Grow Cash Portfolio by Preventing Balance Attrition
C3 AI Cash Management
C3 AI Cash Management uses sophisticated machine-learning techniques to help liquidity managers gain visibility into client cash balances and prioritize actions to both prevent balance attrition and win additional balance with optimized rate offers. The application leverages advanced AI algorithms to quantify client rate sensitivity and predict the clients most likely to reduce or end their relationship with the financial institution. These rate sensitivity insights enable liquidity and relationship managers to take targeted action in near real-time.
Demonstrated Benefits
60%
Balance attrition predicted with up to 90 days advance warning
$10 Billion
Annual deposit balance retention opportunity
1 Billion
Transactions processed annually for AI models and exposed for end-user analysis
Transforming Cash Management with Enterprise AI
Issues
C3 AI Cash Management Solution
Daily balance volatility makes it difficult to differentiate normal and abnormal balance changes
AI-based, interpretable warning signals identify risky balance behavior
Each relationship manager is responsible for too many clients to monitor account activity
AI-based predictions alert relationship managers of impending balance attrition
Relationship managers make decisions based on an incomplete view of the client relationship
360-degree customer view unifies client relationship and activity data
Existing solutions provide only backward-looking analysis
AI models identify anomalous client account balance activity
Treasury teams do not have an accurate view of client rate sensitivity
AI-based rate and price sensitivity predictions enable targeted rate and pricing decisions
Existing solutions do not provide recommended actions for high risk clients
AI-based recommendations and advanced interpretability support optimal client offers
Succesful Deployments
Preventing Customer Churn for a Multinational Bank
Preventing customer churn and improving profitability for a bank's cash management business.
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