Lomonti Finance

First off, let us point out these ideas might not make sense for your unique situation. For tailored guidance, reach out to us for a no strings chat. In the meantime, to give you some inspiration, here are five smart ways you can pay off your mortgage faster: – Switch to fortnightly payments – Refinance to a lower rate – Pay extra when possible – Avoid unnecessary fees – Use an offset account https://lomonti.au +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

In the current economic climate, refinancing your mortgage might seem like a smart move. But is it right for you? It's so important to look beyond the surface and understand how refinancing fits into your overall financial picture. For example, are you planning to renovate, or buy an investment property? Perhaps you'd like to upgrade to your forever home in a few years? What you do now can impact how far you go towards reaching your goals later on. We're here to help you weigh the pros and cons, providing you with the insight you need to decide if refinancing aligns with your long-term financial goals. Get in touch and we'll help you consider your options thoughtfully. https://lomonti.au +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

Nothing beats the security of owning your own home. We help you navigate the finance maze so you can focus on what's most important. https://lomonti.au +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

Ready to own a home but not sure where to start? It’s as easy as 1-2-3 with the right guidance. Step 1 – Plan: work out how much you can borrow, what deposit you'll need and get pre-approval. Step 2 – Apply: Secure a home loan that will service your best interests. Step 3 – Enjoy: Settle in and start building equity in your dream home. Want to fast-track this process? We’ll handle the details so you can focus on finding the perfect place. Let’s make it happen. https://lomonti.au +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

How your loans are structured is more important than any single feature – yes, even the interest rate. Any broker can source the 'cheapest' loan, but it takes real expertise to structure your loan, or loans, in a way that supports your overarching strategy. - Do you want to buy an investment property down the track? - Are there businesses or family trusts to consider? - Is it more important to maximise cash flow, or pay down the loan ASAP? Get in touch if you'd like to understand what we can help you achieve. https://bit.ly/3uYqMkZ +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

Looking to buy property? Buyer's advocates are becoming more widely used than ever. A buyer’s advocate is a real estate professional who will find out what you want in a property and do a lot of the legwork for you in the searching, inspecting, negotiating and purchasing phases. They can save you time (and money) by providing you a shortlist of properties and attending inspections and auctions on your behalf. They may even find you an off-market hidden gem.  Get in touch if you'd like our recommendations for an incredible buyer's advocate with sharp insight into the area you're looking to buy. https://bit.ly/3uYqMkZ +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

Take the plunge into your finances – look at that credit card bill, check your savings, or stare down your home loan interest rate. Burying your head in the sand? Not an option. Yep, it's a little like opening Pandora's box, but navigating your financial journey beats floating without direction. Ready to tackle debt, grow your savings, or leverage your home's equity? Your time starts now! https://bit.ly/3uYqMkZ +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

Ever wondered why interest rates make headlines? The interest rate on your mortgage isn't just a number – it determines how much your property really ends up costing you. In a fluctuating market, keeping an eye on interest rates helps you make informed decisions and ensures your mortgage remains competitive. Curious about your current rate? Let’s review it together to work out if it's serving your best interests. https://bit.ly/3uYqMkZ +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

1.1%. This is the current rental vacancy rate (as per research from PropTrack Market Insight Report). And why this number is so significant is that it's the lowest it's been since 2018. A small number suggesting a big reason to: A) Buy your own home, and/or: B) Build your investment property portfolio If you have plans to climb the property ladder in 2024, get in touch to find out your next steps. https://bit.ly/3uYqMkZ +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast

Most loans go through a mortgage broker these days, because most lending scenarios aren't as straightforward as they used to be. That, and the fact people want: – Choice – Flexibility – Expertise – Someone working in their interests, not the bank's! If you went through a broker for your loan, tell us: what made you choose them? https://bit.ly/3uYqMkZ +61 487 360 230 https://lnkd.in/g5wkQ__z #lomonti #locationmoneytime #mortgagebroker #homeloans #qld #sunshinecoast #brisbane #goldcoast