360 Financial Strategists

Thank you for your feedback, Nick! It was our absolute pleasure to help you. "Mish-ificent . If you're in the market for a mortgage broker, then seriously consider Mish at 360. Our journey to homeownership felt like running a marathon with a backpack full of bricks. But then Mish swooped in like a superhero. He answered our endless questions, turned our worries into reassurance, and somehow managed to make all that paperwork seem easier. It really felt like Mish was in our corner. He actually had us laughing through the process and made sure we secured our dream home faster than you can say “pre-approval.” We honestly pulled off a purchase we didn’t think was possible. So, if you want a mortgage broker who knows his stuff and can make the process enjoyable, Mish is your guy. He’s a true gem in the world of finance." #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

The short answer is YES! You don’t necessarily need a massive deposit to secure a home loan. With government incentives, lenders mortgage insurance (LMI), and even LMI waivers for certain professions, you can often get your foot in the door with as little as a 5% deposit. Want to know more about how this might apply to you? Let’s chat! DM us to start the conversation. #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

🏠💰Investors are snapping up homes 5x faster than owner-occupiers! – Investment loan approvals increased by 15% in the past year – Owner-occupier loan approvals grew by just 3% The housing game is shifting and many first home buyers are struggling to keep up. If you want help to enter the property market, you need an expert in your corner. Reach out today. #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

Estate planning is an essential part of a good financial plan 📑 Did you know that without effect estate planning, your estate can lose a significant amount to taxes and fees? Our team can help craft an estate plan that ensures your hard-earned assets are distributed according to your wishes. Don't leave the important things until it's too late - speak to one of our advisers today. #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

There aren't many more months until Christmas, but why not close this year out with a bang – and in your new home? Here’s how we work together: we handle all the paperwork and guide you through the entire mortgage maze, from start to finish. We’re talking strategy, research, loan applications, lender negotiations, liaising with your conveyancer – the works. We save you time, cut the hassle, and give you the peace of mind that comes with knowing a professional has your back. Ready to make it happen? Get in touch and let's explore your options. #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

Happy Birthday to our Associate Financial Adviser, Hannah Freeman! #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

Have you considered how you'd cover your expenses if you suddenly lost your income? A rainy day fund will only get you so far. Income protection insurance can replace some of your income, giving you peace of mind – and the ability to maintain your lifestyle – during uncertain times. Not sure if you need it? Let’s talk through the options and find the right policy for you. Your income is worth protecting. #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

Home loan delinquencies – where borrowers fall behind on their repayments – are set to exceed pandemic levels. We know times are tough, and so it's not all that surprising that more people are struggling to keep up with their mortgages. It's been driven by relatively high interest rates and persistent inflation, placing particular pressure on self-employed people, low-income households and those who are at the upper limits of their borrowing capacity. If your home loan is feeling like a burden, reach out to us and we can explore whether repricing or refinancing your loan could ease the pressure. #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

Ready to own a home but not sure where to start? It’s as easy as 1-2-3 with the right guidance. Step 1 – Plan: work out how much you can borrow, what deposit you'll need and get pre-approval. Step 2 – Apply: Secure a home loan that will service your best interests. Step 3 – Enjoy: Settle in and start building equity in your dream home. Want to fast-track this process? We’ll handle the details so you can focus on finding the perfect place. Let’s make it happen. #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau

Congratulations to our Client Services Officer, April Fontanilla, on reaching her 1-year milestone with us! We appreciate your dedication and hard work. Here's to reaching even greater heights together! #360fs #360financialstrategists #financialplanners #financialadvice #melbourneproperty #melbournerealestate #realestateau