Russell Walsh

for all your wealth strategy sessions, Book your consultation NOW!! #mortgagebroker

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Total spending decreased 0.3% in September. Overall, total consumer spending increased 0.9% in 3 month average terms and 3.2% over the past 12 months. Read the full report here.

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Upcoming tax reductions are likely to increase your borrowing capacity. In fact, some lenders have already factored this change into their lending criteria. If you’re considering a home loan, get in touch today to see how this could benefit you. www.finscape.au [email protected]

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Have you listened to Episode 3 of the Enriched Wealth Podcast yet? Kris Tatt sits down with Daniel Nalder to discuss essential strategies for investments, retirement, and aged care planning. In this insightful interview, you'll learn: 👉How to create a robust investment approach 👉The benefits and challenges of managed accounts 👉Practical tips for boosting your retirement savings 👉How to approach aged care decisions with confidence If you’re looking for practical advice to support your financial journey, tune in today. 🎧 https://lnkd.in/gZk3np8r

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Our expert team at Build Invest Grow is here to help you navigate the process and determine the best financial strategy for your situation. Ready to find out how much you could save? Give us a call today, and let’s explore your refinancing options together! www.buildinvestgrow.com.au #RefinanceCosts #ExpertAdvice #BuildInvestGrow #FinancialSavings #MortgageBrokers #SmartFinance #LoanRefinancing

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Discover the latest commercial properties waiting for you in our winter edition of the NAI Harcourts NZ Key Assets eBook. Whether you're an investor or entrepreneur, this edition is filled with valuable information to help you make informed decisions. Don't miss out on exploring the diverse commercial options available across New Zealand. Click the link below to start reading now and seize your next venture! https://lnkd.in/gv6Rq35g #naiharcourtsnz #investornz #entrepreneurnz

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Family trusts are gaining popularity among Australian families for their asset protection and tax benefits. However, understanding what a family trust is and how it works can be challenging, especially for new parents and families just starting their financial journey. This comprehensive guide aims to demystify family trusts, explaining their benefits, drawbacks, and the steps to establish one. #FamilyTrust #FinancialJourney #RetirementPlanning #FinancialSecurity #InvestmentOptions #SuperBalance #RetirementGoals #TaxTips #SuperConsolidation #InvestmentStrategy #FuturePlanning #SuperReview #RetirementSecurity #FinancialAdvice #SuperannuationTips https://lnkd.in/gT84qPVV

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As financial advisers, staying competitive means having the right tools to thrive. At GrowthHouse, we’re committed to providing the support you need to maximize your practice’s potential. GrowthX gives you real-time insights to make strategic decisions and grow your business. Discover how GrowthX can help you transform your practice: https://lnkd.in/dUdzBPya #GrowthHouse #FinancialAdvisers #Independence #Innovation #PracticeGrowth #IndependentFinancialAdvisers

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The Brand Deficit in Investment Management. Investment management often tends to revolve around ‘star’ investment professionals and their teams. And the belief that their collective expertise, skills, and market knowledge is such that they are able to generate investment outperformance over the long-term. The manager’s brand is often indelibly linked to their investment teams. This can create tailwinds when they are successful, but it’s also an inherent trap. If the team does generate outperformance over time, they will often be coveted by others or want to set up on their own. They may jump ship which is obviously a negative for the brand that previously housed them. To be fair, it’s also a negative if they failed to generate outperformance in the first place! So how do you get around the issue of future brand damage? Part of the answer lies in making the brand about much more than the investment team. The brand has to be known for something (be different) but it must also stand out (be distinctive), the customer has to be able to recall it (be memorable) and this all needs to be demonstrably true over time (be consistent). Highlighting investment processes, core beliefs, and historic performance are contributors, as is the ability to demonstrate a smooth leadership transition. However, looking at perhaps the largest 20 or so (Australian) managers I would argue that no-one has really got this fully covered. Generally, brand positioning is undifferentiated and indistinctive. Every manager is ‘innovative’, ‘leading’, ‘experienced’, ‘global’, focused on ‘performance’ etc. Used by everyone, the words are meaningless hygiene factors. It's hard to see which brand really stands out. The herd remain mostly shoulder to shoulder. The Superannuation sector seems intent on tackling this issue. You can’t have missed Australian Retirement Trust’s new campaign with the big blue monster. It's different, distinctive, memorable and likely to be a multi-year, longstanding effort. I wonder if any asset manager will be brave enough to follow them? 5 Key Learnings… 1.     Successful brands and star teams are often like oil and water.  2.     ‘Same, same’ is the industry default. There’s a gap to exploit.  3.     Creative is the number one trigger to pull. Be brave, be memorable.  4.     Brands need regular, ongoing investment to come to life.  5.     Time will ultimately determine success. #brandstrategy #assetmanagement #investmentmanagement #assetmanagementmarketing

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I listen to a lot of podcasts. Quite a few are produced by the Mamamia network (Australia's #1 women's media brand. Established 2007 now with, I don't know a 7 million? strong, deeply committed audience. Haven't heard of them? Shame on you if you work in social/media or media adjacent - but I digress). One I listened to on my commute home last night had me transfixed. It was called 'When sleep isn't enough: The seven types of rest' (No Filter podcast) - and was and interview with Dr Saundra Dalton-Smith on why sleep is not enough, why sleep and rest are two different things - and how you can break it down and work through what kinds of rest you need - in particular to help prevent burnout (or help deal with it) and how you can get the energy to get back to it. The conversation on why wfh can still be exhausting was incredibly enlightening. There's a free quiz. I recommend it.

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If you know a financial advisor or family office looking for high conviction recommendations, check out Craig’s next update from the trading desk 👉🏽 coming a Monday⏰. To stay abreast of the macro market daily, follow Antipodean Capital or chat with 💬 Craig Ferguson #macroeconomics #macro #investmentmanagement #financialadvice #portfoliomanagement

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📢 Meta to verify financial services advertising to Australian consumers ☑️ Rules are due to be rolled out in Feb 2025. ▶️ Advertisers will be required to verify: - beneficiary and payer information - AFSL number ▶️ Verified ads will display certain information including the AFSL number or exemption. I'll be very interested to see how this requirement is implemented including how payer information will be verified. 👀 Still looking for the original MR but here is one (of many) write-ups: https://lnkd.in/ginCpM7F #scams #Meta #scamsprevention #payments

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