Dhiran Bhojwani

MSMEs are the lifeblood of the Indian Economy, contributing significantly to both exports and manufacturing output. They account for 45% of India's exports and 40% of its manufacturing output. Unlocking their latent potential through tailored financial solutions could unleash vast global opportunities. At Yubi, as we continue to build for India's debt ecosystem, international trade holds a pivotal position in our agenda. Through our partnership with MODIFI, we aspire to revolutionize the trade finance landscape and aim to take the 'Make in India' initiative to new heights. Thank you Sachin Nigam Meenakshi Krishnani Darshan Sarvaiya for your support in making this happen and thank you Yubi team, especially Anita Ferreira Deep Kakkad Samarpita Banerjee Heer Shah Amartya Saha and Arjav Jain for your unwavering support and guidance. #Export #Import #ExportFactoring #ExportFinancing #MSME

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Ever wondered how India went from cash to becoming a global leader in digital payments? In our latest episode on The Compounding Network, Vijay Rajagopal breaks down the evolution of payments in India- from Credit Cards to Digital Wallets to #UPI- through the eyes of both #customers and #merchants. If you’re curious about the WHY and HOW behind India’s digital payment revolution, this episode is a must-watch! Packed with insights for anyone who wants to understand the big picture of payments and fintech, it’s like the “Tell Me Why” series for today’s financial ecosystem. Please head over, subscribe, and let’s dive into this journey together! Watch here: https://lnkd.in/dmCybbXH Some of the questions which Vijay tried to address are: 1. Why is the #MDR such a crucial factor in the adoption of digital payments among businesses? 2. Why are #digital wallets and UPI seen as game-changers in the Indian payment ecosystem? 3. Why do #smaller merchants adopt digital payment methods differently than #large businesses, and what drives this difference? 4. Why is #trust important in the digital payments landscape, and how do fintechs build trust with both merchants and consumers? #Fintech #Payments #TheCompoundingNetwork #DigitalTransformation #UPI #Learning

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Suvendu Pati Chief General Manager, FinTech Department, Reserve Bank of India (RBI) said, "At the core of our efforts is the drive to bring efficiency to CBDCs, particularly in addressing the high costs and lack of transparency in cross-border remittances." He identified four key areas of CBDC ripe for innovation, the speed of money transfers, the high costs associated with cross-border remittance, transparency issues, and time zone challenges. He also shared RBI aspects on future of asset tokenisation said already see use cases for asset tokenisation emerging quickly. Imagine a ledger where assets and funds are centralised, with the potential to revolutionise capital and insurance markets. #tokenization #cbdc #assettokenization #assettokenization #fintech CrowdInvest FSV Capital FSV Labs Ryzer Xaults Prasanna Lohar India Blockchain Forum Global Fintech Fest https://lnkd.in/dcZKbBkJ

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F&O is a lottery business in disguise. Sooner we accept, happier we will be! SEBI Study Reveals 93% of Individual Traders Incurred Losses in Equity F&O between FY22 and FY24; Aggregate Losses Exceed ₹ 1.8 Lakh Crores Over Three Years. Posted a long thread on X with data of losses and trends etc. Useful to understand risk appetite for traders! https://lnkd.in/gydqZnk4 

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Building India's Leading Digital Lending Platform Rupee112 Creating a leading digital lending platform in India is an ambitious mission that demands both passion and resilience. At Rupee112, every team member contributes over 80 hours a week, driven not solely by financial rewards but by a shared commitment to changing the landscape of digital lending in India. In a rapidly evolving financial sector where #NBFCs and fintech companies are bridging credit gaps, this intense dedication is vital to pioneering a platform that is accessible, fast, and inclusive. In the context of India’s vast credit requirements, NBFCs, including platforms like Rupee112, play a transformative role. India is now home to the world’s third-largest fintech ecosystem, with the RBI actively working to support regulated #NBFCs in expanding financial inclusion and bridging underserved credit needs. The country’s fintech and digital lending markets are projected to grow at a compound annual growth rate (CAGR) of 22% through 2030, a statistic that highlights both the potential and the responsibility fintech companies have in ensuring secure, transparent, and efficient lending processes. Rupee112 employs advanced AI and ML-driven algorithms, setting it apart from traditional lending models. This technology enables a seamless user experience, swift loan approvals, and a customer-focused approach that aligns with the needs of those who may not fit the rigid criteria of conventional banks. By integrating digital lending capabilities, Rupee112 is not only meeting market demand but also ensuring more equitable access to credit, particularly for those with less-than-perfect credit scores. Our long-term vision at Rupee112 is to build a platform that continuously adapts and scales to meet India’s diverse financial needs, especially as digital adoption surges across the country. With plans to expand our reach and drive innovative solutions, Rupee112 is setting benchmarks in transparency and accessibility, laying the foundation for a financially inclusive India. #Rupee112 #DigitalLending #FintechIndia #FinancialInclusion #NBFC

