Esteemed Financial Services

You may have heard of the very ominous sounding 'mortgage prison'. It's a term that emerged late last year to describe the precarious situation some people may find themselves in where they're unable to refinance their home loan to a more competitive solution. This could be due to the value of their property falling so that their loan to value ratio is too high to secure a refinance. Or perhaps they'd no longer qualify for the home loan in today's climate given interest rates have increased so much, which has reduced borrowing capacity across the board. It could also be that their credit score has dropped after one too many late home loan repayments. Whatever the case, before you apply to refinance your home loan, come speak with us to find out which lender you're likely to qualify with. This will protect your credit score, save you time, and ensure you're not pursuing a refinance option that may not serve your best interests. #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

Taking that first step up the property ladder should feel exciting!! But we get that it can feel insurmountable, and probably more than a little confusing. When we have our first meeting, we'll discuss where you are now, what you want to achieve, and then get to work making a plan to help you get there. Ready to get started? #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

A home loan doesn't have to be forever. If you're keen for an early release, speak to us about how to pay down your loan sooner. By reviewing your loan, and then negotiating on your behalf, we may be able to help you secure a more competitive deal. Get in touch to find out more. #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

🏠💰Investors are snapping up homes 5x faster than owner-occupiers! – Investment loan approvals increased by 15% in the past year – Owner-occupier loan approvals grew by just 3% The housing game is shifting and many first home buyers are struggling to keep up. If you want help to enter the property market, you need an expert in your corner. Reach out today. #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

We think this definition of success is bang on. To us, success has nothing to do with money or accumulating more 'stuff', and everything to do with living a life according to our values. What does success mean to you? #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

Conventional wisdom often proves to be anything but smart, and when it comes to the world of finance there are plenty of questionable ideas floating about that often go unquestioned. We’re big believers that knowledge is power, which is why we love helping people bypass the noise to uncover the best course of action for their specific scenario. After all, what worked for your neighbour's Uncle's boss won't necessarily be the best option for you! #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

Lifestyle-friendly suburbs are taking off! When you're deciding on where to buy, you may want to consider the quality of: - Parkland and leisure - Public transport - Dining and culture - Access to education - Medical facilities A great neighbourhood means different things to different people. Tell us, what does it mean to you? #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

We are all for regular exercise, but remember to get off the treadmill – both the literal and figurative ones occasionally. #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

Looking to buy property? Buyer's advocates are becoming more widely used than ever. A buyer’s advocate is a real estate professional who will find out what you want in a property and do a lot of the legwork for you in the searching, inspecting, negotiating and purchasing phases. They can save you time (and money) by providing you a shortlist of properties and attending inspections and auctions on your behalf. They may even find you an off-market hidden gem.  Get in touch if you'd like our recommendations for an incredible buyer's advocate with sharp insight into the area you're looking to buy. #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco

And home loans aren't (often) approved in a day, either. If you're looking to finance a property purchase, make sure you give yourself plenty of time. Ideally, you'll speak with us months before you need finance. This way, we can make sure everything's lined up to give you the best shot at being approved for your ideal finance solution. Get in touch to get started. #esteemedfinancialservices #esteemedfinancial #perth #perthisok #perthhomes #perthrealestate #perthprofessionals #subiaco