Aspire Planning - It's Your Life

For many of our clients, once they feel their own future is secure, helping their children is a strong value. There are some fantastic strategies and products to deliver this goal. https://lnkd.in/gY3k8vMP

The goal of assisting your children to make a great start in life - its one that most of our clients mention as very important to them. We do help them set up investments vehicles specifically for this purpose. I know its a goal that gives people great pride when they can deliver it to their adult child. https://lnkd.in/gY3k8vMP

We are probably biased but through experience we know that the best plans are very well prepared for many varied situations. Normally we have rehearsed this, by asking our clients how they would react in various circumstances. https://lnkd.in/gY3k8vMP

When approaching retirement, there is generally a transition in focus from simply accumulating, to needing income. Super v Property - its not a black and white answer on which works best, but ensuring that you have sufficient liquidity is vital. https://lnkd.in/gY3k8vMP

It would be nice for mortgage holders to get a little relief this summer. https://lnkd.in/gY3k8vMP

This is definitely one that is misunderstood by many. Even if you are 67 years and don't qualify for an Age Pension, you still might qualify for a Commonwealth Seniors Health Card. Income thresholds are: $99,025 a year if you’re single, $158,440 a year for couples. https://lnkd.in/gY3k8vMP

The potential need for aged care can be an emotionally loaded conversation for all members of a family. Read why an 'early' family meeting is so important and download your family action plan. Action Plan: https://bit.ly/47RfldR

There are upcoming changes to both Aged Care and Home Care rules. If you or a loved one need care soon, it might be worth getting advice to see if moving before the changes take effect could save you money and understand how you will be affected. While there’s still a lot to unpack, here’s a quick overview of what’s planned. https://lnkd.in/gJaaDqCA

Working through the 'risk / reward' trade off with our clients is one of our most important roles. Making informed decisions with clarity means that 'noise' is not an issue. Want to find level of investment risk that helps you feel comfortable, but that also gives you the growth that you need? https://lnkd.in/gj4PjjUW

This article outlines some interesting points about the process if there is no will, if the will is contested and when probate is needed. Get it done! https://lnkd.in/gz3UiHHW