Orlando Purim Junior

AlleyCorp's Investment in Barte: A Strategic Move Towards Modular Payments in Brazil AlleyCorp's recent investment in Barte's $8 million Series A highlights a growing trend: the rise of modular payment solutions tailored for medium and large businesses. Barte, founded by Caetano Lacerda and Raphael Dyxklay, is tackling a key challenge in the Brazilian market by providing customizable payment solutions that go beyond simple transactions. Their emphasis on improving conversion rates, buyer loyalty, and repeat purchase propensity is proving invaluable for companies like Housi, EBAC, and Metalife. This investment, led by Kevin Ryan's AlleyCorp, with Marshall Porter joining Barte's board, underscores the potential of Barte's approach. It signals a shift towards empowering businesses with the flexibility and control they need to optimize their payment processes. This presents a significant opportunity for further innovation in the FinTech sector. By providing businesses with modular solutions, we anticipate increased efficiency, enhanced customer experiences, and ultimately, growth in the Brazilian market. #FinTech #payments #investment #innovation #modularsolutions

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Mercado Libre is a juggernaut - 25 years and still growing at 40%. The company literally changed my life and helped inspire the launch of EMQQ Global 10 years ago. Thanks Marcos Galperin! Also - Did you know that $MELI is NOT included in most of the #emergingmarkets #etfs from iShares or Vanguard (EEM, IEMG, VWO, etc.)? Neither is Nubank. You get 2x Petrobras and neither of the top #latinamerica internet companies. #internet #ecommercenews #brazil #nubank #mercadolibre #mercadolivre #frontiermarkets #mexico #colombia #argentina

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It's unimaginable 6 years ago when we first conceived the idea of digitalising ingredient samples, that we could now be helping so many rural producers in #Brazil, allowing them to make better business decision and ensuring a more sustainable livelihood...beyond #coffee, #tea, #cocoa, #grains, #juices, #edibleoils to #honey. Watch this short video below.

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Regulation of Artificial Intelligence: An Urgent Need for Brazil. A recent survey I conducted through IDEIA shows a clear trend: over 70% of Brazilians believe it is essential to establish regulations for artificial intelligence (AI). This survey, reflecting growing awareness of AI's impacts, underscores the urgent need for a robust and effective regulatory framework to ensure the ethical and safe use of this emerging technology. I want to share with you some crucial factors from this research: 1. Protection of User Rights: AI regulation helps protect individual rights, ensuring that their information is used ethically and responsibly. 2. Safe Innovation: Clear standards encourage innovation within safe limits, promoting the development of AI solutions that benefit society without compromising security. 3. Bias Reduction: Establishing rigorous criteria for AI development and implementation can help reduce biases, promoting fairness and equity in automated decisions. An international example of such regulation is the European Union. We can learn a lot from the European Union, which is at the forefront of creating a comprehensive regulatory framework for AI. The EU AI Act sets strict criteria for identifying and mitigating risks associated with complex systems, requiring developers to meet stringent safeguards before bringing their technologies to market. This type of regulation is essential to ensure that AI models are safe and ethical. So, what is the best path for Brazil? I believe that in Brazil, following examples of international legislation can be an effective way to ensure that AI use is beneficial and safe. It is essential for policymakers, companies, and civil society to work together to develop a regulatory framework that reflects Brazilian needs and values. The IDEIA survey, coordinated by me, highlights a clear consensus: AI regulation is necessary not only to mitigate risks but also to foster a responsible innovation environment. Implementing well-defined standards can ensure that AI positively contributes to society, promoting technological advances that respect and protect individual rights. Let's continue this conversation about how we can shape a safer and fairer future with artificial intelligence. Share your opinions in the comments! For more details on the survey, check out the full article here: https://lnkd.in/d-ns7X5C #ArtificialIntelligence #AIRegulation #EthicalAI #TechGovernance

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Startups in Brazil

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ALL ABOUT DREX. Why is Blockchain Rio the perfect place for anyone who wants to learn about the technology behind our money? More than a CBDC, DREX is a tokenized asset settlement platform and the proposal is so innovative that the Central Bank of Brazil was voted the most innovative in the world. There you can talk to market experts, learn about how to develop solutions, how to apply them and understand in depth the regulation of this market, in addition to counting on the participation of Fenasbac and the participants who are part of the project development project - pilot. Below is a recording of Fabio Araújo's lecture, coordinator of the pilot project (DREX) in the latest edition of Blockchain Rio Leave your opinion below about what else you want to see in the next edition of Blockchain Rio. July is right there! 🚀

