Fundamental Wealth - Harbourfront Wealth Management

Are you considering when to start your CPP and OAS benefits? In this episode of Retiring Canada, we explore the pros and cons of delaying government pensions, sharing real-life scenarios where this strategy saved clients thousands in taxes and increased their guaranteed income. From tax planning to personal preferences, we’ll guide you through the key factors to consider. Tune in now to make informed decisions about your retirement! #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast 

Welcome to Episode 42 of the Retiring Canada Podcast! Today, we’re diving into the topic of downsizing in retirement, exploring why retirees choose to downsize, key factors to consider, and real-world examples of successful transitions. Whether it’s reducing square footage or relocating for better value, we’ll also share practical tips to help you approach this decision with confidence. #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast 

In this episode of Retiring Canada, we explore how personalized retirement advice can vary based on individual needs and situations. We delve into four distinct types of value that retirement advice should offer, emphasizing the importance of ongoing planning and tailored advice. We also discuss common strategies that can add value to retirement plans, illustrated through two real-world examples of retirees who have benefited from personalized guidance. This episode sheds light on how tailored advice can make a significant difference in retirement outcomes. #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast 

Independent advisors don't feel pressured to use a dealer's own proprietary products. You can choose what's best for your clients, like Chris J Anderson MBA, BEd, BSc, CHS, CFP®, CIM®. Reach out to Brian Mennis, CFP, RRC for a conversation about what Harbourfront Wealth Management can offer.

In today’s episode, of the Retiring Canada Podcast we’re diving into the must-know strategies for building a solid financial foundation. Discussing 5 mistakes to avoid in your first year of retirement.  We’ll also cover the risks of being too conservative and why, if the numbers work, you might be ready to retire today! The decisions you make – or don’t make – in your first year of retirement could have a lasting impact on your ability to stay retired. Let’s make sure you get it right. #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast 

New Episode! out today talking about one of the biggest threats to retirement—Inflation. We’ll explore how to manage your retirement income, how inflation and taxes impact that income, and the risks of being too conservative with your investments. We’ll also touch on why this is actually a great time to be an investor, and discuss an inevitable truth every long-term retiree will face. Let’s dive into what this means for your retirement and how you can stay prepared. #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast 

Year-end tax planning is critical for retirees, especially if you're within five years of retirement. In our latest episode on Retiring Canada, we dive into the "tax valley," key strategies to minimize your tax bill, and how proper planning today can save you thousands in the future. Don't miss these actionable tips to ensure a smooth, tax-efficient retirement! #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast 

Retiring Canada with Michael Isbister, CFP. The podcast that helps you navigate the road to retirement with confidence. In today’s episode, we’ll dive into the concept of Financial Freedom and how to find a balance as you approach retirement. We’ll explore what financial freedom means to you, how to strike a balance between wants and needs, and tackle the ever-present “I want more” dilemma. We'll also touch on the great equalizer—what it means and how it impacts your plans. Plus, we’ll leave you with a few practical action items to help you on your journey. Let’s get started! #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast 

🎙️ Episode 36 is out! 🎙️ Are you ready to refine your retirement strategy? In this episode, we dive deep into understanding your "retirement number" and why it's the key to shaping your future. From determining your ideal retirement date to fine-tuning your investment and tax plan, we cover it all. We also explore: 🔑 The average income replacement rate for new retirees 📈 3 common reasons your income needs might change in retirement 🗝️ 4 essential tenets for managing a 30+ year retirement income plan 💡 How to intertwine your retirement income with an effective investment and tax strategy Tune in now to ensure your retirement plan is as solid as your dreams! #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast 

In this episode, Michael will explain how presidential elections have led investors like you to question how the financial markets will respond and impact your money. He will discuss the key portfolio considerations leading up to an election and how it impacts your retirement portfolio, along with ways to mitigate the turbulence. #retirementplanning #fundamentalwealth #retirementpodcast #retiringcanada #financialpodcast