realestateyourway.com.au

How it works Real Estate Your Way, a wholly Australian-owned private business, has over a decade of industry experience and a leadership and support team of seasoned professionals. Independently operated, we offer free property listings for sales and rentals across diverse categories, including residential, land, commercial, and rural, along with access to ancillary services like home loans and building inspections. #realestateyourway #reyw #realestate #realestateaustralia #sellyourproperty #propertylistings #propertyinvestor #propertyinvestment #australianowned

Sydney has emerged as Australia’s retail powerhouse, while office markets across the country continue to face challenges in the post-pandemic environment, according to new research. Ray White Head of Research, Vanessa Rader, said Sydney’s CBD retail sector is performing exceptionally well, with vacancy rates at just 5.4 per cent in prime areas. Read on:

Commercial properties leased to established charities are emerging as highly sought-after investments, driven by their secure income streams and connection to the growing charity retail sector. Burgess Rawson’s Shaun Venables said investors are increasingly recognising the value proposition of charity-tenanted properties. “Charity-backed assets offer low overheads and high trustworthiness,” Mr Venables said. “These stores are becoming thriving retail hubs, offering investors access to a proven asset class amid growing interest in vintage and collectable items.” Read on:

The latest crane count reveals a significant shift in Australia’s construction sector, with commercial and infrastructure projects reaching record levels while residential development declines. According to Ray White, the RLB bi-annual crane count for Q3 shows non-residential construction at its highest level since records began in 2015. “The non-residential sector has demonstrated robust growth, with an increase of 34 cranes over the past six months, bringing the total to 370,” Ray White said. Read on:

Managing car loan repayments can be a challenge, but there are several things you can do to make them more practical. Especially if your household budget is tight. Understanding your options can help you make better decisions about your car loan and potentially save money in the long run. Here are six ways to reduce your car loan repayments: Extend your loan term While most car loans typically run for three to five years, extending beyond this can lower your monthly repayments. This approach spreads the principal amount over a longer term, resulting in smaller regular payments. However, be aware that a longer term means paying more interest over the life of the loan. Always calculate the total cost before extending your term. Read on:

RBA UPDATE | Effective December 11, 2024 There will be no relief for borrowers as they enter the holiday period, with the Reserve Bank of Australia (RBA) opting to keep the official cash rate steady at 4.35% during its final monetary policy meeting of 2024. The decision aligns with market expectations, marking the ninth consecutive time the central bank has kept the cash rate unchanged where it has remained for over a year since the cash rate last moved (November 2023). Key Media reported that although inflation is easing, the central bank remains cautious about acting prematurely. The cash rate has been a key focus for borrowers, businesses, and mortgage brokers, as higher rates continue to weigh on household budgets and borrowing costs. Yet some experts aren’t expecting a rate drop until May 2025. Meanwhile, PropTrack data recently revealed that a median-income household earning over $112,000 per year can now afford just 14% of homes nationwide, compared to 43% three years ago. Data from the MFAA reveals that brokers are writing more than seven out of ten home loans (74.6%), with refinancing emerging as a key driver of growth in the current economic environment. Mortgage brokers offer access to a broad panel of lenders, expert guidance, time-saving convenience, and ongoing support, making them a preferred choice over dealing directly with lenders. If you would like to understand more about your options as a borrower, get in touch with a mortgage broker today. #RBA #december #onhold #interestrates #housing #property #insights #mortgagebrokers #REYW #realestateyourway #realestate

Your credit score is an important factor that lenders look at when evaluating your car loan application. Banks use this number to assess your creditworthiness, and it can significantly impact your ability to secure good financing terms. In certain situations, it could even mean your application gets turned down. Here’s five ways your credit score influences a car loan: Loan approval chances Your credit score serves as the number one indicator of your creditworthiness. Lenders use this score to assess your risk level as a borrower and determine the likelihood that you’ll default. A higher credit score typically increases your chances of loan approval, while a lower score might result in rejection. However, lenders also consider other factors like savings and debt-to-income ratio when making their decision. Read on:

When you’re looking at finance for an investment property, lenders will carefully assess several risk factors with the help of professional valuations. Lenders want to know that their money is safe, and that the property is a good investment. Understanding these factors is important for property investors as they directly impact your borrowing capacity. However, this knowledge can also help investors consider if they’re making a wise investment decision. Location quality Location remains critical in a property valuation. Real estate in highly desired locations close to key amenities such as employment hubs, public transportation and quality education receive better valuations, in the same way buyers are attracted to these locations. Strategic location choices can significantly boost your chances of loan approval and at the same time will go a long way to a success investment. Read on:

For many Australians, the path to property ownership begins with buying a home to live in. However, purchasing an investment property first – known as ‘rentvesting’ – can be a smarter financial strategy. With the rising costs of home prices in many of the major capital cities, considering creative ways to enter the market is more important than ever. The power of good debt vs. bad debt Investment properties represent ‘good debt’ because they generate income through rent, provide tax deductions and typically increase in value beyond their costs. This is unlike owner-occupied homes, which create ‘bad debt’ by draining resources without producing income. Due to this, investment properties can improve your financial position and borrowing capacity. Read on:

The property investment landscape in Australia is experiencing a significant shift, as Queensland approaches Victoria’s position as the second-largest investor market in the country. New data from Money.com.au reveals Queensland has captured 23 per cent of all investor loans in the past year – nearly matching Victoria’s 23.3 per cent share – and showing remarkable growth from its previous position. Queensland’s investment appeal is evidenced by a 14 per cent year-on-year increase in average investor loans. This figure now sits at $560,104, significantly outpacing Victoria’s modest 5.3 per cent growth to $563,632. Money.com.au’s Research & Data Expert, Peter Drennan, said the shift is inevitable. “There were 48,531 investor loans issued in Queensland, just shy of the 48,812 loans issued in Victoria, and the odds are that these numbers will flip next month and put the Sunshine State ahead,” Mr Drennan said. Read on: