Ani Grigoryan

Disability insurance replaces a percentage of your income when an illness or accident prevents you from working. Generally, disability insurance can replace between 60% and 85% of your paycheque, subject to your policy. Discover how disability insurance can protect you financially by connecting with a Gifford Carr advisor. 🔒

4

This article briefly reviews the scope of the income attribution rules, highlights specific exceptions to the rules, and discusses how life insurance can be used to supplement other strategies.

1

In Canada, we have two main types of #LifeInsurance: “term” & “permanent.” Term insures you for a set period of time (like until you retire, or until your kids are no longer financially dependent on you.) If you want to renew your insurance after the term expires, your premiums increase, sometimes exponentially. This can be problematic if you need the insurance longer than you originally anticipated. Unlike permanent insurance, there’s no opportunity with term insurance to pre-pay, or to have an account inside your policy you can pay into to create additional value. Term insurance is the simplest life insurance product. Permanent insurance is a little more complicated, but offers flexibility and financial benefit. Head to buff.ly/3AHK1BI to learn more! #PersonalFinance #FinancialResource #EnjoyYourLife #DidYouKnow

2

Deciding between an insurance broker and an insurance agent? 🤔 Today's blog breaks down the pros and cons, helping you make the best choice for your unique needs. Whether you're in Quebec, Ontario, or anywhere else, we've got the info you need! Blog Link -> https://lnkd.in/gqJ2r23X #InsuranceSimplified #KBDInsurance #InsuranceTips

2

Did you know? As an Insurance Broker, we are partnered with multiple insurance companies. This allows us to 'shop' the market for you, finding you the right coverage at the right price! 💡 #insurancebroker #insurance #insuranceyyc #insurancecochrane #insurancepartners #insurancepremium #premium #broker #wearehereforyou #rightcoveragerightprice

5

Want to thrive as an insurance broker? Master these 4 essential skills to set yourself apart. 💼✨ #BrokerTips #EssentialSkills #InsuranceBroker #OntarioBrokers

1

Frustrated by the same old benefit complaints? It's time for a change! Our customized group insurance packages are designed to keep your employees beaming and your business booming. Take the first step to happiness. Request a proposal now #UndertheCanopy #HassleFreeInsurance #CanopyCares #EmployeeBenefits

1

Thinking about life insurance? You're not alone. For many Canadians, it's an essential part of their money plans. 💼 But do you know which life insurance is right for you? And do you know all the ways life insurance can help you, apart from covering funeral expenses? 💭 Clink the link below to find out more about the different types of life insurance and how they can help you. https://lnkd.in/gF2zX3Ss

4

Protect your loved ones' dreams and aspirations by investing in life insurance. It's a commitment to their future, ensuring they can pursue their goals and ambitions even in your absence. Life insurance offers financial stability, allowing your family to maintain their standard of living and achieve their dreams. www.trupax.ca #SecureTheirDreams #LifeInsurance #FamilyFirst #FuturePlanning #FinancialSecurity #trupax

1

Natural disasters such as floods and forest fires have become more and more frequent across Canada. Do you know what you’re covered for under your property insurance for these kinds of situations? Take a moment on this National Insurance Awareness Day to talk to your licensed insurance professional about steps you can take to help reduce your risk. #NIAD24

5

Looking to secure your financial future and retirement? Don't wait any longer to start investing. With the right plan and guidance from Great Lakes Wealth, you can take control of your financial well-being and work towards achieving your long-term goals. Contact us today to speak with one of our experienced financial advisors and get started on your path to financial success! ➡️ greatlakeswealth.us/ #GreatLakesWealth #Investments #FinancialAdvisor #Goals #FinancialFreedom #LiveYourBestLife

2

Did you know? A Tax-Free Savings Account (TFSA) allows you to grow your investments without paying taxes on the earnings! It’s a smart, flexible way to build wealth over time. Let us help you maximize your TFSA potential and secure your financial future!

2

Planning for retirement? It’s crucial to manage potential risks to ensure a stable and secure future. At TriscendNP, we specialize in creating robust retirement plans that safeguard your future. Discover how we address longevity, market volatility and other challenges to help you retire with peace of mind. Learn more about our approach in blog on managing retirement risks. https://brnw.ch/21wKRy9

3

Did you know? Over 85% of small businesses that provided pensions, RRSPs, TFSAs, and RRIFs to their employees in 2022 offered these through life and health insurers. Another interesting fact: If you have a policy from a member life and health insurance company, you already have Assuris protection! Follow us and visit: https://assuris.ca/. (Source: CLHIA) #ProtectedByAssuris #SmallBusinessMonth2024 #LifeInsurance #HealthInsurance

1

Are your clients worried about outliving their retirement savings? Annuities can help bridge the gap! Contact us for a personalized recommendation that fits your clients' individual income needs. #AnnuityAwarenessMonth

7