Start with a confidential consultation today. 💼👍 Learn More: https://lnkd.in/gry_A4NS - - - #businesssellcanada #BusinessBrokering #KelownaBusinessBrokers #sellbusiness #sellmybusiness #sellingabusiness #sellingyourbusiness #howtosellabusiness #businessbrokers #businessfinderscanada #sellbusiness #SellYourBusiness #BusinessBroker #BestDeal #BusinessSuccess #ExpertGuidance #BusinessOpportunities #ConfidentialConsultation #MaximizeValue #BusinessSale

Cybercriminals are on the rise and are after your @Microsoft 365 data. The video below can help you learn why your business needs backup for MS365 to keep your data safe from ever evolving cyberthreats. #Microsoft365 #Office365 #bellevilleontario https://oal.lu/YSfQs