Loanscope

Your property could have multiple valuations AND they can vary by tens of thousands of dollars! If you're refinancing, investing, or selling, you’ll need a valuation of your property. But here's the kicker: going straight to your current bank for a valuation could mean leaving money on the table. (Plus, they will charge you and we can get valuations done for you for free) At Loanscope, we help our clients get the most for their property by obtaining multiple valuations from different lenders.  Take one of our recent success stories: ·      4 different valuations for the same property: $680K to $738K ·      We secured the $725K valuation needed to refinance ·      Result? A HUGE rate drop from 8.64% to 6.18%, saving $14,268 annually in interest! Don’t settle for one valuation. Learn how to get the most from your property. Check out our latest blog https://lnkd.in/gpUnA-BY

RBA holds rates steady, but is a cut on the horizon? As expected, the RBA held the rates this week. But there's growing speculation that a rate cut could happen as early as February. And let's face it, we could all use some relief. The housing market is feeling it, with prices dipping by 0.4% in Sydney and 0.5% in Melbourne. The positive news is inflation is easing and moving closer to the target range which if continues to improve at this pace, should lead to a rate cut is likely in the first half of 2025. Now is the perfect time to assess your financial position. Whether you're consider refinancing, planning to buy or sell, our team is here to support you Reach out today to discuss your options. 

LMI Waivers for Doctors Could Save You Thousands Did you know many lenders offer LMI (Lenders Mortgage Insurance) exemptions for medical professionals seeking a home loan? This perk could help you save thousands of dollars when purchasing your next property. We've broken down everything you need to know about LMI waivers for doctors in our latest blog. Don't miss out on this game-changing benefit! https://lnkd.in/gxvj2XVH

There's a surprising power in having too many options. Let's face it, navigating home loans can feel overwhelming. What with the multiple lenders, rates, loan options, concessions, LVR, LMI, and on and on. But having too many options works in your favour when you have a Mortgage Broker to walk you through it. From evaluating your current financial situation to negotiating the best deal - a mortgage broker handles it all. And it costs you nothing... zero... zilch. https://lnkd.in/giGVYEPK

Are you taking advantage of the Christmas boom? In Melbourne, we're witnessing the highest amount of houses on the market in more than a decade! With 1,300 properties ready for auction this weekend, it's a strong buyer's market. Making now the perfect time to buy. So if you're sitting on the fence, unsure if now is the right time to buy consider this:  - Vendors may be more open to negotiations so they can sell before Christmas If you buy this coming weekend, you still have time for a 30 day settlement before the end of the year  - It's currently a buyer's market, but potential rate cuts in the New Year will bring more competition  - It's not too late to secure your next property this side of Christmas. In fact, there's three reason right there why you should take action now. For further information get in touch with our mortgage brokers for impartial advice. We'd love to help you purchase an extra special Christmas present this year. 

Well put Harrison. At Loanscope, we’ve never charged a client for our services. That’s because we work differently: we find the right loan for you based on your needs, and the bank pays us a commission for connecting them with your business.

You can save thousands AND lower your monthly mortgage repayments by getting guided in the right direction! How? Every circumstance is unique, and you could, for example, get a marriage breakdown exemption from stamp duty. Learn more about how you could save 1000s on stamp duty and more real-life examples in our latest blog. https://lnkd.in/gCX3BfaQ

How will you cast your vote? Housing is set to influence many Australians in the next election, according to Mortgage Choice's home loan report. The report revealed that:  87% of Australians consider housing to be an important factor in how they vote.  93% of Millenials state it's the key factor in deciding their vote. With stats like these, it's clear most of us will be watching and waiting to hear what the Government has planned for the future housing market. You can learn more about the findings here: https://lnkd.in/g8SyaqJK What about you? Do housing policies affect your decision during elections? 

How will you cast your vote? Housing is set to influence many Australians in the next election, according to Mortgage Choice's home loan report. The report revealed that:  87% of Australians consider housing to be an important factor in how they vote.  93% of Millenials state it's the key factor in deciding their vote. With stats like these, it's clear most of us will be watching and waiting to hear what the Government has planned for the future housing market. You can learn more about the findings here: https://lnkd.in/g8SyaqJK What about you? Do housing policies affect your decision during elections? 

We're big believers that building wealth has nothing to do with being able to buy 'things', and everything to do with freeing up more time - so life doesn't just happen to you. To us, prosperity is about clarity, confidence and choice. Having a clear idea on what's possible, the confidence that all will work out, and the choice to spend your time how you wish. Priceless. What do you think?