Joshua Hilton

As a buyers agent that's been engaged for 91 purchases in the last 18 months, this is what I'm seeing: - CoreLogic reports an increase in National Dwelling Values in April. This marks the 15th consecutive month of growth in the current cycle. - This growth has occurred despite 13 interest rate rises. - Property values are demonstrating resilience and reaching all-time highs. - I invest nationwide, focusing on areas with stronger supply and demand balances. - In my business, inquiries increase whenever the RBA pauses interest rate hikes. - More people attend open homes and there's heightened competition and confidence during rate pauses. - Despite owning a portfolio and dealing with high interest rates, I prefer the cash rate to remain stable. - A decrease in rates now could overheat an already heated market. - Many ask if now is a good time to invest; if you're financially and emotionally ready, it makes sense to invest now rather than wait. - Future rate decreases could lead to even more market chaos. If you're in the space - what are you seeing? #KevTran #PropertyInvestment #PassiveIncome #Australia #RealEstate #PassiveIncomeFromProperty #AustralianPropertyInvesting #AustralianPropertyMarketUpdate #InterestRateChanges #CashflowPositiveProperties #RealEstateInvestor #RealEstateInvesting #PropertyInvestment #InvestmentProperty #Investment #FinancialFreedom #FinancialIndependence #Wealth #RentalProperty #Property #AustraliaProperty #InvestingTips #PropertyPortfolio #WealthCreation

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National vendor discounting falls to 3.5% The average vendor ultimately sells their home for less than the original listing price. More vendor discounting indicates a weaker market while less represents a stronger market. So how much vendor discounting is occurring right now? Across Australia, the median vendor discount fell from 3.6% in the March quarter to 3.5% in the April quarter – the lowest in two years – according to CoreLogic. That included a fall from 3.9% to 3.8% in regional locations and a rise from 3.1% to 3.2% in the capital cities. The level of vendor discounting in each city in the April quarter was: * Perth = 2.4% * Brisbane = 2.9% * Canberra = 3.0% * Melbourne = 3.3% * Sydney = 3.3% * Adelaide = 3.5% * Hobart = 4.2% * Darwin = 4.8% #buywithguy #buyersagent #buyersagentaustralia #brisbanebuyersagent #brisbanebuyersadvocate #registeredvaluer #property #realestate #homeloans

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Thinking of selling your home but feeling overwhelmed? Haven't sold in a long time and not sure where to start? Selling can be stressful, but vendor advocacy can help. Contact me on 0488 444 336 for a transparent discussion on navigating the selling process. Let's simplify this together. #VendorAdvocacy #RealEstate #HomeSelling #ingacarolinepropertyadvisory

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National new listings up by 12%! CoreLogic reports a surge in new homes hitting the market, marking a 4% increase over the past five years' average. ​ ​ Despite this rise in listings, homes are selling almost immediately after being listed, leaving total supply levels nearly 18% below the usual average.​ ​ How do you think this will impact the overall housing market?​ ​

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🔍 Ever noticed a property under contract that wasn't listed on realestate.com.au yesterday? 🏡 There's a reason for that! Let us fill you in on what's happening in the market. As buyers agents, we're here to support you and have YOUR back. 🛡️💼 We work exclusively for the buyer! With homes purchased every week of the year, we know the strategies, we have a few of our own to benefit YOU our clients. #BuyersAgentInsight #MarketUpdates #YOURPropertyBuyers #SunshineCoast #RealEstateAdvice

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Avoid the emotional rollercoaster of home buying. Objective advice from BuyerAgentFinder turns challenges into triumphs. Ready to invest smart? buyeragentfinder.com.au . #BuyerAgentFinder #FindYourBuyerAgent #ExpertBuyerAgents #HomeBuyingExperts #TopBuyerAgents #BuyerAgentTips #HomeBuyingJourney #FindYourDreamHome #HomeBuyingTips #RealEstateTalk #BuyerAgentsSydney #MelbourneHomeBuying #RealEstateBrisbane #PerthPropertyMarket #AdelaideRealEstate

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🚗 VFACTS June 2024: A Mixed Bag for Car Sales 🚗 As we roll into the second half of 2024, Australia's new car market has hit a record high with 632,412 new vehicles sold in the first half of the year, despite a slight dip in June. 📉 What does that mean for you? Swipe through! Let's have a chat! ☎ : 1300 880 331 📱 : 0435550365 📧 : [email protected] Or simply DM me! #AssetFinance #GreyImports #BusinessFinance #Globalisation #CostSavings #BusinessGrowth #FinanceTips #InterestRates #Repayments #BusinessFinance #SmartBorrowing #FinancialLiteracy #FinancialLiteracy #PersonalFinance  #Investing #Budgeting #FinancialEducation #MoneyManagement  #FinancialFreedom #Finance  #FinanceTips #AssetFinance #AssetBroking #AssetInvestment #BusinessFinance #MortgageBroking #MortgageLoans #MortgageBroker #FinanceAustralia #AustralianFinance #AussieFinance #AustralianEconomy #FinanceDownUnder #FinanceSA #SAFinance #SouthAustraliaFinance #FinanceAdelaide #SAEconomy #BusinessFinance #FinancialServices #Investment #WealthManagement #BusinessGrowth #Automotive  #AutomotiveIndustry #Auto #Car #Cars #CarBuyingTips #FinanceSmart #SanomiFinance #DriveWithConfidence