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"Age is just a number when it comes to embracing FinTech! 📊💸 Check out this eye-opening #infographic on age-wise #loan usage through #FinTechplatforms in India. #Millennials and #Gen Z are leading the charge, but all age groups are getting in on the #digitalfinance #revolution! Are you part of the FinTech wave? Share your experience! #FinTechIndia #DigitalLoans #FinancialInclusion #StartupIndia #DigitalIndia #PersonalFinance #TechAdoption #FinTechRevolution #AgeWiseFinance #MillennialMoney #GenZFinance #FinancialLiteracy #CreditAccess #RBIReport #FinanceStats2024 #IndiaTech #EconomicTrends #FinancialServices #trend #post #connection #network #Financesutras

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It was great talking to Vishal Krishna about all things fintech and payments on theUpStreamLife Media Pvt Ltd podcast. The payments landscape in India is on the cusp of its next stage of maturity. While many players exist, I believe true value-addition for users will come from constant innovation and building products that make the experience intuitive and impactful. This becomes crucial when we think of building for an India that is becoming increasingly digital-first in its payments and finance choices. Vishal and I explore how we achieve this at Cashfree Payments in detail. You can watch the full episode here 👇  https://lnkd.in/gS25vzSQ #Finance #Fintech #India

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India is on an accelerated journey. 🇮🇳 The billion user opportunities are heavy, need heavy lifting and need to be seen from a layer by layer (onion) approach. Each layer is a different market. And require a different finacial solution approach. Maybe a million fintech opportunities. 🇮🇳🇮🇳 India is ready. We need to make it for a billion. 🇮🇳🇮🇳🇮🇳

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Revolutionizing Payments with Real-Time Disbursement via e-invoicing QR code Tired of waiting hours and days for your invoice payments to clear ? Say hello to the future of instant payments with our cutting-edge real-time disbursement technology ! How It Works: 1. Scan E-Invoice: Simply scan the e-invoice using our intuitive app. 2. Instant Processing: Our system processes the invoice in real time. 3. Immediate Payment: Funds are disbursed instantly to the anchor’s account. Key Benefits: - Speed: No more waiting for hours or days. Get paid instantly! - Efficiency: Simplifes payment process and reduces administrative cost with all stakeholders - Accuracy: Minimizes errors with automated processing. - Convenience: Easy to use, whether you're at home or on the go. Join the revolution and experience the seamless integration of technology and finance. Let's make delayed payments a thing of the past! When e-invoices were first launched, we saw a game-changing opportunity. The turnover levels mandated by GSTN to make e invoice mandatory, reinforced my belief that we needed to capitalize on this moment. And so, our journey began. From concept to execution, our team worked tirelessly, meticulously designing the workflows and engineering the processes. Collaborating with various stakeholders, we aimed to create a seamless, efficient, and instant payment solution with IIFL Finance Gautam Mahanti , our GSP for GSTN - thanking for showing the path to the opportunity #FinTech #Payments #RealTimeDisbursement #EInvoice #Innovation #InstantPayments

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🚀In the dynamic world of Fintech, a blend of cutting-edge technology and the right team is paramount. At PCRED Venture Pvt. Ltd, we're harnessing this power to redefine financial services in India.💡Through digital lead generation strategies, we are bridging the gap between lending institutions and potential borrowers. Our approach involves:• Crafting relevant online content 📝• Building trust & establishing credibility 🔒• Providing value to our audience 💼🌐 With targeted online advertising and search engine optimization, we aim to create an enriching user experience that drives conversions. Furthermore, automation is at the heart of our operations - streamlining lead qualification processes for efficiency.Join us as we reshape India's financial landscape with advanced fintech solutions! #Fintech #LeadGeneration #DigitalMarketing #FinanceServicesThe digital landscape is in a constant state of evolution, and staying ahead requires more than just keeping up with trends. It calls for pioneering new ideas, embracing innovative thinking, and setting a vision for the future. In today's fast-paced world, leaders in every industry must be agile, adaptable, and forward-thinking. This means fostering a culture of continuous learning, encouraging diverse perspectives, and leading with purpose. By staying curious, we not only drive our personal and organizational growth but also contribute to creating a more dynamic and resilient business environment. Let us embrace the challenges of tomorrow and shape the future through visionary leadership. #ThoughtLeadership #Innovation #ContinuousLearning

