PINNACLE FINANCE SOLUTIONS PTY LTD

🗞📰 𝗛𝗮𝘃𝗲 𝘆𝗼𝘂 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝗱 𝗿𝗲𝗰𝗲𝗻𝘁𝗹𝘆? 𝗜𝘁 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘁𝗶𝗺𝗲 𝘁𝗵𝗶𝘀 𝘀𝘂𝗺𝗺𝗲𝗿 𝗯𝗿𝗲𝗮𝗸 📰🗞⁣⁣⁣⁣⁣⁣ ⁣⁣ If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research shows it could be time to try again – especially if you want to start 2025 off on the right foot. 🙌⁣ ⁣ https://lnkd.in/geHbb-TX

🏡 Struggling to buy your first home? 🏡⁣ ⁣ Did you know 1-in-3 first home buyers get government support to buy their first home? (Housing Australia stats).⁣ ⁣ They're supported by the federal government’s Home Guarantee Scheme (HGS) - which allows first home buyers to purchase a home with just a 5% deposit and not pay lenders mortgage insurance (LMI).⁣ ⁣ Last financial year, the scheme helped more than 40,000 first home owners enjoy a place of their own.⁣ ⁣ Contact us today to find out if you’re eligible for the scheme to get started with a 5% deposit. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – [email protected] #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker 

🤔 Fixed rates are down. Will variable be next? 🤔⁣ ⁣ A number of lenders recently cut their fixed rates - by more than half a percent in some cases, according to Mozo.⁣ ⁣ Why does that matter?⁣ ⁣ Fixed rates can signal where lenders see interest rates are heading. 📉⁣ ⁣ Already, our big banks are expecting rate cuts between now and mid-2025.⁣ ⁣ And right now though, some lenders' fixed rate home loans are lower than their variable rate options.⁣ ⁣ Not comfortable fully locking in your home loan rate? 😅⁣ ⁣ Talk to us about splitting between fixed and variable rates - it can give you the benefits of both.⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – [email protected] #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker

🗞📰 𝗛𝗼𝘄 𝗱𝗶𝗱 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗿𝗶𝗰𝗲𝘀 𝗴𝗼 𝗶𝗻 𝟮𝟬𝟮𝟰? 𝗔𝗻𝗱 𝘄𝗵𝗮𝘁’𝘀 𝘁𝗶𝗽𝗽𝗲𝗱 𝗳𝗼𝗿 𝟮𝟬𝟮𝟱? 📰🗞⁣⁣⁣⁣⁣⁣ ⁣⁣ As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and what’s being tipped for 2025. 🏡⁣ ⁣ https://lnkd.in/givudwhC

🏡 Can’t afford to buy in your preferred area? 🏡⁣ ⁣ It could be time to consider a ‘dupe’ suburb.⁣ ⁣ These are locations close to more expensive areas that let you enjoy the same lifestyle without the high price tag. 👍⁣ ⁣ Even better, gentrification tends to spread. ⁣ ⁣ So today’s dupe could be tomorrow’s property hotspot. 🙌⁣ ⁣ How to pick a dupe?⁣ ⁣ Look for postcodes close to suburbs that have seen big gains in house prices or recent development. ⁣ ⁣ Better yet, PropTrack has a handy interactive property price tool that reveals the most expensive and affordable pockets in each suburb across the country.⁣ ⁣ DM or contact us and we'll send you a direct link to it. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – [email protected] #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker

🙌 4 ways to save up a deposit sooner 🙌⁣ ⁣ It takes 5.6 years on average to save a 20% deposit, according to recent PropTrack data.⁣ ⁣ But why wait that long if you don't need to? Here are 4 ways you could save up a deposit sooner.⁣ ⁣ ✅ Pay LMI: some lenders accept a 5% deposit if you pay lenders mortgage insurance (LMI).⁣ ✅ Get a guarantor: can a close relative guarantee your loan? It could let you buy with a 5% deposit and no LMI.⁣ ✅ The First Home Guarantee scheme: the government guarantees your loan, so you can buy with a 5% deposit and zero LMI.⁣ ✅ Use your super account: fast-track your savings by making use of the First Home Super Saver Scheme.⁣ ⁣ Call us to know which pathway could work for you. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – [email protected] #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker

🗞📰 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗹𝗶𝗱𝗮𝘆 𝗵𝗼𝗺𝗲? 𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝘁𝗼 𝘄𝗲𝗶𝗴𝗵 𝘂𝗽 📰🗞⁣⁣⁣⁣⁣⁣ ⁣⁣ The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a holiday home. Is it a good idea? And can a weekender still stack up financially? 🏖⁣ ⁣ https://lnkd.in/g9XYwsrR

🤔 Is now a good time to buy? 🤔⁣ ⁣ One-in-three people don't think so, according to PropTrack research (which means about two-in-three do). 😅⁣ ⁣ If you're in that one-in-three group: rest assured it’s natural to have doubts - a home is a big commitment after all.⁣ ⁣ But uncertainty can mean sitting on the fence much longer than you need to.⁣ ⁣ And the longer you delay, the more house prices may rise. 📈⁣ ⁣ So how do you know when's the ‘right’ time to buy?⁣ ⁣ The short answer is: it's when you’re ready to do so.⁣ ⁣ Call us today to find out if you’re home loan-ready - finding out might just give you that extra confidence you need to take the leap. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – [email protected] #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker

🗞📰 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗶𝗻𝘀𝘁𝗮𝗹𝗹𝗶𝗻𝗴 𝗮 𝘀𝘄𝗶𝗺𝗺𝗶𝗻𝗴 𝗽𝗼𝗼𝗹 𝗳𝗼𝗿 𝘀𝘂𝗺𝗺𝗲𝗿? 📰🗞⁣⁣⁣⁣⁣⁣ ⁣⁣ There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a pool can be affordable, but will it add value to your property? 🏊♀️⁣ ⁣ https://lnkd.in/gvqT2RWm

💪 First home owners rewarded with capital gains 💪⁣ ⁣ If you’ve purchased a first home recently, you could already be ahead in the capital growth stakes.⁣ ⁣ First home buyers often target the more affordable end of the market.⁣ ⁣ And CoreLogic says the cheapest 25% of the market saw price growth of 2.7% in the 3-month period to August. 📈⁣ ⁣ By comparison, the top 25% saw gains of just 0.3%.⁣ ⁣ It goes to show that the sacrifices of saving for a first home can be well rewarded.⁣ ⁣ Talk to us today about loan options that can get you started in the market. 👇⁣ ⁣ To find out more, DM us or contact Pinnacle Finance Solutions on: ☎️ – 0451 993 887 💻 – [email protected] #pinnaclefinancesolutions #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #cranbournenorth #cranbournenorthproperty #cranbournenorthrealestate #melbourne #melbournefinance #melbournemortgagebroker #melbournehomeloans #melbournerealestate #melbourneproperty #victoria #victoriaproperty #victoriarealestate #victoriabroker