🏡 𝐕𝐢𝐜𝐭𝐨𝐫𝐢𝐚'𝐬 𝐋𝐨𝐚𝐧 𝐕𝐚𝐥𝐮𝐞𝐬 𝐑𝐢𝐬𝐞 𝐃𝐞𝐬𝐩𝐢𝐭𝐞 𝐅𝐚𝐥𝐥𝐢𝐧𝐠 𝐏𝐫𝐢𝐜𝐞𝐬: 𝐖𝐡𝐚𝐭 𝐃𝐨𝐞𝐬 𝐈𝐭 𝐌𝐞𝐚𝐧 𝐟𝐨𝐫 𝐘𝐨𝐮? 📉💰 Even as home values in Victoria decline, the average loan size has jumped by $15,000 in the past year! 🔍 According to the Australian Bureau of Statistics, owner-occupier loans averaged $604,343 as of June 2024, up from $589,073 a year ago. 📊𝐊𝐞𝐲 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬: - Melbourne's median dwelling price fell 0.82% to $803,000. - The rest of Victoria saw a 1.54% drop to a median of $587,000. - Despite higher interest rates, investors continue to pour money into residential property, though first-home buyers are feeling the squeeze. 💡𝐖𝐡𝐚𝐭’𝐬 𝐃𝐫𝐢𝐯𝐢𝐧𝐠 𝐓𝐡𝐢𝐬? - High interest rates and new land taxes are causing many investors to exit the market, creating an oversupply of units and townhouses. - This shift is causing a rise in average loan values even as property prices fall. Curious how these trends affect your property journey? Let’s explore the best strategies for you in this dynamic market! 📞 👉 ʀᴇᴀᴅʏ ᴛᴏ ɴᴀᴠɪɢᴀᴛᴇ ᴛʜᴇ ᴄʜᴀɴɢɪɴɢ ᴍᴀʀᴋᴇᴛ? ᴄᴏɴᴛᴀᴄᴛ ᴜs ᴛᴏᴅᴀʏ ᴛᴏ ғɪɴᴅ ʏᴏᴜʀ ᴘᴇʀғᴇᴄᴛ ᴘʀᴏᴘᴇʀᴛʏ ғɪᴛ! ☎️ 𝟬𝟰𝟭𝟱 𝟲𝟰𝟱 𝟰𝟳𝟳 ✉️ 𝘄𝗲𝗮𝗹𝘁𝗵@𝗯𝗿𝗮𝘆𝗲𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆.𝗰𝗼𝗺.𝗮𝘂 🌐 𝘄𝘄𝘄.𝗯𝗿𝗮𝘆𝗲𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆.𝗰𝗼𝗺.𝗮𝘂 #propertytrends #victoriarealestate #homeloans #BrayePropertyBuyersAgency #investmenttips #realestatemarket #homebuyers #SmartInvesting

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Borrowing up 19.4% since early 2023. Mortgage activity is continuing to go from strength to strength, with consumers signing up for $27.64 billion of new home loans in March, according to the latest data from the Australian Bureau of Statistics. That was not only 3.1% higher than the month before, it was also 19.4% higher than the bottom of the current cycle, in January 2023. During that time, the size of the average owner-occupier loan has increased by only 1.1%, to $608,000. So that suggests this large increase in borrowing is being driven mainly by an increase in the number of new loans, rather than an increase in the size of those loans. That, in turn, tells you there are a lot more active buyers in the market, which is why prices are rising in many parts of Australia. #buyersagent

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𝐈𝐂𝐘𝐌𝐈 – 𝐍𝐄𝐖𝐂𝐀𝐒𝐓𝐋𝐄 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐘 𝐌𝐀𝐑𝐊𝐄𝐓 𝐔𝐏𝐃𝐀𝐓𝐄 𝐟𝐨𝐫 𝐉𝐔𝐍𝐄 The Newcastle market continues to be tough for buyers. Listings remain low and buyer demand in the middle market bands is resolute. It is no surprise therefore that some of the latest Corelogic data shows that the Newcastle-Maitland market continues to rebound. Some highlights: 🏚 Corelogic shows a median price now of $820,007.  📈 Values have risen 2.7% in the past quarter and rents 3.1% in the same period.  ✅ If this pace continues this could lead to a >10% increase in values over the coming 12 months ⛵ Lake Macquarie continues to be a hot destination for Sydney-siders selling up and moving 🌄 Regional towns of Cessnock and Maitland also continue to be attractive for inter-region migration ♨ Cardiff and West Wallsend are some of the more in-demand suburbs right now – both suburbs have a median of around $750k. Buyers are likely seeing greater value for money in these types of suburbs. 💵 Units in Kurri Kurri and Cessnock are the most affordable 🏖 The boutique beachside and lakeside suburbs of Merewether and Valentine respectively recorded the highest recent sales. #buyersagent #newcastlenw #lakemacquarie Click below to read more: https://lnkd.in/gvyzeAd6

