Prince Capital Solutions

Considering refinancing your home loan? Here are a few things to think about: - The amount of equity you have in the property 🏠 - Your reason for wanting to refinance 💭 - The costs of refinancing 💲 - Current interest rates % Contact us to discuss whether refinancing is a good option for you. #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

This will vary person to person. A good place to start is to: - Find a finance broker you click with. - Talk to them about your plans. Each lender has different policies, and while not everyone will qualify everywhere, we’ll be able to guide you to which lenders you have the best chance with. Getting in touch with us sooner, rather than later, also means we can help you create the best impression with the lender - this preparation will ideally start months before you apply. #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

We agree. To us, getting on the property ladder, building wealth through investing, and becoming financially fit has nothing to do with acquiring more 'stuff' and everything to do with freedom. Freedom to spend time with the people you love and do the things you most enjoy - which we're guessing isn't about being chained to work! ⠀ What do you think? #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

Buy Now, Pay Later (BNPL) seems like a slippery slope to living pay check to pay check. If you struggle with cash flow, chances are a good budgeting tool will be more useful to you than relying on BNPL services. What do you think, is it time to give up BNPL? #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

There's a lot of noise about the perks of refinancing your home loan. And yes, it could save you big time. But a word of caution: make sure you consider all the costs of switching home loans, like exit fees, application fees, and any opportunity cost of doing without key features. You also want to make sure that the product you end up with serves your best interests now and for the long term. This is why when we refinance our clients' home loans, we make an assessment against all their needs, not just at what might seem 'the cheapest' on first glance. Who's refinanced their loan recently? Who is thinking about it? Who is happy with their current home loan? #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

Is a fixed interest rate right for you? A fixed interest rate provides peace of mind with predictable monthly mortgage payments, but comes with the potential drawback of paying a higher rate if interest rates fall. Contact us to weigh the pros and cons and make an informed decision on the best mortgage for your needs. #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

It's official! When it comes to securing a home loan, 75% of Australians choose a mortgage broker to help them make it happen. If you're ready to buy - whether it's your first or forever home - get in touch to start the conversation. #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

What do Sydney, Hong Kong, San Francisco, Singapore, and Vancouver have in common? They're all at the top of the list for most unaffordable cities in the world (according to research from the Committee for Sydney). In Sydney, the median property price is 13.3 times the median income, and a third of renters are experiencing housing stress. For first home buyers, it's not all doom and gloom, though. Where there's a will, there's a way! No matter where you're wanting to buy in Australia, we can help. We often work with people months out from buying their first home, helping them define their goals, formulate a strategy, and set themselves up for a successful home loan application. Get in touch to start the process. #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

The Australian property market is proving to be extremely robust. And the home loan market is as competitive as ever, with lenders working hard to win your business. This means there's never been a better time to get a second opinion. We research home loans for a living - so you don't have to! #princecapital #sydney #finance #sydneybusiness #sydneyrealestate

One of the best parts of our job is helping you get the most out of your home loan and to keep the banks honest. It's our job to: -Suggest a loan product for you -Negotiate with your bank to try get a better deal -Help you decide if it's time to move on (to another lender) Home loan land is an ever-changing landscape. And good news is it's our job to stay up-to-date with what's on offer. Get in touch for a health check on your loan. We can't make any promises until we've looked at your specific situation, but we routinely help people save on their existing home loans. It's all about getting you a better deal.⠀ #princecapital #sydney #finance #sydneybusiness #sydneyrealestate