Mahdi Attya

Escalating Healthcare Costs in #UAE: A Call for Balanced Perspectives in iPMI "A key issue identified in our studies is the profit-driven approach adopted by some healthcare providers in the UAE. This approach often leads to an oversupply of diagnostic tests and medications, driven by financial incentives rather than patient needs." Written By Christian Stranzinger, with contributions from Helen Calderini at APRIL International, Christopher Knight at #iPMI Global, iPMI Expert Dr Christopher Percival and Ian Youngman an independent iPMI analyst and author of the report 'The Future of International Private Medical Insurance 2024' https://lnkd.in/eZeqaXQJ

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Excited to share that I will be joining insurance podcast as a guest to discuss health insurance access and affordability. Looking forward to sharing my thoughts and hearing your insights. #medical_insurance #podcast #industry_insights

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The glowing feedback about Dubai’s health sector seems good timing as we enter Mental Health Awareness Week next week. Global institutions such as the OECD and World Bank credited the emirate following its tenth annual report of its Health Accounts System. Dubai was the first city in the region to establish an accounting system in healthcare to improve sector visibility that has led to quality regulatory decisions, they point out. This has been a building block towards comprehensive healthcare. The emirate today has one of the lowest out-of-pocket healthcare expenditures, it said. This is vital for a better corporate coverage and better day-to-day in-and out-patient experiences for employees. Better mental health is one of the next steps in the journey. A recent study from the Asian Journal of Epidemiology found that 57% of UAE residents suffered some form of mental ill-health. Anxiety and depression were the most common. The country has far fewer psychiatric clinics per 100,000 people than other nations in the West or East. But there are help and resources available. I have frequently pointed people in the right direction, whether AES clients or not. If you want to build mental health awareness into your employee wellness programme as you come to renew your group medical insurance, please get in touch. AES Health has a dedicated wellness team led by Ciara Nolan. She would be happy to speak with you, as would I. #dubai #healthcare #mentalhealth

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The Middle Eastern insurance sector is witnessing growth by adopting strategies to overcome current challenges as a vital element in regional economic growth. With the increasing importance of Localisation the reinsurance industry, the sector in the Middle East and North Africa (MENA) is expected to experience significant growth. The future will focus on enhancing financial independence, improving efficiency, and developing innovations that meet the growing market needs. By adopting innovative strategies and overcoming current challenges, the sector can achieve sustainable success and strengthen its role as a vital component in regional economic growth. There are challenges facing the localization of the reinsurance industry, such as political disruptions like regional crises and conflicts that affect market stability and limit the ability of local companies to expand their operations. Additionally, economic fluctuations impact local markets, limiting the ability of reinsurance companies to manage risks effectively. The importance of forming partnerships with international and local reinsurance companies can enhance technical and technological capabilities and promote the exchange of knowledge and expertise. Furthermore, collaboration with government bodies and regulatory authorities is essential to developing regulatory frameworks that support the localization of the industry and facilitate operations. It is crucial to invest in modern technologies such as artificial intelligence and big data analytics to improve operational efficiency and provide innovative insurance solutions. Supporting research projects that focus on developing new products and services tailored to the needs of the local market is also necessary #reinsurance #menaregion #sustainability 👇👇👇👇👇 https://lnkd.in/dXtuGjNu

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With the increasing emphasis on wellness and prevention, health insurance in the UAE is evolving from a reactive model to one that promotes preventive healthcare. Insurers are beginning to reward healthy behaviors and offer more comprehensive wellness programs to reduce long-term healthcare costs. This shift not only helps reduce the burden on healthcare systems but also empowers individuals to take charge of their health. How is your health insurance policy adapting to this trend?

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Through the journey of life, hand in hand, we care for each other every step of the way 🤝 #worldcaringday #Protection #lifeinsurance #MetLifelebanon #fulfillingyourpromise #Askroland

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🚀 Excited to share that I’ll be joining Digital Insurance MENA 2024 as a panelist in Dubai this December 16-17. This event is a premier gathering of global leaders in the insurance industry, focusing on the transformative power of digital innovation. I look forward to engaging in a deep and insightful conversation about how we can effectively manage change to foster digital transformation within the industry. I hope to see you there! #DigitalInsurance #MENASummit #CignaHealthcare #Leadership #Innovation #DigitalTransformation #InsuranceIndustry #MENA2024 #DubaiEvent