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At Web Summit Rio 2024, the largest technology event bringing together startups, investors and global leaders, Ana Luiza Squadri, CFO at re.green, participated in the session titled “Can investment mitigate the climate crisis?”, where she talked about the huge opportunity there is for Brazil mentioning that: 👇 ▶️ We have the best technology, four times cheaper. Ana Luiza outlined how Brazil has the best technology to suck carbon from the atmosphere through trees, four times cheaper than other technologies for carbon capture. And Brazil does have this great competitive advantage when compared to other countries. For instance, she commented on the case of the eucalyptus that can be planted together with other forest native species. Today, this tree takes only seven years to grow, thanks to the cutting-edge technologies we apply here in Brazil. ▶️ We can generate wealth. We have 70 to 90 million hectares of the created pastureland that we can transform into forestry, into agroforestry systems. Actions that generate incomes to be shared with the communities. So, Brazil has a unique opportunity to create wealth and be a leader in this new economy. 🌳 We don't need only carbon out of the atmosphere. We need biodiversity. ‘As we know, we don't need only carbon out of the atmosphere. We need biodiversity’, said Ana Luiza. Biodiversity restoration implies protecting our water resources and, consequently, bringing benefits for climate mitigation and the people who live in the forests. “There is a lot of work to be done. We will need to build a whole supply chain here in Brazil, like tons of different nurseries so we can supply the market in the future”, Ana remarked. And to do so, we need investment. #EcologicalRestoration #regreen #DeliveringNetZero #NatureBasedSolutions #Biodiversity #ESG #Sustainability #ScienceBasedSolutions #SustainableBusiness #WebSummitRio

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Brex is one of my favorite fintechs. Ever wonder what their journey from $0 to over $300M in revenue within 7 years looked like? 2017-2018: The Birth of Brex • Henrique Dubugras and Pedro Franceschi, both 22-year-old Stanford dropouts, decided to flip the fintech world on its head by launching Brex, a corporate credit card tailored for startups. • With their co-CEO model (which has become popular), they doubled their management bandwidth. Internal & external duties? No problem when you have twice the number of CEOs to lead folks 2019-2020: Rapid growth • Brex quickly partnered with big names like DoorDash, Flexport, and Roblox. • In 2019, they secured $300 million in funding, catapulting their valuation to $2.6 billion. It’s amazing what you can achieve when you’re swimming in a pool of investor cash. 2021-2022: Diversification and challenges • Brex expanded its product suite to include expense management, bill pay, & travel booking services. If you’re going to burn through cash, you might as well make it convenient. • Despite their success, they faced some “minor” hiccups. Layoffs in 2022 were a delightful reminder that even fintech unicorns aren’t immune to cutting costs by cutting people. 2023: Strategic shifts • Transitioning to a single CEO model, Pedro took the helm while Henrique became chairman. Having two brains was slowing things down? • They continued to innovate, integrating AI into their platform. By the end of 2023, Brex hit over $300 million in revenue, proving that even with all the chaos, they were still making bank​. 2024: Path to profitability • With a goal of being cash-flow positive by 2025, Brex halved its cash burn by chopping 20% of its staff and focused on sustainable growth. Making money instead of burning it is always a sound strategy. • Serving 30K+ customers globally, Brex’s commitment to transparency & customer-centric solutions has kept them in the game. They’re not just participating – they’re rewriting the rules. Want to copy their homework? 1. Identify a significant pain point in an industry and create a solution that addresses it. Please don't start a business without doing this. 2. Utilize a strong co-founder dynamic to maximize efficiency & divide responsibilities effectively. Two heads are better than one, until they aren’t. 3. Secure early partnerships with influential companies to build credibility and a customer base. It’s always about who you know. 4. Listen to your customers. & Expand your product offerings to meet their evolving needs. 5. Maintain a strong focus on transparency & trust to build a loyal customer base. People surprisingly prefer not being lied to. 6. Strategically manage growth, and make tough decisions like layoffs when necessary to ensure long-term sustainability. 7. If you want to go public, be profitable. Did I miss anything?

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We believe this partnership will create exciting opportunities and bring significant benefits to all involved. Together, we are driving the future of fintech in Brazil! 🌟 #Investment #Fintech #Innovation #Brazil #CreditSaison #CapitaniaInvestimentos #VerdeAssetManagement #ConteaCapital #Vixtra #FinancialSolutions #Importers

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It is a pleasure to be one of the invited judges to evaluate the best startups and help entrepreneurs become global entrepreneurs. I am very grateful to be alongside many other great judges at this significant event with a global impact on the innovation and startup ecosystem. Special thanks to my mentor, Liliam Carrete 🌍🚀. #StartupWorldCup #GlobalEntrepreneurship #InnovationEcosystem #StartupJudging #ThankYouMentors #TransformingPeople #LeadingChange #TransformingBusinesses #DevelopingIdeas #BusinessGrowth

