Clinton Wilkins Mortgage Team

The best gift you can give us this holiday season is a referral! If you know someone who would benefit from our advice, share the love and send them our way. We appreciate your support and wish you a season full of joy and success! #ReferralLove #HolidayGiving #ThankYou #halifaxmortgage #mortgageadvice #mortgagebroker

It’s hard to believe, but the end of another year is here! That means it’s time for our 2024 year in review. It was a busy year for Canadians in real estate, so let’s dive right into the main points. Here’s what we saw in terms of interest rates and market activity, and how you can get yourself ready for 2025. https://lnkd.in/eihbW92C

Housing prices and the cost of living are becoming a growing challenge for Canadians looking to enter the housing market. As a result, many parents are stepping into the picture to help their children secure their first property. This usually takes the form of a gifted down payment, a significant action that provides a huge boost to home buyers. Before deciding if giving the gift of homeownership is the right move, however, it’s important to understand exactly what it means and its impacts. https://lnkd.in/ehyifdRb

First-time home buyer trying to enter the market? The federal government has made some exciting announcements effective NOW that could help you break into the housing space! These changes mainly revolve around extended amortization options. Here’s what you need to know. https://lnkd.in/eUFdgAdv

As 2024 comes to an end, now is the perfect time to think about opening a First Home Savings Account (FHSA). You might be in the process of saving for your first property, or you might be planning for much later in the future. In any case, this account provides several benefits to new home buyers that make it an extremely useful tool. Here’s why opening an FHSA before the end of the year can help you get ahead with your homeownership goals! https://lnkd.in/ejG-vUnr

Are you getting ready for a 2025 home purchase? Preparing to buy a home is an exciting experience, but it also comes with a lot of work! It’s easy to feel a little overwhelmed by all the steps involved. However, you can save yourself some stress by beginning your preparations now. Here are five easy ways to put yourself ahead of the game so that come January, you are ready to go! https://lnkd.in/g3BwNnR8

Clinton Wilkins joins Rob Snow on CityNews Everywhere to chat about the Bank of Canada cutting interest rates by 50 basis points. Clinton explains how the rate cut could increase demand by improving affordability. https://lnkd.in/gAkqMhxG

Dan Ahlstrand and Clinton Wilkins are joined by Mario Cloutier of Manulife to discuss the importance of risk insurance for home additions, creditor insurance, and the importance of financial literacy. https://lnkd.in/e7QcuSSQ

Bank of Canada reduces policy rate by 50 basis points to 3¼% The Bank of Canada today reduced its target for the overnight rate to 3¼%, with the Bank Rate at 3¾% and the deposit rate at 3¼%. The Bank is continuing its policy of balance sheet normalization. https://loom.ly/l_gag10

There are a few days left of our 10 Days of Holiday Cheer Giveaway! This year we’re giving away $3,000 in Mastercard Gift Cards, including nine daily draws for $100 and one grand prize draw for $2,024! The contest will run until noon on December 13th. You can enter on our website, or by texting CHEER to 68411. Be sure to tell us what your favourite part of the holiday season is! We will be drawing prize winners daily at 4 PM, with our grand prize draw occurring on Friday, December 13th. Good luck! https://lnkd.in/eURgnTCb