Ulton Wealth

🎄✨ That's a wrap for 2024 ✨🎄 The Ulton Wealth team fully embraced the Christmas spirit this year, with office decorations and lots of good cheer. We celebrated our team friendship at our Christmas potluck lunch earlier in the week. After a busy 6 months, it was lovely to sit and chat and catch up on everyone’s lives and plans for the Christmas break. Ulton Wealth Partner, Kylie Wright, reflects below on what Christmas means to her... I am known as a bit of a Christmas grinch in our team because I am not into Christmas decorations (and to be honest tinsel just makes me feel hot!). When I was growing up, we often lived in rural or remote locations and often the family was cash strapped. Sometimes the Christmas tree was a small eucalypt, but it was always alive and decorated with homemade decorations. Christmas was about having a lovely meal and everyone being able to have a simple favourite Christmas food – chocolate covered nuts, pineapple and coconut salad or even just tinned beetroot. Of course, there was always a steamed pudding that Mum had made and hung in the Kitchen for a couple of months. The joy of finding those Christmas thrippence (handed down to Mum for her Mum) amongst the pudding and homemade custard! One Boxing Day we had to evacuate due to a rural fire, and were told we could select one present each to take. Even as a six-year-old I remember thinking this was weird and I just wanted the family (and the dogs and other animals) to be safe. So, to me Christmas is about spending time reflecting on the year that was, spending quality time with family and eating food made with love. Give the gift of your presence to your loved ones this year! What does Christmas mean to you? From all of us at Ulton Wealth, we wish all of you a wonderful Christmas filled with the joy of family and friends. We also wish you a happy, healthy and wealthy 2025! Please note that the Ulton offices are now closed for 2024, and we’ll be returning on Monday, 6 January 2025. If you have any urgent matters over the holidays, please call (07) 4154 0400 for a list of urgent contact numbers. #SeasonsGreetings #MerryChristmas #Christmas2024

Private Ancillary Funds, often called family foundations, offer a structured and intentional way to manage and formalise your philanthropy—plus, they come with valuable tax benefits. As Australians embrace giving more than ever, understanding the opportunities and considerations is essential. Our latest article explores the potential risks and rewards of gifting. Learn more: https://hubs.ly/Q02_2dvb0 #Philanthropy #WealthManagement #CharitableGiving #LegacyPlanning

Looking to make a lasting impact with your giving? For those with a philanthropic vision, a Private Ancillary Fund, or family foundation offers a structured way to manage charitable contributions. In our latest article, we look at effective strategies for giving—whether to family or organisations—especially through PAFs. If you’re ready to formalise your giving, we recommend speaking with your adviser to ensure your plans align with your financial goals. Read more: https://hubs.ly/Q02_2fzk0 #WealthManagement #Philanthropy #CharitableGiving #FinancialPlanning

🌱 Are you planting the seeds for your financial success? Every financial journey begins with a vision—whether it’s expanding your business, achieving financial freedom, or leaving a lasting legacy. At Ulton Wealth, we specialise in creating personalised strategies to bring your ambitions to fruition. With expert advice and a collaborative approach, we’re here to guide you every step of the way. Experience the Ulton difference. Start the conversation today. #WealthManagement #FinancialGoals #RetirementPlanning #SecureYourFuture

One of the most rewarding aspects of accumulating wealth is sharing it with loved ones, when the time is right. In Australia, while gifts aren’t taxed by you or the recipient, they can have implications for aged care costs and partial-pensions. Before you gift a large sum, it’s essential to speak to your adviser to avoid any unintended consequences. Discover how gifting and donations can fit into your legacy plan in our latest article: https://hubs.ly/Q02_1W7B0 #WealthManagement #FamilyWealth #LegacyPlanning #GenerationalWealth

🔄 Planning for every stage of your wealth. Private wealth management goes beyond general advice. At Ulton Wealth we offer tailored guidance across your entire financial journey, from investments to retirement. Each decision impacts the big picture—head to our blog to see how comprehensive wealth management can make a difference: https://hubs.ly/Q02X3m3F0 #WealthManagement #FinancialPlanning #PersonalFinance #BrisbaneAdvisers

🎁 Give the greatest gift of all—a gift that lasts beyond the holiday season. Do you want the joy of seeing the positive impact of your wealth during your lifetime? From helping loved ones achieve their dreams to supporting causes that inspire you, gifting allows you to create a legacy that truly reflects your values. With the holidays upon us, how do you plan to give this season—by supporting a meaningful charity, helping a loved one, or creating special memories? Learn how to incorporate thoughtful giving into your financial strategy in our latest article: https://hubs.ly/Q02_1Rr30 #WealthManagement #LegacyPlanning #FamilyWealth #SeasonOfGiving

🎄 Happy Holidays from all of us at Ulton! As the festive season approaches, we’d like to take this moment to thank you for your support throughout the year and wish you a joyful and safe holiday with your loved ones. Our offices will be closed from 20 December and we’ll be returning on 6 January. We look forward to working with you in the new year and helping you achieve your financial goals for 2025 and beyond. #SeasonGreetings #TeamUlton #BusinessClosure #SeeYouIn2025

⛵ Marriage breakdowns, poor financial decisions, business failures and health challenges—life isn’t always smooth sailing. If you’re leaving a gift for your children in your Will, but you want to ensure it’s available to support them financially long after you’ve departed, a testamentary trust could be worth considering. We take a look at the benefits in our recent article on estate planning and wealth transfer: https://hubs.ly/Q02Y9Czm0 #Gifting #WealthTransfer #EstatePlanning #WealthManagement

The SMSF Association continues to advocate strongly against the Division 296 tax, highlighting the uncertainty it has created in the superannuation landscape. As CEO Peter Burgess notes, its passage seems unlikely in the current term, but the damage of nearly two years of uncertainty remains. Stability and certainty in superannuation are vital for Australians planning their financial futures. #Superannuation #SMSF #FinancialPlanning #Division296 #TaxPolicy