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WealthMax by Bajaj Capital Ltd La Premier: A true story of how vision of Sanjiv Bajaj coupled with the dynamism of Uttam Agarwal, at gave my team and me Aabhinna Suresh Khare the opportunity to build a fabulous product thats creating waves in Wealth Industry 🇮🇳 🇮🇳 🇮🇳 𝐄𝐋𝐄𝐕𝐀𝐓𝐈𝐍𝐆 𝐋𝐄𝐆𝐀𝐂𝐘: 𝐂𝐑𝐀𝐅𝐓𝐈𝐍𝐆 𝐅𝐎𝐑 𝐈𝐍𝐃𝐈𝐀’𝐒 𝐔𝐋𝐓𝐑𝐀-𝐖𝐄𝐀𝐋𝐓𝐇𝐘-𝐔𝐋𝐓𝐑𝐀 𝐑𝐈𝐂𝐇 🇮🇳 🇮🇳 🇮🇳 FACT 𝑰𝒏𝒅𝒊𝒂 𝒉𝒂𝒔 797,714 𝑯𝑵𝑰𝒔 (𝒂𝒔𝒔𝒆𝒕𝒔 𝒘𝒐𝒓𝒕𝒉 $1𝑴+) 8.35 Crore Rs. 𝒂𝒏𝒅 13,263 𝑼𝑯𝑵𝑾𝑰𝒔 (𝒏𝒆𝒕 𝒘𝒐𝒓𝒕𝒉 $30𝑴+) i.e 250 Cr Rs 𝒂𝒔 𝒐𝒇 2022-23 𝐓𝐡𝐞 6 𝐊𝐞𝐲 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬 of an HNI UHNI are 6️⃣ Portfolio Overlap: Investors unknowingly duplicate investments across multiple mutual funds, as they don't know if AMCs are investing in the same stocks. 5️⃣ Fund Selection: With 1,386 mutual fund schemes in India, selecting the right funds becomes overwhelming - like finding a needle in a haystack. 4️⃣ True Diversification: While everyone talks about diversification, understanding the correlation between investments is difficult due to lack of proper analysis tools. 3️⃣ Market Monitoring: Keeping up with fast-moving markets during volatile times (Ukraine-Russia War, Israeli conflict, US Elections) is nearly impossible to track effectively. 2️⃣ Sector Selection: Different sectors perform differently each year, and conflicting advice from various fund managers makes it difficult to know where to invest. 1️⃣ Personalization: Generic investment advice rarely fits specific individual situations and goals, and general tips don't work for personalized portfolios. We have solved all these challenges with the Wealthmax Tool. To read more about it visit here https://lnkd.in/ga2aW6gs