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REIMAGINING MENA’S INSURANCE FUTURE: INNOVATIVE ARBITRATION, AI, AND CLEAN ENERGY STRATEGIES FOR SUSTAINABLE GROWTH The challenges facing the insurance sector require a precise analysis and practical steps to achieve a strategic evolution that can keep pace with rapid economic and technological changes. ●The launch of regional platforms for international arbitration in insurance and reinsurance disputes can be a significant shift in enhancing trust and resolving conflicts with flexibility and efficiency. The absence of such platforms pushes parties to resort to external centers, which increases costs and complicates procedures. However, by building a strong legal framework, training arbitrators, and enhancing regional cooperation, these platforms can offer quick and less adversarial solutions while maintaining the confidentiality of the proceedings, thereby boosting confidence in the local legal system. ●Specialized insurance pools in this area are essential for market stability amid the shift to clean energy. The decision by major reinsurance companies to cease investments in fossil fuels further emphasizes the need for innovation in insuring renewable energy projects. ●The importance of integrating artificial intelligence technologies with anti-fraud platforms in the insurance sector was highlighted. These technologies enable insurance companies to detect unusual patterns in data and anticipate future fraud methods, contributing to the development of effective preventive strategies and reducing financial losses resulting from fraudulent activities. ■Achieving a future vision for the development of the insurance and reinsurance sector in the Middle East and North Africa requires cooperation among various stakeholders, whether through strengthening the regulatory framework or adopting technological innovations, to ensure the sector's sustainability and enhance its ability to face future challenges.

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Thanks Deepak Gaur FLHC, FLMI, FALU for sharing your insights on the trends for Life & Living Benefits claims in Middle East.

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How APRIL International tackles #medicalinflation with strategic #costmanagement and healthcare networks Helen Calderini, Head of Global Medical Network at APRIL International, highlighted the critical issue of rising medical costs at the ITIC: International Travel & Health Insurance Conferences 2023 conference in #Barcelona, stating, "Medical inflation is not #sustainable, and we cannot continue with these increasing prices. It's time for us to refocus on the situation and work together with a shared mission of providing #healthcare for everyone. We're at a point where we need to rethink everything concerning healthcare policies." In response to these challenges, APRIL International is focused on managing #healthcarecosts while enhancing policyholder experiences. This includes maintaining ongoing communication with members to ensure they receive appropriate care, verifying diagnoses, and advising on the best treatment locations. A team of 26 in-house medical experts supports these efforts, leveraging digital tools like the Easy Claim app and the Easy Claim Card to streamline services and control costs. Helen Calderini also emphasized the importance of partnerships within their extensive medical network, which includes 2 million providers. “We can rely on their expertise to help us with specific cases and cost containment. We can also leverage the expertise of our telemedicine partner, Teladoc Health, to provide second or even third medical opinions when needed,” she explained. Part of the effort to offer fair healthcare costs also involves the ability to negotiate with both current and prospective healthcare providers. "If we have a high-cost case with a particular provider, we won't hesitate to go back to the provider and discuss the costs," explains the Head of Global Medical Network at APRIL International. Additionally, APRIL International is introducing a tiered #hospital network in select markets, such as #Dubai. This allows members to choose from different levels of healthcare providers based on their budget, with corresponding co-pays for premium options. “If a member opts for the Tier 2 network, their premiums will be lower… but if they wish to access Tier 1 providers, like the American Hospital in Dubai, they will know there is a 30% co-pay,” Helen Calderini noted. Read the full article here: https://lnkd.in/eZeqaXQJ

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Correlation between diabetes and cancer Diabetes is not an illness that kills patients , it’s the bad lifestyle and nutrition of diabetics that creates a domino effect of organic failures Lifestyle change and proper Mediterranean diet can reverse a type 2 diabetes and patients can live a normal and long life Death can occur only if patients live their lives with old habits , bad diet and lack of exercise Global statistics show that death from heart issues among diabetics is dropping , a good sign due to the focus on the issue , however cancer is on an alarming increase and is the core threat of Diabetes patients DNA can change and cells are grown due to the glucose unstable levels in unhealthy lifestyle patients My mother has been a type 2 diabetic since the age of 45 , she is currently 98 healthy and active Key in her longevity is her diet , a bio fanatic , Mediterranean diet at its best , fruit fish and salads based . This personal experience has influenced my drive to save lives Saving lives either due to bad driving habits or diet or lifestyle is my goal in my business Insurance can help , can create financial stability and support patients and the family However , the patients need to take control of their illness , ask for help for better lifestyle and diet , seek support and encouragement I am happy to share that we have created a solution that achieves this , combining insurance benefits with self empowerment and lifestyle change , healthier nutrition and better awareness Technology can help , but most important the human support is key to saving lives and our solution is a hybrid enabler to live a normal life