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Lukka has joined the Brazilian Crypto Economy Association (ABcripto - Associação Brasileira de Criptoeconomia) as a new associate member! This strategic partnership aims to elevate the crypto asset ecosystem in Brazil. With the crypto asset regulatory framework soon to be launched, Brazil is an emerging leader in the crypto ecosystem. ABcripto’s reputation throughout Latin America led us to this partnership, and we are eager to contribute our unparalleled data and insights to support the association’s priorities. Read more: https://lnkd.in/dahizWQd #cryptoassets #cryptoregulations #DigitalAssets #CryptoEconomy #Blockchain #Innovation #Brazil

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We are excited to announce a new association with ABAI- Associação Brasileira dos Assessores de Investimentos. ABAI- Associação Brasileira dos Assessores de Investimentos, the Brazilian Association of Independent Investment Advisors, represents and supports independent investment agents in Brazil. Its mission is to strengthen the investment industry by promoting best practices and providing educational and developmental resources for its members. Additionally, it acts as an intermediary between agents and regulatory entities. In this collaboration, we aim to contribute to the strengthening and development of the professional practice of Financial Advisory. #Alternativeassets #Brazil #investimentos

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A Major Milestone in Technology in Brazil and… in My Career 🚀 I am thrilled to share a significant achievement: I led the delivery of the FIRST PUBLIC TOKENIZED COMMERCIAL INVOICE (Nota comercial) in Brazil at Liqi Digital Assets! 🎉 When I joined Liqi just a few months ago, after three years deeply involved in the blockchain market, my goal was clear: to develop projects that drive innovation and transform the Brazilian financial market. After just four months, I am proud to announce that my first project was: THE tokenization of a commercial invoice! And… it was a resounding success! What We Achieved: 🔹 Tokenization of R$ 40 million (≈ 7 million dollars) in commercial invoice: We transformed a traditional debt instrument into 40,000 tokens, each representing R$ 1,000. 🔹 Automation and Reliability: We encoded all business rules and legal contracts into smart contracts, designed for the next five and a half years. The payment of debt installments is fully automated, ushering in a new era of efficiency in financial operations. 🔹 Innovation in Post-Fixed Debt: For the first time, Liqi implemented a post-fixed debt using Fact Finance’s oracle, which brings information from a Brazilian market index directly to the blockchain, ensuring reliability and accuracy in indexing. 🔹 Efficiency and Security: We utilized blockchain technology and smart contracts to ensure a transparent, secure operation with significant cost reductions. 🔹 Democratized Access: We facilitated investment access for a broader range of investors, promoting financial inclusion and greater market participation. Special Thanks to: 🌟 Liqi’s Technology, Product, Marketing and Business Teams: Daniel Coquieri, Fabio Santos, André Pina, Persio Flexa, Karen Lopes, Marcio Ribeiro, Victor Yen, Fernanda Garanhani, William Fabre, Thiago Santos, Jose Airton, Felipe Prado, Gabriel Moreira, Izabella Ribeiro, André Gomes, Hudson Salles, Jorge Claudio, Philippe Lima, Leonardo Alexandre, Raine Bernadoque and Claudia Bukowski, Gabriel Ferreirinho, and Flavia Jabur. Without the dedication, innovation, and expertise of every team member, this project would not have been possible. When we work with purpose, focus, and unity, innovative results emerge. You were simply exceptional! 🌟 Our Partners: Itaú BBA, Oliveira Trust, Laqus, and VBSO Advogados. The collaboration between our teams was crucial to the success of this initiative. 🌟 CVM: For creating a regulatory environment that enabled the realization of this innovative offering. This achievement is a powerful testament to how technology can transform traditional sectors and create new opportunities. I am immensely grateful for the trust and the effort of the team who worked tirelessly to make this a reality. This is a milestone not just for Liqi, but for the entire Brazilian technology market. Newspaper articles in the comments 👇 #Technology #Blockchain #Tokenization #Innovation #FinancialMarket #AmazingTeam #DigitalTransformation

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A venture capitalist with nearly two decades of experience. He's invested in over 6 unicorns, including iFood, CargoX, and Pismo. Meet Rodrigo Baer, co-founder of Upload Ventures and a key figure in developing venture funding in Brazil. 🧠 Key Takeaways #1 Evaluate growth strategies: Quickly identify and adjust or remove activities that don't drive your startup's growth. #2 Use investor insight: Engage investors as strategic partners to navigate challenges and optimize performance. #3 Prioritize efficiency by strategically expanding your team; start small to perfect your sales process before scaling, ensuring each step aligns with your business goals. Listen to the full episode here 👇 Spotify: https://lnkd.in/ex6iv5EJ Youtube: https://lnkd.in/eJMCuUef Apple Podcasts: https://lnkd.in/ewT3Gw2x