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🚀 𝗞𝘂𝗻𝗮𝗹 𝗕𝗮𝗵𝗹: 𝗧𝗵𝗲 𝗢𝗚 𝗧𝗶𝘁𝗮𝗻 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗮𝗻𝗱 𝗘𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝗜𝗻𝗱𝗶𝗮’𝘀 𝗦𝘁𝗮𝗿𝘁𝘂𝗽 𝗘𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺 From co-founding Snapdeal to becoming a visionary investor, Kunal Bahl and his long-time partner Rohit Bansal have redefined success in the startup world. Through Titan Capital, they’ve emerged as champions of India’s entrepreneurial ecosystem, backing some of the most promising ventures across #fintech, #SaaS, and #ecommerce. 📈 𝗧𝗶𝘁𝗮𝗻 𝗖𝗮𝗽𝗶𝘁𝗮𝗹’𝘀 𝗥𝗲𝗺𝗮𝗿𝗸𝗮𝗯𝗹𝗲 𝗝𝗼𝘂𝗿𝗻𝗲𝘆 - 𝗘̲𝗮̲𝗿̲𝗹̲𝘆̲ ̲𝗪̲𝗶̲𝗻̲𝘀̲: A ₹1.57 crore investment in Urban Clap (now #UrbanCompany) in 2015 yielded an astounding 200x return, exiting with ₹110-120 crore in 2023. - 𝗗̲𝗶̲𝘃̲𝗲̲𝗿̲𝘀̲𝗲̲ ̲𝗦̲𝘂̲𝗰̲𝗰̲𝗲̲𝘀̲𝘀̲𝗲̲𝘀̲: Achieved 100x returns from investments in #OlaCabs and Credgenics, while #Mamaearth’s 2023 IPO further solidified their winning streak. - 𝗚̲𝗮̲𝗺̲𝗲̲-̲𝗖̲𝗵̲𝗮̲𝗻̲𝗴̲𝗲̲𝗿̲ ̲𝗶̲𝗻̲ ̲𝗦̲𝗮̲𝗮̲𝗦̲: #Unicommerce, a logistics and e-commerce SaaS platform, has grown to serve over 20,000 brands and is now valued at ₹1,100 crore. 💡 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗣𝗵𝗶𝗹𝗼𝘀𝗼𝗽𝗵𝘆 Titan Capital’s disciplined and founder-first approach has powered investments in over 200 startups. Their recently launched ₹333 crore Winners Fund reflects a commitment to nurturing long-term growth and scaling high-potential ventures. 🔑 𝗦𝗻𝗮𝗽𝗱𝗲𝗮𝗹’𝘀 𝗥𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝘁 𝗣𝗶𝘃𝗼𝘁 Snapdeal’s strategic focus on value-conscious consumers in Tier 2 and Tier 3 cities showcases Bahl and Bansal’s adaptability. Despite intense competition, Snapdeal’s pivot in 2017 made it one of the few profitable players in e-commerce. 🌟 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝘁𝗵𝗲 𝗡𝗲𝘅𝘁 𝗚𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻 Bahl sees his role as more than just an investor: "𝘛𝘩𝘦 𝘯𝘦𝘹𝘵 𝘤𝘩𝘢𝘱𝘵𝘦𝘳 𝘰𝘧 𝘮𝘺 𝘭𝘪𝘧𝘦 𝘪𝘴 𝘥𝘦𝘥𝘪𝘤𝘢𝘵𝘦𝘥 𝘵𝘰 𝘣𝘢𝘤𝘬𝘪𝘯𝘨 𝘧𝘰𝘶𝘯𝘥𝘦𝘳𝘴 𝘢𝘯𝘥 𝘩𝘦𝘭𝘱𝘪𝘯𝘨 𝘵𝘩𝘦𝘮 𝘴𝘶𝘤𝘤𝘦𝘦𝘥 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘤𝘢𝘱𝘪𝘵𝘢𝘭, 𝘤𝘰𝘯𝘯𝘦𝘤𝘵𝘪𝘰𝘯𝘴, 𝘰𝘳 𝘨𝘶𝘪𝘥𝘢𝘯𝘤𝘦." With an impressive portfolio and a legacy of nurturing entrepreneurs, Titan Capital is shaping India’s startup ecosystem, empowering founders to build enduring businesses. The recent wins such Unicommerce's listing and the oversubcribed Winners Fund success reflects Bahl and Bansal’s shift from operators to ecosystem enablers. What are your thoughts on India’s startup growth story? Let’s discuss in the comments! Read the full article https://lnkd.in/dnpFBK7b Watch a small Snippet from Kunal himself. Credit to #ETNOW ; #Timesgroup #Startups #VentureCapital #India #Entrepreneurship #TitanCapital #KunalBahl #investing #founder #investor #funding Kunal Bahl #founders #startup #cofounder #mumbai #bangalore #delhi #investment, #investing, #seedinvestor, #startupinvestor #angelinvestor #investor #investments #hyderabad #VentureCapital Bestvantage Investments

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Bengaluru-based Wealthtech startup Stable Money, which claims to deliver 9.10% interest on FD, has raised Rs 123.56 crore in its latest funding round. The round was led by Cyprus-based RTP Capital, with participation from Lightspeed India and Matrix Partners. Read the full story here: 👇 https://lnkd.in/gEPSgQ_j #funding #investors #investment #bengaluru #wealth #banks #startup #indianstartupnews

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Revolutionizing Supply Chain Finance: A New Tech Milestone Introducing Automated Instant Disbursements with E-Invoice QR Scaning Tech capability from Xtracap Fintech. A unique feature update for lightening fast disbursements to our Anchor Brands. #fintech #xtracap #bridge2capital #xtracapneo #iifl #supplychain #innovations #bestinclass #finance #shorttermloans #msme

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🚀 MXON Technologies Pvt. Ltd. : Empowering the Future of B2B Lending! 🚀 We're excited to announce that Mxon Technologies has successfully onboarded over 12,000 retail customers and more than 40 Supply Chain Anchors. This milestone showcases our dedication to building a robust ecosystem that drives financial growth and innovation. But that’s not all! We’ve also built a strong database of 50,000 retail customers, solidifying our position as the preferred choice for NBFCs and Banks seeking partnerships in B2B Lending. A huge shoutout to our incredible team and partners for making this possible. Together, we're shaping the future of finance! 💼💡 #B2BLending #SupplyChainFinance #Fintech #NBFC #BankingPartnerships #MxonTechnologies #BusinessGrowth #Innovation

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