Creditum

Fuel your business, fuel your future. At Creditum, we believe that financing should move at the speed of your business. With Loan on POS, Merchant Cash Advance, Invoice Financing, and Instant Settlement, we provide fast and flexible solutions that align with your cash flow. Why be held back by rigid, outdated financing? Unlock capital when you need it, and take your business to new heights. Welcome to the new era of SME lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans

Transform the Way You Finance Your Business. Tired of traditional financing slowing you down? At Creditum, we’re flipping the script. Whether it’s Loan on POS, Merchant Cash Advance, Invoice Financing, or Instant Settlement, our solutions are designed to match the pace of your business—fast, flexible, and friction-free. Why wait weeks for approvals? With Creditum, funding is tailored to your daily sales, giving you the power to grow when the moment’s right. Welcome to the new era of SME lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans

Empowering SMEs with Flexible Financing In today’s fast-paced business environment, access to quick, flexible funding is critical for growth. At Creditum, we’re committed to providing SMEs with innovative financing options like Loan on POS, Merchant Cash Advance, and Invoice Financing—each designed to help businesses thrive by aligning repayments with their daily cash flow. Our data-driven approach ensures that SMEs get the capital they need, when they need it—without the barriers of traditional loans. Ready to power your business? Welcome to the new era of SME Lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans

SMEs: Your Growth, Our Priority At Creditum, we understand the unique challenges SMEs face when it comes to financing. Whether you need to unlock immediate working capital or boost cash flow, our flexible solutions—Loan on POS, Merchant Cash Advance, Invoice Financing, and Instant Settlement—are designed with your business’s needs in mind. Forget rigid terms and long approval processes. Creditum’s data-driven approach ensures fast, flexible funding tailored to your cash flow. Welcome to the new era of SME Lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans

SMEs in 2024: The Powerhouses of Growth In 2024, SMEs continue to drive global economies, accounting for 90% of businesses worldwide and providing up to 70% of total employment. In the GCC, SMEs represent 95% of all businesses, yet many still face a major financing gap. Despite their critical role, 60% of SME loan applications are rejected by traditional banks. At Creditum, we’re bridging this gap with tailored, flexible financing solutions that empower SMEs to thrive. Welcome to the new era of SME Lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans

Waiting for payments shouldn’t hold your business back. With Creditum’s Invoice Financing, you can access upfront capital by leveraging your outstanding invoices. No more worrying about cash flow gaps—get the funds you need, when you need them. - Immediate access to cash - Flexible repayment terms - Apply through the Creditum Smart POS app or our online platform very soon. Boost your cash flow and keep your business moving forward. It’s time to make unpaid invoices work for you! Welcome to the new era of SME Lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans

At Creditum, Loan on POS provides SMEs with quick, flexible access to capital based on daily credit card sales. Repayments are automatically deducted from your transactions, making it a hassle-free way to manage cash flow. - How it works: Funding is based on your daily card transactions. - Repayments: Automatically adjusted to sales volume. - Apply easily: Through the Creditum Smart POS app or our online platform. Manage your finances on your terms with Creditum’s Loan on POS. Welcome to the new era of SME Lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans

𝗘𝘅𝗰𝗶𝘁𝗶𝗻𝗴 𝗻𝗲𝘄𝘀! 🚀 🤗 Fracxn, a leading embedded financing and digital lending platform, is proud to partner with Creditum, part of RFM Loyalty LLC, a company processing AED 18 billion annually for over 15,000 POS terminals. Together, we are launching a cutting-edge #financing marketplace platform that will empower SMEs with seamless access to diverse lending options. 🚀 𝗕𝗮𝗰𝗸𝗲𝗱 𝗯𝘆 𝗙𝗿𝗮𝗰𝘅𝗻’𝘀 𝗽𝗿𝗼𝗽𝗿𝗶𝗲𝘁𝗮𝗿𝘆 𝗲𝗺𝗯𝗲𝗱𝗱𝗲𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀, this collaboration promises to unlock new growth opportunities for businesses. Stay tuned for more updates on this powerful partnership! RFM Loyalty Co. 𝗥𝗲𝗮𝗱 𝗡𝗲𝘄𝘀: https://cutt.ly/JeYhtLc9 🔗 𝗖𝗼𝗻𝘀𝘂𝗹𝘁 𝗻𝗼𝘄 𝗮𝘁 Fracxn.com ------------ 📱 +971-55 874 9890 📧 [email protected] ------------ Neeraj Malhotra Dwayne Gefferie Arjun Vir Singh Ronit Ghose Ashish Singhal Ram Rastogi 🇮🇳 Ram Charan CS Ramachandran (Ram) Ram C. Deem Finance Deem Finance Reem Finance Reem ALRebdi, MBA [Finance], CCO, SAS Umair Ali Khan Darshan Thakker Eze Benita Philippe Berard Mohan Kothandaraman Christian Osueke Emmanuel Ezeka Mignon van Dyk Saakshi Desai Ravi Sehgal Ajay Mankani Rajat Agarwal Kaja Jakubowska Jagjit Singh Abdulaziz F Aljouf Narendra Nandal Ashwin Shenoy Hadi Curtay ------------ #EmbeddedFinance #DigitalLending #FintechPartnership #SMEsupport #MarketplaceLending #RFMloyalty #Creditum #Fracxn #FintechInnovation #BusinessFinancing #FintechCollaboration ------------ Dubai Holding Dubai Islamic Bank Dubai World Trade Centre Telr PayTabs Global OGS PayLab: A PayTabs Company ------------ 💼 #Fintech #AIPayments #FutureOfPayments #InvoiceFactoring #paymentgateways #InstantSettlement #AIinFinance #DigitalTransformation #BusinessFinancing #InstantFinancing #FinancingSolutions #FintechRevolution #BusinessGrowth #Innovation #SmartPayments #AutomatedFinance #DigitalPayments #FintechSolutions #FutureOfFintech #InvoiceDiscounting #SMBFinancing #AItechnology #FinancialServices #TechInnovation #SMEFinance #PaymentSolutions #AItools #BusinessPayments #PaymentGateway #FintechIndustry #BusinessSolutions #AITransformation

Unlocking Financing Solutions for UAE SMEs through a Data-Driven Lending Marketplace. Read more about how Creditum is transforming SME lending in the UAE, in our latest press release: https://lnkd.in/dV6sEKhA. Welcome to the new era of SME lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans

Driving the Future of the GCC Economy: SMEs SMEs are more than just businesses; they are the heartbeat of the GCC’s economic growth. Contributing 60% of the UAE’s GDP and representing 95% of the region's businesses, SMEs are driving innovation, employment, and community development. But with a $260 billion financing gap, many SMEs are held back by traditional funding barriers. At Creditum, we see this as an opportunity. With solutions like Loan on POS, we’re helping businesses unlock capital based on their daily sales, fueling growth and expansion without the hurdles of conventional banking. The future of the GCC economy depends on thriving SMEs—and we’re here to make that happen. Follow us to stay updated. Welcome to the new era of SME lending. #CreditumInsights #IntroducingCreditum #SMEGrowth #BusinessFinance #Fintech #FintechInnovation #POSLoans