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BUY BETTER WITH BUYERS BUTLER! Servicing Adelaide & surrounds I'm a licensed buyer's agent 0452 673 835 [email protected] #meetaatbuyersbutler #adelaidebuyersagent #propertynegotiationexperts #propertyinvestors #investmentproperty #realestateinvestor #firsthomebuyers Mistakes by Property Buyers- 1.Not doing enough research on location 2. Paying higher for a property due to fear of losing on properties 3. Waiting for the Perfect Time 4. Chasing the Lowest Interest Rate 5. Making Emotion-Driven Decisions 6. Shopping around from experts but still waiting to get the right property 7. Not hiring experts e.g Buyers Agent, Property Advisers

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🌟 Sunshine Coast Real Estate Mini Market Update! 🏡 When making an offer in today’s hot market, remember: keep your terms short and sharp. ✨ Let’s navigate this together! Contact Ocean Buyers Agency: Your Key to the Sunshine Coast. #realestate #homebuyers #propertyinvestment #OceanBuyersAgency

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𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐇𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬 𝐆𝐚𝐢𝐧 $𝟓𝟗𝐊 𝐖𝐞𝐚𝐥𝐭𝐡 𝐁𝐨𝐨𝐬𝐭 𝐢𝐧 𝐅𝐘𝟐𝟒! Australian dwelling values have 𝘀𝗼𝗮𝗿𝗲𝗱 𝗯𝘆 𝟴.𝟬% 𝗮𝗰𝗿𝗼𝘀𝘀 𝗙𝗬𝟮𝟬𝟮𝟯-𝟮𝟰, adding a remarkable $𝟱𝟵,𝟬𝟬𝟬 to the median home value, now sitting at $𝟳𝟵𝟰,𝟬𝟬𝟬. 𝐉𝐮𝐧𝐞 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭𝐬: - Dwelling values increased by 0.7%, contributing to a steady 0.5% to 0.8% monthly rise since February. - Despite high rates and cost of living pressures, tight supply levels are driving values up. 𝐂𝐢𝐭𝐲 & 𝐑𝐞𝐠𝐢𝐨𝐧𝐚𝐥 𝐏𝐞𝐫𝐟𝐨𝐫𝐦𝐚𝐧𝐜𝐞: - Perth leads the charge with a 2.0% rise in June, marking a 23.6% annual increase. - Adelaide (1.7% in June, 15.4% annually) and Brisbane (1.2% in June, 15.8% annually) also shine brightly. - Regional WA sees a 1.5% rise in June, with a 16.6% annual increase. - Melbourne and regional Victoria saw slight declines in June, but most regions are trending higher. 𝐌𝐚𝐫𝐤𝐞𝐭 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬: - Strong demand, driven by interstate migration, particularly in WA and Queensland. - Severe shortages in listings in Perth, Adelaide, and Brisbane indicate high demand. For property buyers and investors, the resilience and growth of the housing market present exciting opportunities despite challenges. Don't miss out on these trends! #propertymarket #investmentopportunity #AustralianRealEstate #WealthBoost #homebuyers #realestatetrends #BrayePropertyBuyersAgency #corelogicdata

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Interest rates are a crucial aspect of car financing, as they determine the cost of borrowing money for your vehicle purchase. In Gold Coast, as in any other region, interest rates can vary based on several factors: Credit Score: Your credit score plays a significant role in the interest rate you'll be offered. Generally, the higher your credit score, the lower the interest rate you can secure. Lenders see borrowers with higher credit scores as less risky, so they offer them lower interest rates. Loan Term: The length of your loan term also affects the interest rate. Shorter loan terms typically come with lower interest rates but higher monthly payments, while longer terms have higher interest rates but lower monthly payments. It's essential to consider the overall cost of the loan over its duration. Down Payment: Making a larger down payment can often result in a lower interest rate. A substantial down payment reduces the amount you need to borrow, which makes you less risky to lenders and may qualify you for a lower rate. Market Conditions: Economic factors and market conditions can influence interest rates. For example, during times of economic stability or low inflation, interest rates may be lower. Conversely, during times of economic uncertainty or inflationary pressure, interest rates may rise. Lender Policies: Different lenders have varying policies and criteria for determining interest rates. Shopping around and comparing offers from multiple lenders can help you find the most competitive rate for your situation. Negotiation: Don't hesitate to negotiate the interest rate with the lender or dealership. If you have a strong credit history and can demonstrate your ability to repay the loan, you may be able to negotiate a lower rate. Negotiating with a car dealership on a new car can be daunting. Your Auto Agency can do this for you, and save you money at the same time. Call Kyle today to find out more - 0423 703 417 #CarBroker #GoldCoast #CarFinanceGoldCoast #AutoLoanTips #CarBuyingAdvice #InterestRate #FinancialWellness #SmartCarBuying #BrokerGuidance

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