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The transition of privately owned healthcare providers in the Middle East to publicly traded corporations can potentially lead to increased access to capital, which may facilitate improvements in healthcare infrastructure and services. However, whether this shift results in better healthcare outcomes for patients depends on how the transition is managed, the priorities set by the corporation, regulatory oversight, and the commitment to patient care quality. While higher capital availability can support enhancements in healthcare delivery, it does not guarantee improved healthcare outcomes for patients. It is crucial for healthcare providers to prioritize patient care quality, invest in staff training, ensure patient safety, and maintain a patient-centered approach throughout the transition to public ownership. #vision2030 #healthcare #privatization #patientcare

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How to choose the best pet insurance in UAE ? 🐶 Very good guide from Gulf news on how to select the best pet insurance in UAE in 2024 #OsloInsurance #PetInsurance #UAE

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🌟 Health Insurance for Startups in the UAE: Why It Matters and How to Choose Wisely 🌟 In the UAE, health insurance is not just a benefit—it's a legal requirement. For startups and growing businesses, ensuring your team has access to quality healthcare is essential not only for compliance but also for building a productive and loyal workforce. 🔹 Why Health Insurance is Mandatory The UAE’s health insurance law mandates that all employees must have coverage. This requirement ensures that every worker can access medical care when needed, reflecting the country’s commitment to public health and safety. 🔹 Balancing Cost and Benefits Finding the right health insurance plan for your startup can be challenging. Here are a few tips to strike the perfect balance between cost and benefits: Assess Your Needs: Evaluate the specific needs of your team. Consider factors such as age, health conditions, and the types of coverage required. Compare Plans: Use insurance comparison tools to review different plans. Look for options that offer comprehensive coverage while fitting your budget. Consult Experts: Engage with insurance partners who specialize in startup health insurance. Their expertise can help you navigate the options and find the best plan. Consider Flexibility: Choose plans that offer flexibility in coverage and network access, allowing your employees to receive care at their preferred facilities. Evaluate Employee Feedback: Involve your team in the decision-making process. Their feedback can provide valuable insights into what coverage they find most beneficial. Providing health insurance not only ensures compliance but also demonstrates your commitment to your team's well-being. It’s an investment in your startup's future success! Looking for a smart way to compare health insurance options for your team? Reach out to Covermatch for expert guidance and start building a healthier future for your startup today! #HealthInsurance #Startups #UAE #EmployeeBenefits #BusinessGrowth #Insurance #StartupLife #Covermatch

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In 2024, UAE residents might face higher co-payment charges on their medical bills. This adjustment could impact how you budget for healthcare expenses. Find out more about the potential increase: https://lnkd.in/dDbC7ywH Seven Insurance Brokers is here to ensure you're prepared for any changes in health insurance costs. With our expertise, we can help you find the best plans that minimize out-of-pocket expenses while maximizing coverage. Our innovative approach guarantees a seamless experience tailored to your needs. Contact us today to see how we can optimize your health insurance coverage. #UAEInsurance #HealthCosts #MedicalBills #SevenInsuranceBrokers #HealthcarePlanning #InsuranceSolutions

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In 2024, UAE residents might face higher co-payment charges on their medical bills. This adjustment could impact how you budget for healthcare expenses. Find out more about the potential increase: https://lnkd.in/dDbC7ywH Seven Insurance Brokers is here to ensure you're prepared for any changes in health insurance costs. With our expertise, we can help you find the best plans that minimize out-of-pocket expenses while maximizing coverage. Our innovative approach guarantees a seamless experience tailored to your needs. Contact us today to see how we can optimize your health insurance coverage. #UAEInsurance #HealthCosts #MedicalBills #SevenInsuranceBrokers #HealthcarePlanning #InsuranceSolutions

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Did you know? The UAE is leading the way in vitality, scoring an impressive 32% compared to the global average of 20% in the Cigna Health Care Vitality Study! 🇦🇪💪 That’s exciting news from the UAE healthcare front! Here's the scoop: •UAE's holistic health approach is paying off big time! 😀 •61% of UAE employees are loving office life, boosting focus and workplace relationships •But watch out - 99% report burnout symptoms due to financial stress 💰💰💰 As a leader in the healthcare industry, I'm thrilled to see the UAE setting the bar high. Let's keep pushing for better health and wellbeing in our workplaces! Want to dive deeper? Check out the full study: https://lnkd.in/d3x8qfkK #HealthcareLeadership #UAEWellness #WorkplaceHealth #VitalityMatters #CignaStudy #HealthInnovation #WorkLifeBalance #Healthcare #MedicalExpertise #DigitalHealth #CignaHealthcareMEA #Cigna What are your thoughts on these findings? Let's discuss in the comments! 👇

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