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If there is a place that combines the ideal characteristics to be the hub of agricultural fintechs in the world, that place is Brazil – and many VCs are ignoring this due to a lack of knowledge about our market. Or is it a lack of willingness to understand it? Let me explain why our ag-fintechs deserve a closer look: ▪ Agriculture market with gigantic proportions: No big news here, Brazil is the 3rd largest exporter in the world, and agribusiness represents almost 25% of the country's GDP. One of the largest producers of grains, a leader in livestock, among other crops. Food security is the name of the game here. ▪ Inefficiencies that need to be addressed: Despite the size and productivity evolution, there are still issues holding back greater growth, especially “outside of the farm gates” with a highlight on credit, which can easily be claimed the most important input for the sector. Today, Brazilian agribusiness is primarily financed by public resources and informally by retailers who sell ag-inputs on credit. ▪ Established innovation system: Despite this, Brazilian agribusiness is technologically advanced. In the field, a global tech leader. Beyond the field, with some data and technology culture implemented. Add to that one of the most lucrative countries to invest in fintechs in the past many years. In addition to these three points, one that is a common excuse for not investing in Brazil, the exchange rate risk, is not justifiable for ag-fintechs. Although not perfectly correlated, the cost of production, which is the basis for the ag-fintechs TAM, is very much linked to the US-dollar. For those who want to learn more about Brazilian agribusiness, here is the site of Embrapa, Brazilian Agricultural Research Corporation: https://lnkd.in/dYyYGBzD For those willing to discuss further any of the points above, feel free to contact me directly.

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In developing countries characterized by economic inequality, scaling up a profitable quick commerce company can be possible due to the combination of low-cost logistics and high-margin baskets. However, the challange is replicating this success in developed markets like mid-EU, UK & USA. It requires a different approach in people management and a significantly more sophisticated courier optimization algorithm to maintain efficiency and profitability in a more competitive and costly environment.

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We are excited to share our investment in Contabilizei, a leading accounting and tax automation software for SMBs in Brazil. Founded in 2013, Contabilizei automates accounting services, focusing on small businesses and self-employed professionals. "Contabilizei strengthens Warburg Pincus' thesis of investing in scalable technology companies in sectors that still have low technology adoption and growing demand. We see great potential in the company, especially in a market still dominated by manual processes, with ample room for automation and the use of artificial intelligence. Additionally, there is significant room for further monetization through the expansion of financial services offered on the platform," says Bruno Maimone, Managing Director, Warburg Pincus. "The investment in the company is also aligned with our global strategy, as we have a long history of investing in companies in the tax automation space in the United States, such as Avalara and Chipsoft." With the investment in Contabilizei, Warburg Pincus now has a portfolio of 11 Brazilian companies, 8 of which are in the technology sector.

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With its vibrant culture and booming economy, #Brazil's startup ecosystem is a force to be reckoned with. #Innovation thrives in this dynamic environment, fueled by a young and tech-savvy population. #Entrepreneurship is at the heart of Brazil's startup scene, with a growing number of ventures making their mark both locally and globally. #Investment is pouring into the country, highlighting the confidence that investors have in Brazil's potential. #Government support is also a key factor, with initiatives and policies aimed at fostering the growth of startups. #Challenges exist, as in any ecosystem, but Brazil's startups are resilient and adaptable, finding creative solutions to overcome hurdles. #Collaboration is a hallmark of the Brazilian startup community, with entrepreneurs and stakeholders coming together to drive innovation forward. #Impact is a priority, with many startups focusing on social and environmental issues, creating a positive change in society. #Global ambition is strong among Brazilian startups, with many looking to expand beyond borders and reach new markets. #Diversity is celebrated, with startups representing a wide range of industries and backgrounds, reflecting Brazil's rich cultural tapestry. #Future looks bright for Brazil's startup ecosystem, with continued growth and success on the horizon. Explore our insightful report for a comprehensive view of this thriving nation. 𝗧𝗼𝗴𝗲𝘁𝗵𝗲𝗿 𝘄𝗲 𝗹𝗲𝗮𝗿𝗻, 𝗮𝗻𝗱 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿 𝘄𝗲 𝗴𝗿𝗼𝘄! #UKIndia #Election2024 #GlobalTrends #globalelection2024 #politics #news #india #trending #vote #StartupBrazil #entrepreneurship #innovation #venturecapital | Gupy | Jusbrasil | Dafiti | Creditas | Sólides Tecnologia | Contabilizei | Buser Brasil | iFood | Facily | Hurb | Memed | QuintoAndar | Ministry of External Affairs, India | Brazilian Ministry of Foreign Affairs (Itamaraty) | Kenneth Felix Haczynski da Nóbrega | #ShriSureshReddy | #MauroVieira | #MelanieHopkinsOBE | Embassy of Brazil in London

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