🎄Season's greetings and happy holidays! ⛱ Thank you for all your support throughout 2024! Wishing you a wonderful Christmas and New Years holiday break 🙌 We hope we helped make your mortgage and finances a little easier to stay on top of throughout the year! 😁 Here's hoping for a few rate cuts in 2025! 😅 From the team @ South Sydney Advisory
South Sydney Advisory
Financial Services
Cronulla, New South Wales 111 followers
Helping you finance your future
About us
Originally offering consultancy services to a small collection of clients in the fresh fruit and vegetable industry. Jack and the team at South Sydney Advisory now offers financial solutions to consumers as finance broker/s. They continue to offer new and existing individuals and businesses solutions to problems they encounter in this ever changing economic environment. Whether it be utilising the inhouse services offered at South Sydney Advisory, or referring clients to a large array of industry professionals that can assist, Jack and the team pride themselves on client outcomes and satisfaction. Feel free to contact Jack or the team at South Sydney Advisory on 02 9158 7888 to see what they can assist you with today.
- Website
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www.southsydneyadvisory.com
External link for South Sydney Advisory
- Industry
- Financial Services
- Company size
- 2-10 employees
- Headquarters
- Cronulla, New South Wales
- Type
- Privately Held
- Founded
- 2019
Locations
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Primary
17 Surf Rd
7
Cronulla, New South Wales 2230, AU
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40 Cawarra Rd
3
Caringbah, New South Wales 2229, AU
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14 Ashtan Pl
6
Banyo, Queensland 4014, AU
Employees at South Sydney Advisory
Updates
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🙌 Home buyers shift strategies, more go solo 🙌 A whopping 40% of first home buyers purchased a property on their own in the first six months of 2024, according to CommBank data. How did they do it? 🤔 Well, apparently 45% of first home buyers are now using government-funded guarantees to get into the market. That means tapping into initiatives like the First Home Guarantee, which requires just a 5% deposit and no lenders mortgage insurance. Or 2% for single parents. Contact us today to find out how you could get into a place of your own sooner. 👇 To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw
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🤔 What’s the deal with negative gearing? 🤔 Negative gearing was back in the headlines again recently but what’s it all about? ‘Gearing’ simply means borrowing to invest. 🏡 ‘Negative gearing’ is where the costs of owning the property, such as loan interest, council rates, insurance and so on, exceed the rental income the property generates. The investor then claims a loss on the property via their tax return (even though the property’s value, aka capital gains, might have increased during that period). The advantage of negative gearing is that this loss can be offset against other income including your regular wage or salary. The end result is the potential to save on your annual tax bill. 📉 Interested in finding out more about buying an investment property? Talk to us about an investment loan to help get you started. 👇 To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw
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🏡 Struggling to buy your first home? 🏡 Did you know 1-in-3 first home buyers get government support to buy their first home? (Housing Australia stats). They're supported by the federal government’s Home Guarantee Scheme (HGS) - which allows first home buyers to purchase a home with just a 5% deposit and not pay lenders mortgage insurance (LMI). Last financial year, the scheme helped more than 40,000 first home owners enjoy a place of their own. Contact us today to find out if you’re eligible for the scheme to get started with a 5% deposit. 👇 To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw
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🤔 Fixed rates are down. Will variable be next? 🤔 A number of lenders recently cut their fixed rates - by more than half a percent in some cases, according to Mozo. Why does that matter? Fixed rates can signal where lenders see interest rates are heading. 📉 Already, our big banks are expecting rate cuts between now and mid-2025. And right now though, some lenders' fixed rate home loans are lower than their variable rate options. Not comfortable fully locking in your home loan rate? 😅 Talk to us about splitting between fixed and variable rates - it can give you the benefits of both. To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw
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🏡 Can’t afford to buy in your preferred area? 🏡 It could be time to consider a ‘dupe’ suburb. These are locations close to more expensive areas that let you enjoy the same lifestyle without the high price tag. 👍 Even better, gentrification tends to spread. So today’s dupe could be tomorrow’s property hotspot. 🙌 How to pick a dupe? Look for postcodes close to suburbs that have seen big gains in house prices or recent development. Better yet, PropTrack has a handy interactive property price tool that reveals the most expensive and affordable pockets in each suburb across the country. DM or contact us and we'll send you a direct link to it. 👇 To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw
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🙌 4 ways to save up a deposit sooner 🙌 It takes 5.6 years on average to save a 20% deposit, according to recent PropTrack data. But why wait that long if you don't need to? Here are 4 ways you could save up a deposit sooner. ✅ Pay LMI: some lenders accept a 5% deposit if you pay lenders mortgage insurance (LMI). ✅ Get a guarantor: can a close relative guarantee your loan? It could let you buy with a 5% deposit and no LMI. ✅ The First Home Guarantee scheme: the government guarantees your loan, so you can buy with a 5% deposit and zero LMI. ✅ Use your super account: fast-track your savings by making use of the First Home Super Saver Scheme. Call us to know which pathway could work for you. 👇 To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw
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🤳 TikTok vs talking to your broker 🤳 TikTok and Instagram Reels are fun, fast and free. But if you’re looking for help with your home loan it's important not to just take information you discover during a random scroll as gospel. Try to stick with posts from a licensed Australian mortgage broker. 👍 We have strict rules to follow on social media. But you obviously can't control what's fed to you by the algorithms. So if you do come across financial content created by people based outside Australia, just know that in many countries the rules are far less rigid, different, or non-existent at all. If you're ever in doubt about what you've seen, pick up the phone and give us a call. Sure, we’d (probably) lose in a dance-off against your average TikTok creator. 😅 But we can provide you with home loan information tailored to your situation. 👇 To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw
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🤔 Is now a good time to buy? 🤔 One-in-three people don't think so, according to PropTrack research (which means about two-in-three do). 😅 If you're in that one-in-three group: rest assured it’s natural to have doubts - a home is a big commitment after all. But uncertainty can mean sitting on the fence much longer than you need to. And the longer you delay, the more house prices may rise. 📈 So how do you know when's the ‘right’ time to buy? The short answer is: it's when you’re ready to do so. Call us today to find out if you’re home loan-ready - finding out might just give you that extra confidence you need to take the leap. 👇 To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw
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💪 First home owners rewarded with capital gains 💪 If you’ve purchased a first home recently, you could already be ahead in the capital growth stakes. First home buyers often target the more affordable end of the market. And CoreLogic says the cheapest 25% of the market saw price growth of 2.7% in the 3-month period to August. 📈 By comparison, the top 25% saw gains of just 0.3%. It goes to show that the sacrifices of saving for a first home can be well rewarded. Talk to us today about loan options that can get you started in the market. 👇 To find out more, DM us or contact South Sydney Advisory on: ☎️ – 02 9158 7888 💻 – [email protected] #southsydneyadvisory #brokersworkforyou #southsydney #southsydneyrealestate #southsydneyproperty #cronulla #cronullaproperty #cronullarealestate #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw